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TEXAS CAPITAL BANCSHARES INC/TX

Data quality: 83%
TCBIO
NASDAQ Financial Services Depository Institutions
$21.70
▼ $0.08 (-0.37%)
Mkt Cap: 1.00 B
Price
$21.78
Mkt Cap
1.00 B
Day Range
—
52-Week Range
—
Volume
—
Open —
50D / 200D Avg
—
50D / 200D Avg
—

Quick Summary

Key Takeaways

Earnings grew 326.08% over the past year
Debt/Equity of 0.17 — conservative balance sheet
Generating 347.59 M in free cash flow
P/E of 3.04 — trading at a low valuation
PEG of 0.45 suggests growth is underpriced
Cash machine — converts 105.25% of earnings into free cash flow

Growth

Revenue Growth (5Y)
N/A
Revenue (1Y)N/A
Earnings (1Y)326.08%
FCF Growth (3Y)-1.38%

Quality

Return on Equity
9.24%
Above sector avg (9.22%)
ROICN/A
Net MarginN/A
Op. MarginN/A

Safety

Debt / Equity
0.17
Below sector avg (0.49)
Current RatioN/A
Interest CoverageN/A

Valuation

PE (TTM)
3.04
Below sector avg (11.12)
P/B Ratio0.28
EV/EBITDAN/A
Dividend Yield6.59%

Price History

Financial Trends

Peer Comparison

vs Financial Services sector median (2698 peers)
Metric Stock Sector Median
P/E 3.0 11.1
P/B 0.3 1.2
ROE % 9.2 9.2
Net Margin % — 9.4
Rev Growth 5Y % — 5.8
D/E 0.2 0.5

Analyst Price Target

No analyst coverage available

Earnings Estimates

Period EPS Est. Revenue Est. Analysts
FY2027 — 1.45 B —
FY2026 — 1.35 B —

Dividend History

5 yr streak

Yield

6.59%

Payout Ratio

21.15%

Growth (3Y)

0.00%

Growth (5Y)

N/A

Ex-Date Payment Date Amount Yield
Mar 02, 2026 — $0.36 N/A
Dec 01, 2025 — $0.36 N/A
Sep 02, 2025 — $0.36 N/A
Jun 02, 2025 — $0.36 N/A
Mar 03, 2025 — $0.36 N/A
Dec 02, 2024 — $0.36 N/A
Sep 03, 2024 — $0.36 N/A
Jun 03, 2024 — $0.36 N/A
Feb 29, 2024 — $0.36 N/A
Nov 30, 2023 — $0.36 N/A
Aug 31, 2023 — $0.36 N/A
May 31, 2023 — $0.36 N/A
Feb 28, 2023 — $0.36 N/A
Nov 30, 2022 — $0.36 N/A
Aug 31, 2022 — $0.36 N/A
May 31, 2022 — $0.36 N/A
Feb 28, 2022 — $0.36 N/A
Nov 30, 2021 — $0.36 N/A
Aug 31, 2021 — $0.36 N/A
May 28, 2021 — $0.36 N/A

All Fundamental Metrics
Growth
Revenue Growth (1Y) N/A Revenue Growth (3Y) N/A
Earnings Growth (1Y) 326.08% Earnings Growth (3Y) 32.14%
Revenue Growth (5Y) N/A Earnings Growth (5Y) 6.79%
Profitability
Revenue (TTM) N/A Net Income (TTM) 330.24 M
ROE 9.24% ROA 1.02%
Gross Margin N/A Operating Margin N/A
Net Margin N/A Free Cash Flow (TTM) 347.59 M
ROIC N/A FCF Growth (3Y) -1.38%
Safety
Debt / Equity 0.17 Current Ratio N/A
Interest Coverage N/A Asset Turnover N/A
Working Capital N/A Tangible Book Value 3.64 B
Dividends
Dividend Yield 6.59% Payout Ratio 21.15%
Dividend Growth (3Y) 0.00% Dividend Growth (5Y) N/A
Consecutive Div Years 5 yrs
Valuation
P/E Ratio 3.04 Forward P/E N/A
P/B Ratio 0.28 P/S Ratio N/A
PEG Ratio 0.45 Forward PEG N/A
EV/EBITDA N/A Fwd EV/EBITDA N/A
Forward P/S 0.69 Fwd Earnings Yield N/A
FCF Yield 34.60%
Market Cap 1.00 B Enterprise Value 1.63 B
Per Share
EPS (Diluted TTM) 6.79 Revenue / Share N/A
FCF / Share 7.54 OCF / Share 7.81
EPS CAGR (1Y) 430.47% EPS CAGR (5Y) 10.22%
EPS CAGR (10Y) 9.06%
Efficiency
CapEx / Revenue N/A FCF Conversion 105.25%
SBC-Adj. FCF 312.52 M Growth Momentum N/A

Income Statement

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue — — — — —
Net Income 330.24 M 77.51 M 189.14 M 332.48 M 253.94 M
EPS (Diluted) 6.79 1.28 3.54 6.18 4.60
Gross Profit — — — — —
Operating Income — — — — —
EBITDA — — — — —
R&D Expenses — — — — —
SG&A Expenses — — — — —
D&A 52.17 M 54.23 M 40.47 M 45.28 M 93.41 M
Interest Expense 1.03 B 901.30 M 715.80 M 268.48 M 107.75 M
Income Tax 102.47 M 29.55 M 57.45 M 99.28 M 84.12 M

Balance Sheet

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 31.54 B 30.73 B 28.36 B 28.41 B 34.73 B
Total Liabilities 27.91 B 27.36 B 25.16 B 25.36 B 31.52 B
Shareholders' Equity 3.63 B 3.37 B 3.20 B 3.06 B 3.21 B
Total Debt 620.58 M 660.35 M 859.15 M 931.44 M 928.74 M
Cash & Equivalents — — — — —
Current Assets — — — — —
Current Liabilities — — — — —

Strategy Scores

This stock passed the criteria for 3 strategies

Score = fit strength (0–100)
Rank = position among all matches
Dividend High Yield Value
#187 of 240
35
Value Deep Value Investing (Seth Klarman)
#47 of 172
44
Value Defensive Investing (Benjamin Graham)
#8 of 38
69

Recent Activity

Entered High Yield Value
Apr 12, 2026
Entered Deep Value Investing (Seth Klarman)
Apr 12, 2026
Entered Defensive Investing (Benjamin Graham)
Apr 12, 2026