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Sound Financial Bancorp, Inc.

Data quality: 83%
SFBC
Nasdaq Financial Services Depository Institutions
$44.86
▼ $0.29 (-0.64%)
Mkt Cap: 107.13 M
Price
$44.86
Mkt Cap
107.13 M
Day Range
$44.26 — $44.90
52-Week Range
$40.68 — $51.99
Volume
3,709
Open $44.26
50D / 200D Avg
$43.17
3.92% above
50D / 200D Avg
$44.93
0.16% below

Quick Summary

Key Takeaways

Earnings grew 54.27% over the past year
Generating 6.99 M in free cash flow
P/E of 14.97 — trading at a low valuation
Cash machine — converts 97.67% of earnings into free cash flow

Growth

Revenue Growth (5Y)
N/A
Revenue (1Y)N/A
Earnings (1Y)54.27%
FCF Growth (3Y)4.17%

Quality

Return on Equity
6.71%
Below sector avg (10.70%)
ROICN/A
Net MarginN/A
Op. MarginN/A

Safety

Debt / Equity
N/A
Current RatioN/A
Interest CoverageN/A

Valuation

PE (TTM)
14.97
Above sector avg (12.63)
P/B Ratio1.00
EV/EBITDAN/A
Dividend YieldN/A

Price History

Financial Trends

Peer Comparison

vs Financial Services sector median (1096 peers)
Metric Stock Sector Median
P/E 15.0 12.6
P/B 1.0 1.4
ROE % 6.7 10.7
Net Margin % — 14.8
Rev Growth 5Y % — 6.4
D/E — 0.5

ETFs Holding This Stock

BSVO logo BSVO EA Bridgeway Omni Small-Cap Value ETF
0.02% weight

All Fundamental Metrics
Growth
Revenue Growth (1Y) N/A Revenue Growth (3Y) N/A
Earnings Growth (1Y) 54.27% Earnings Growth (3Y) -1.91%
Revenue Growth (5Y) N/A Earnings Growth (5Y) -5.97%
Profitability
Revenue (TTM) N/A Net Income (TTM) 7.16 M
ROE 6.71% ROA 0.68%
Gross Margin N/A Operating Margin N/A
Net Margin N/A Free Cash Flow (TTM) 6.99 M
ROIC N/A FCF Growth (3Y) 4.17%
Safety
Debt / Equity N/A Current Ratio N/A
Interest Coverage N/A Asset Turnover N/A
Working Capital N/A Tangible Book Value 107.45 M
Dividends
Dividend Yield N/A Payout Ratio N/A
Dividend Growth (3Y) N/A Dividend Growth (5Y) N/A
Consecutive Div Years N/A
Valuation
P/E Ratio 14.97 Forward P/E N/A
P/B Ratio 1.00 P/S Ratio N/A
PEG Ratio N/A Forward PEG N/A
EV/EBITDA N/A Fwd EV/EBITDA N/A
Forward P/S N/A Fwd Earnings Yield N/A
FCF Yield 6.53%
Market Cap 107.13 M Enterprise Value 5.97 M
Per Share
EPS (Diluted TTM) 2.77 Revenue / Share N/A
FCF / Share 2.93 OCF / Share 3.00
EPS CAGR (1Y) 53.89% EPS CAGR (5Y) -5.41%
EPS CAGR (10Y) 3.18%
Efficiency
CapEx / Revenue N/A FCF Conversion 97.67%
SBC-Adj. FCF 6.66 M Growth Momentum N/A

Income Statement

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue — — — — —
Net Income 7.16 M 4.64 M 7.44 M 8.80 M 9.16 M
EPS (Diluted) 2.77 1.80 2.86 3.35 3.46
Gross Profit — — — — —
Operating Income — — — — —
EBITDA — — — — —
R&D Expenses — — — — —
SG&A Expenses 5.97 M 5.89 M 6.10 M 5.81 M 5.77 M
D&A — — — — —
Interest Expense 34.93 M 31.00 M 16.76 M 4.50 M 3.95 M
Income Tax 1.51 M 1.01 M 1.56 M 2.07 M 2.27 M

Balance Sheet

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 1.09 B 993.63 M 995.22 M 976.35 M 919.69 M
Total Liabilities 982.77 M 889.97 M 894.57 M 878.65 M 826.33 M
Shareholders' Equity 109.40 M 103.67 M 100.65 M 97.71 M 93.36 M
Total Debt — — — — —
Cash & Equivalents 138.45 M 43.64 M 49.69 M 57.84 M 183.59 M
Current Assets — — — — —
Current Liabilities — — — — —