Back
Day Range
$79.33
$80.79
52-Week Range
$58.42
$97.76
Volume
14,221,348
50D / 200D Avg
$86.13
/
$84.02
Prev Close
$79.61
Quick Summary
Price History
Financial Trends
Peer Comparison
vs Financial Services sector median (854 peers)
| Metric | Stock | Sector Median |
|---|---|---|
| P/E | 11.6 | 10.3 |
| P/B | 1.4 | 1.1 |
| ROE % | 11.9 | 11.7 |
| Net Margin % | 17.3 | 16.9 |
| Rev Growth 5Y % | 10.4 | 11.6 |
| D/E | 2.4 | 0.5 |
Analyst Price Target
Hold
$98.75
+23.0%
Low: $74.00
High: $113.00
Forward P/E
11.13
Forward EPS
$7.03
EPS Growth (est.)
+0.0%
Est. Revenue
88.37B
Earnings Estimates
| Period | EPS Est. | Revenue Est. | Analysts |
|---|---|---|---|
| FY2028 |
$9.26
$7.19 – $10.16
|
97.27B | 7 |
| FY2027 |
$7.99
$6.90 – $8.58
|
92.41B | 17 |
| FY2026 |
$7.03
$6.09 – $7.25
|
88.37B | 19 |
No quarterly estimates available
Insider Trading Activity
Buy ratio (90d)
0.0%
16 transactions
| Date | Insider | Type | Shares | Price | Value |
|---|---|---|---|---|---|
| Mar 16, 2026 |
Rivas Fernando
Sr. Executive Vice President
|
other | 39 | $1,000.00 | $39,000.00 |
| Feb 26, 2026 |
Engle Bridget E.
Sr. Executive Vice President
|
sell | 30,000 | $87.10 | $2,613,000.00 |
| Jan 1, 2026 |
SARGENT RONALD
Director
|
grant | 429 | $93.20 | $39,982.80 |
| Jan 1, 2026 |
BLACK STEVEN D
Director
|
grant | 966 | $93.20 | $90,031.20 |
| Jan 1, 2026 |
Hewett Wayne M.
Director
|
grant | 181 | $93.20 | $16,869.20 |
| Oct 1, 2025 |
Hewett Wayne M.
Director
|
grant | 209 | $80.87 | $16,901.83 |
| Oct 1, 2025 |
SARGENT RONALD
Director
|
grant | 495 | $80.87 | $40,030.65 |
| Oct 1, 2025 |
BLACK STEVEN D
Director
|
grant | 1,113 | $80.87 | $90,008.31 |
| Jul 1, 2025 |
SARGENT RONALD
Director
|
grant | 491 | $81.49 | $40,011.59 |
| Jul 1, 2025 |
BLACK STEVEN D
Director
|
grant | 1,104 | $81.49 | $89,964.96 |
| Jul 1, 2025 |
Hewett Wayne M.
Director
|
grant | 212 | $81.49 | $17,275.88 |
| May 27, 2025 |
Ling Bei
Sr. Executive Vice President
|
other | 149,824 | — | — |
| Apr 29, 2025 |
Norwood Felicia F
Director
|
grant | 3,728 | $71.10 | $265,060.80 |
| Apr 29, 2025 |
Chancy Mark A
Director
|
grant | 3,728 | $71.10 | $265,060.80 |
| Apr 1, 2025 |
BLACK STEVEN D
Director
|
grant | 1,227 | $71.31 | $87,497.37 |
| Apr 1, 2025 |
SARGENT RONALD
Director
|
grant | 526 | $71.31 | $37,509.06 |
Dividend History
7 yr streakYield
0.02%
Payout Ratio
0.30%
Growth (3Y)
15.62%
Growth (5Y)
6.86%
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Feb 06, 2026 | Mar 01, 2026 | $0.45 | 1.86% |
| Nov 07, 2025 | Dec 01, 2025 | $0.45 | 1.98% |
| Aug 08, 2025 | Sep 01, 2025 | $0.45 | 2.12% |
| May 09, 2025 | Jun 01, 2025 | $0.40 | 2.21% |
| Feb 07, 2025 | Mar 01, 2025 | $0.40 | 1.92% |
| Nov 08, 2024 | Dec 01, 2024 | $0.40 | 2.14% |
| Aug 09, 2024 | Sep 01, 2024 | $0.40 | 2.75% |
| May 09, 2024 | Jun 01, 2024 | $0.35 | 2.28% |
| Feb 01, 2024 | Mar 01, 2024 | $0.35 | 2.77% |
| Nov 02, 2023 | Dec 01, 2023 | $0.35 | 3.21% |
| Aug 03, 2023 | Sep 01, 2023 | $0.35 | 2.77% |
