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ZhongAn Online P & C Insurance Co., Ltd.

Data quality: 100%
Overbought
ZZHGF
OTC Financial Services Insurance - Property & Casualty
$1.50
$0.00 (0.00%)
Mkt Cap: 2.45B
Also listed as ZZHGY OTC
Day Range
$1.50 $2.40
52-Week Range
$1.50 $2.40
Volume
22
50D / 200D Avg
$1.50 / $1.50
Prev Close
$1.50

Price History

Financial Trends

Peer Comparison

vs Financial Services sector median (854 peers)

Metric Stock Sector Median
P/E 2.3 10.3
P/B 0.1 1.1
ROE % 4.6 11.6
Net Margin % 3.1 16.8
Rev Growth 5Y % 12.3 11.6
D/E 0.3 0.5

Analyst Price Target

No analyst coverage available

Earnings Estimates

Period EPS Est. Revenue Est. Analysts
FY2028 $1.20
$1.11 – $1.26
 44 B 1
FY2027 $0.98
$0.91 – $1.04
 39 B 1
FY2026 $0.85
$0.79 – $0.90
 36 B 1

Key Takeaways

Revenue grew 12.26% annually over 5 years — strong growth
Earnings grew 77.84% over the past year
ROE of 4.63% is below average
Debt/Equity of 0.34 — conservative balance sheet
Generating 2.88B in free cash flow
P/E of 2.29 — trading at a low valuation

Growth

Revenue Growth (5Y)
12.26%
Revenue (1Y)3.32%
Earnings (1Y)77.84%
FCF Growth (3Y)22.64%

Quality

Return on Equity
4.63%
ROIC3.24%
Net Margin3.08%
Op. Margin4.21%

Safety

Debt / Equity
0.34
Current RatioN/A
Interest Coverage4.86

Valuation

P/E Ratio
2.29
P/B Ratio0.10
EV/EBITDA5.19
Dividend Yield0.00%

All Fundamental Metrics

Growth
Revenue Growth (1Y) 3.32% Revenue Growth (3Y) 9.18%
Earnings Growth (1Y) 77.84% Earnings Growth (3Y) -48.70%
Revenue Growth (5Y) 12.26% Earnings Growth (5Y) 9.11%
Profitability
Revenue (TTM) 34.85B Net Income (TTM) 1.07B
ROE 4.63% ROA 2.27%
Gross Margin 100.00% Operating Margin 4.21%
Net Margin 3.08% Free Cash Flow (TTM) 2.88B
ROIC 3.24% FCF Growth (3Y) 22.64%
Safety
Debt / Equity 0.34 Current Ratio N/A
Interest Coverage 4.86 Dividend Yield 0.00%
Valuation
P/E Ratio 2.29 P/B Ratio 0.10
P/S Ratio 0.07 PEG Ratio 0.04
EV/EBITDA 5.19 Dividend Yield 0.00%
Market Cap 2.45B Enterprise Value 7.62B

Income Statement

Annual, most recent first

Income statement data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 34.85B 33.73B 29.23B 22.64B 21.94B
Net Income 1.07B 603.46M 4.08B -1.11B 757.10M
EPS (Diluted) 0.64 0.41 2.77 -0.76 0.52
Gross Profit 34.85B 33.73B 29.23B 22.64B 21.94B
Operating Income 1.47B 29.59B 4.01B 19.28B 1.09B

Balance Sheet

Annual, most recent first

Balance sheet data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 47.29B 45.28B 42.86B 54.56B 51.77B
Total Liabilities 21.83B 24.36B 22.79B 37.53B 32.64B
Shareholders' Equity 25.46B 20.93B 20.07B 15.21B 16.75B
Total Debt 8.55B 7.12B 7.19B 7.18B 6.65B
Cash & Equivalents 3.38B 1.47B 1.58B 3.53B 4.30B
Current Assets 4.58B 1.47B 1.58B 15.39B 26.28B
Current Liabilities 0.0 3.39B 0.0 868.03M 919.59M

Strategy Scores

This stock passed the criteria for 2 strategies

Score = fit strength (0–100)
Rank = position among all matches
Custom Deep Value Investing (Seth Klarman)
#342 of 825
47
Value Defensive Investing (Benjamin Graham)
#183 of 710
43

Recent Activity

Entered Deep Value Investing (Seth Klarman)
Mar 24, 2026
Entered Defensive Investing (Benjamin Graham)
Mar 24, 2026