SECURITY FEDERAL CORP
Data quality: 83%
SFDL
OTC
Financial Services
Depository Institutions
$34.51
$0.00
(0.00%)
Mkt Cap: 106.75 M
Price
$34.51
Mkt Cap
106.75 M
Day Range
$35.09 — $35.09
52-Week Range
$28.15 — $36.62
Volume
200
Open $35.09
50D / 200D Avg
$34.87
1.02% below
50D / 200D Avg
$32.13
7.42% above
Quick Summary
Key Takeaways
Earnings grew 39.42% over the past year
Generating 8.80 M in free cash flow
P/E of 7.81 — trading at a low valuation
Growth
Revenue Growth (5Y)
N/A
Revenue (1Y)N/A
Earnings (1Y)39.42%
FCF Growth (3Y)21.07%
Quality
Return on Equity
7.08%
Below sector avg (10.70%)
ROICN/A
Net MarginN/A
Op. MarginN/A
Safety
Debt / Equity
N/A
Current RatioN/A
Interest CoverageN/A
Valuation
PE (TTM)
7.81
Below sector avg (12.63)
P/B Ratio0.55
EV/EBITDAN/A
Dividend YieldN/A
Price History
Financial Trends
Peer Comparison
vs Financial Services sector median (1096 peers)
Peer Comparison
vs Financial Services sector median (1096 peers)| Metric | Stock | Sector Median |
|---|---|---|
| P/E | 7.8 | 12.6 |
| P/B | 0.6 | 1.4 |
| ROE % | 7.1 | 10.7 |
| Net Margin % | — | 14.8 |
| Rev Growth 5Y % | — | 6.4 |
| D/E | — | 0.5 |
All Fundamental Metrics
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | N/A | Revenue Growth (3Y) | N/A |
| Earnings Growth (1Y) | 39.42% | Earnings Growth (3Y) | 15.84% |
| Revenue Growth (5Y) | N/A | Earnings Growth (5Y) | 1.72% |
| Profitability | |||
| Revenue (TTM) | N/A | Net Income (TTM) | 13.67 M |
| ROE | 7.08% | ROA | 0.84% |
| Gross Margin | N/A | Operating Margin | N/A |
| Net Margin | N/A | Free Cash Flow (TTM) | 8.80 M |
| ROIC | N/A | FCF Growth (3Y) | 21.07% |
| Safety | |||
| Debt / Equity | N/A | Current Ratio | N/A |
| Interest Coverage | N/A | Asset Turnover | N/A |
| Working Capital | N/A | Tangible Book Value | 193.59 M |
| Dividends | |||
| Dividend Yield | N/A | Payout Ratio | N/A |
| Dividend Growth (3Y) | N/A | Dividend Growth (5Y) | N/A |
| Consecutive Div Years | N/A | ||
| Valuation | |||
| P/E Ratio | 7.81 | Forward P/E | N/A |
| P/B Ratio | 0.55 | P/S Ratio | N/A |
| PEG Ratio | 4.54 | Forward PEG | N/A |
| EV/EBITDA | N/A | Fwd EV/EBITDA | N/A |
| Forward P/S | N/A | Fwd Earnings Yield | N/A |
| FCF Yield | 8.24% | ||
| Market Cap | 106.75 M | Enterprise Value | 54.94 M |
| Per Share | |||
| EPS (Diluted TTM) | N/A | Revenue / Share | N/A |
| FCF / Share | 2.85 | OCF / Share | 4.65 |
| EPS CAGR (1Y) | N/A | EPS CAGR (5Y) | N/A |
| EPS CAGR (10Y) | N/A | ||
| Efficiency | |||
| CapEx / Revenue | N/A | FCF Conversion | 64.37% |
| SBC-Adj. FCF | N/A | Growth Momentum | N/A |
Income Statement
Annual, most recent first
Income Statement
Annual, most recent first| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | — | — | — | — | — |
| Net Income | 13.67 M | 9.81 M | 10.19 M | 10.23 M | 12.77 M |
| EPS (Diluted) | — | — | — | — | 3.93 |
| Gross Profit | — | — | — | — | — |
| Operating Income | — | — | — | — | — |
| EBITDA | — | — | — | — | — |
| R&D Expenses | — | — | — | — | — |
| SG&A Expenses | — | — | — | — | — |
| D&A | — | — | — | 1.97 M | 1.96 M |
| Interest Expense | 47.21 M | 41.83 M | 25.73 M | 5.03 M | 3.82 M |
| Income Tax | 3.66 M | 2.76 M | 2.29 M | 2.71 M | 3.51 M |
Balance Sheet
Annual, most recent first
Balance Sheet
Annual, most recent first| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 1.62 B | 1.61 B | 1.55 B | 1.38 B | 1.30 B |
| Total Liabilities | 1.42 B | 1.43 B | 1.38 B | 1.22 B | 1.19 B |
| Shareholders' Equity | 200.46 M | 182.39 M | 172.36 M | 160.23 M | 115.52 M |
| Total Debt | — | — | — | — | — |
| Cash & Equivalents | 75.34 M | 178.28 M | 128.28 M | 28.50 M | 27.62 M |
| Current Assets | — | — | — | — | — |
| Current Liabilities | — | — | — | — | — |
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