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SELECTIVE INSURANCE GROUP INC

Data quality: 100%
SIGIP
Nasdaq Financial Services Insurance Carriers
$16.25
▲ $0.05 (0.31%)
Mkt Cap: 992.19 M
Price
$16.25
Mkt Cap
992.19 M
Day Range
$16.20 — $16.25
52-Week Range
$15.82 — $18.71
Volume
4,200
Open $16.20
50D / 200D Avg
$16.82
3.38% below
50D / 200D Avg
$17.26
5.87% below

Quick Summary

Key Takeaways

Revenue grew 12.10% annually over 5 years — strong growth
Earnings grew 125.31% over the past year
ROE of 13.60% — decent returns on equity
Generating 1.19 B in free cash flow
P/E of 2.13 — trading at a low valuation
PEG of 0.58 suggests growth is underpriced

Growth

Revenue Growth (5Y)
12.10%
Above sector avg (5.83%)
Revenue (1Y)9.78%
Earnings (1Y)125.31%
FCF Growth (3Y)27.36%

Quality

Return on Equity
13.60%
Above sector avg (9.24%)
ROICN/A
Net Margin8.74%
Op. MarginN/A

Safety

Debt / Equity
N/A
Current RatioN/A
Interest CoverageN/A

Valuation

PE (TTM)
2.13
Below sector avg (11.15)
P/B Ratio0.28
EV/EBITDAN/A
Dividend YieldN/A

Price History

Financial Trends

Peer Comparison

vs Financial Services sector median (2153 peers)
Metric Stock Sector Median
P/E 2.1 11.1
P/B 0.3 1.2
ROE % 13.6 9.2
Net Margin % 8.7 9.4
Rev Growth 5Y % 12.1 5.8
D/E 0.5

All Fundamental Metrics

Growth
Revenue Growth (1Y) 9.78% Revenue Growth (3Y) 12.30%
Earnings Growth (1Y) 125.31% Earnings Growth (3Y) 13.00%
Revenue Growth (5Y) 12.10% Earnings Growth (5Y) 3.67%
Profitability
Revenue (TTM) 5.34 B Net Income (TTM) 466.41 M
ROE 13.60% ROA 3.17%
Gross Margin N/A Operating Margin N/A
Net Margin 8.74% Free Cash Flow (TTM) 1.19 B
ROIC N/A FCF Growth (3Y) 27.36%
Safety
Debt / Equity N/A Current Ratio N/A
Interest Coverage N/A Asset Turnover 0.36
Working Capital N/A Tangible Book Value 3.48 B
Dividends
Dividend Yield N/A Payout Ratio N/A
Dividend Growth (3Y) N/A Dividend Growth (5Y) N/A
Consecutive Div Years N/A
Valuation
P/E Ratio 2.13 Forward P/E N/A
P/B Ratio 0.28 P/S Ratio 0.19
PEG Ratio 0.58 Forward PEG N/A
EV/EBITDA N/A Fwd EV/EBITDA N/A
Forward P/S N/A Fwd Earnings Yield N/A
FCF Yield 120.37%
Market Cap 992.19 M Enterprise Value 992.19 M
Per Share
EPS (Diluted TTM) 7.49 Revenue / Share 87.41
FCF / Share 19.56 OCF / Share 20.19
EPS CAGR (1Y) 131.89% EPS CAGR (5Y) 3.61%
EPS CAGR (10Y) 12.00%
Efficiency
CapEx / Revenue 0.73% FCF Conversion 256.06%
SBC-Adj. FCF 1.17 B Growth Momentum -2.32

Income Statement

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 5.34 B 4.86 B 4.23 B 3.56 B 3.38 B
Net Income 466.41 M 207.01 M 365.24 M 224.89 M 403.84 M
EPS (Diluted) 7.49 3.23 5.84 3.54 6.50
Gross Profit
Operating Income
EBITDA
R&D Expenses
SG&A Expenses
D&A
Interest Expense 49.32 M 28.88 M 28.80 M 28.85 M 29.17 M
Income Tax 123.19 M 51.02 M 93.17 M 55.30 M 101.47 M

Balance Sheet

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 15.16 B 13.51 B 11.80 B 10.80 B 10.46 B
Total Liabilities 11.55 B 10.39 B 8.85 B 8.27 B 7.48 B
Shareholders' Equity 3.61 B 3.12 B 2.95 B 2.53 B 2.98 B
Total Debt 507.94 M 503.95 M 504.68 M 506.05 M
Cash & Equivalents
Current Assets
Current Liabilities