Back

Watch Compare

SR Bancorp, Inc.

Data quality: 83%

SRBK

Nasdaq Financial Services Depository Institutions

$17.83

▲ $0.33 (1.89%)

Mkt Cap: 140.26 M

Price

$17.83

Mkt Cap

140.26 M

Day Range

$17.40 — $17.83

52-Week Range

$11.92 — $18.04

Volume

17,760

Open $17.40

50D / 200D Avg

$16.96

5.13% above

50D / 200D Avg

$15.48

15.17% above

Quick Summary

Key Takeaways

ROE of 3.50% is below average

Debt/Equity of 0.27 — conservative balance sheet

Generating 8.48 M in free cash flow

Cash machine — converts 127.21% of earnings into free cash flow

Growth

Revenue Growth (5Y)

N/A

Revenue (1Y)N/A

Earnings (1Y)N/A

FCF Growth (3Y)53.21%

Quality

Return on Equity

3.50%

Below sector avg (10.70%)

ROICN/A

Net MarginN/A

Op. MarginN/A

Safety

Debt / Equity

0.27

Below sector avg (0.50)

Current RatioN/A

Interest CoverageN/A

Valuation

PE (TTM)

21.05

Above sector avg (12.63)

P/B Ratio0.74

EV/EBITDAN/A

Dividend YieldN/A

Price History

Financial Trends

Peer Comparison

vs Financial Services sector median (1096 peers)

Metric	Stock	Sector Median
P/E	21.1	12.6
P/B	0.7	1.4
ROE %	3.5	10.7
Net Margin %	—	14.8
Rev Growth 5Y %	—	6.4
D/E	0.3	0.5

All Fundamental Metrics

Growth
Revenue Growth (1Y)	N/A	Revenue Growth (3Y)	N/A
Earnings Growth (1Y)	N/A	Earnings Growth (3Y)	81.86%
Revenue Growth (5Y)	N/A	Earnings Growth (5Y)	N/A
Profitability
Revenue (TTM)	N/A	Net Income (TTM)	6.66 M
ROE	3.50%	ROA	0.59%
Gross Margin	N/A	Operating Margin	N/A
Net Margin	N/A	Free Cash Flow (TTM)	8.48 M
ROIC	N/A	FCF Growth (3Y)	53.21%
Safety
Debt / Equity	0.27	Current Ratio	N/A
Interest Coverage	N/A	Asset Turnover	N/A
Working Capital	N/A	Tangible Book Value	168.03 M
Dividends
Dividend Yield	N/A	Payout Ratio	N/A
Dividend Growth (3Y)	N/A	Dividend Growth (5Y)	N/A
Consecutive Div Years	N/A
Valuation
P/E Ratio	21.05	Forward P/E	N/A
P/B Ratio	0.74	P/S Ratio	N/A
PEG Ratio	N/A	Forward PEG	N/A
EV/EBITDA	N/A	Fwd EV/EBITDA	N/A
Forward P/S	N/A	Fwd Earnings Yield	N/A
FCF Yield	6.04%
Market Cap	140.26 M	Enterprise Value	108.42 M
Per Share
EPS (Diluted TTM)	0.81	Revenue / Share	N/A
FCF / Share	1.08	OCF / Share	1.21
EPS CAGR (1Y)	N/A	EPS CAGR (5Y)	N/A
EPS CAGR (10Y)	N/A
Efficiency
CapEx / Revenue	N/A	FCF Conversion	127.21%
SBC-Adj. FCF	6.66 M	Growth Momentum	N/A

Income Statement

Annual, most recent first

Metric	FY2025	FY2024	FY2023
Revenue	—	—	—
Net Income	5.14 M	-10.86 M	1.55 M
EPS (Diluted)	0.61	-1.59	—
Gross Profit	—	—	—
Operating Income	—	—	—
EBITDA	—	—	—
R&D Expenses	—	—	—
SG&A Expenses	—	—	—
D&A	—	—	—
Interest Expense	29.58 M	29.37 M	2.43 M
Income Tax	991,000.0	-909,000.0	250,000.0

Balance Sheet

Annual, most recent first

Metric	FY2025	FY2024	FY2023
Total Assets	1.08 B	1.02 B	651.49 M
Total Liabilities	890.63 M	821.36 M	529.40 M
Shareholders' Equity	193.78 M	199.48 M	122.08 M
Total Debt	30.00 M	20.00 M	20.00 M
Cash & Equivalents	57.78 M	45.91 M	42.45 M
Current Assets	—	—	—
Current Liabilities	—	—	—