| May 04, 2023 | Jun 01, 2023 | $0.30 | 3.27% |
| Feb 02, 2023 | Mar 01, 2023 | $0.30 | 2.43% |
| Nov 03, 2022 | Dec 01, 2022 | $0.30 | 2.42% |
| Aug 04, 2022 | Sep 01, 2022 | $0.30 | 2.34% |
| May 05, 2022 | Jun 01, 2022 | $0.25 | 2.01% |
| Feb 03, 2022 | Mar 01, 2022 | $0.25 | 1.36% |
| Nov 04, 2021 | Dec 01, 2021 | $0.20 | 1.19% |
| Aug 05, 2021 | Sep 01, 2021 | $0.20 | 1.06% |
| May 06, 2021 | Jun 01, 2021 | $0.10 | 0.86% |
Key Takeaways
Revenue grew 10.42% annually over 5 years — strong growth
ROE of 11.85% — decent returns on equity
Net margin of 17.27% shows strong profitability
Debt/Equity of 2.35 — high leverage
Negative free cash flow of -19.00B
P/E of 11.61 — trading at a low valuation
Growth
Revenue Growth (5Y)
10.42%
Revenue (1Y)-1.49%
Earnings (1Y)8.19%
FCF Growth (3Y)N/A
Quality
Return on Equity
11.85%
ROIC3.11%
Net Margin17.27%
Op. Margin20.40%
Safety
Debt / Equity
2.35
Current Ratio0.29
Interest Coverage0.63
Valuation
P/E Ratio
11.61
Forward P/E11.13
P/B Ratio1.37
EV/EBITDA19.81
Dividend Yield0.02%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -1.49% | Revenue Growth (3Y) | 3.49% |
| Earnings Growth (1Y) | 8.19% | Earnings Growth (3Y) | 5.58% |
| Revenue Growth (5Y) | 10.42% | Earnings Growth (5Y) | -0.88% |
| Profitability | |||
| Revenue (TTM) | 123.53B | Net Income (TTM) | 21.34B |
| ROE | 11.85% | ROA | 0.99% |
| Gross Margin | 64.80% | Operating Margin | 20.40% |
| Net Margin | 17.27% | Free Cash Flow (TTM) | -19.00B |
| ROIC | 3.11% | FCF Growth (3Y) | N/A |
| Safety | |||
| Debt / Equity | 2.35 | Current Ratio | 0.29 |
| Interest Coverage | 0.63 | ||
| Dividends | |||
| Dividend Yield | 0.02% | Payout Ratio | 0.30% |
| Dividend Growth (3Y) | 15.62% | Dividend Growth (5Y) | 6.86% |
| Consecutive Div Years | 7 yrs | ||
| Valuation | |||
| P/E Ratio | 11.61 | Forward P/E | 11.13 |
| P/B Ratio | 1.37 | P/S Ratio | 2.00 |
| PEG Ratio | 0.79 | Forward PEG | N/A |
| EV/EBITDA | 19.81 | Fwd EV/EBITDA | 19.53 |
| Forward P/S | 2.80 | Fwd Earnings Yield | 8.98% |
| FCF Yield | -7.67% | ||
| Market Cap | 247.67B | Enterprise Value | 499.18B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 123.53B | 125.40B | 115.34B | 83.44B | 83.08B |
| Net Income | 21.34B | 19.72B | 19.14B | 13.68B | 22.11B |
| EPS (Diluted) | 6.32 | 5.37 | 4.83 | 3.14 | 4.99 |
| Gross Profit | 80.04B | 77.96B | 77.20B | 72.83B | 83.32B |
| Operating Income | 25.20B | 23.36B | 21.64B | 15.63B | 29.56B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 2.15T | 1.93T | 1.93T | 1.88T | 1.95T |
| Total Liabilities | 1.97T | 1.75T | 1.75T | 1.70T | 1.76T |
| Shareholders' Equity | 181.12B | 179.12B | 185.74B | 180.23B | 187.61B |
| Total Debt | 425.72B | 281.88B | 297.15B | 226.02B | 195.10B |
| Cash & Equivalents | 174.21B | 203.36B | 237.22B | 159.16B | 234.23B |
| Current Assets | 494.53B | 405.82B | 416.34B | 317.11B | 450.78B |
| Current Liabilities | 1.72T | 1.48T | 1.45T | 1.50T | 1.59T |