رجوع
نطاق اليوم
KWD 35.32
KWD 36.81
نطاق 52 أسبوعًا
KWD 21.98
KWD 40.01
حجم التداول
674,316
متوسط 50 يوم / 200 يوم
KWD 35.76
/
KWD 30.86
الإغلاق السابق
KWD 35.62
تاريخ السعر
الاتجاهات المالية
مقارنة الأقران
مقابل وسيط قطاع Financial Services (854 نظير)
| المقياس | السهم | وسيط القطاع |
|---|---|---|
| P/E | 25.2 | 10.3 |
| P/B | 1.8 | 1.1 |
| ROE % | 7.5 | 11.7 |
| Net Margin % | 46.1 | 16.8 |
| Rev Growth 5Y % | 4.2 | 11.7 |
| D/E | 2.0 | 0.5 |
Insider Trading Activity
Buy ratio (90d)
0.0%
16 transactions
| Date | Insider | Type | Shares | Price | Value |
|---|---|---|---|---|---|
| Mar 5, 2026 |
Viral Amin A
EVP, Chief Risk Officer
|
other | 679 | KWD 36.430 | KWD 24,736 |
| Mar 5, 2026 |
Whicher Michelle
Chief Accounting Officer
|
other | 2,238 | KWD 36.430 | KWD 81,530 |
| Mar 2, 2026 |
Whicher Michelle
Chief Accounting Officer
|
grant | 10,246 | — | — |
| Mar 2, 2026 |
Lipson Jeffrey
Chief Executive Officer
|
grant | 238,500 | — | — |
| Mar 2, 2026 |
Gopalakrishnan Nitya
Chief Operating Officer
|
grant | 28,500 | — | — |
| Mar 2, 2026 |
Nickey Susan D
EVP and Chief Client Officer
|
grant | 60,000 | — | — |
| Mar 2, 2026 |
Viral Amin A
EVP, Chief Risk Officer
|
grant | 20,645 | — | — |
| Mar 2, 2026 |
Melko Charles
CFO & Treasurer
|
grant | 34,500 | — | — |
| Mar 2, 2026 |
Pangburn Marc T.
Chief Rev And Strategy Officer
|
grant | 100,500 | — | — |
| Feb 17, 2026 |
Eckel Jeffrey
Director
|
sell | 134,398 | KWD 39.220 | KWD 5,272,218 |
| Sep 16, 2025 |
Gopalakrishnan Nitya
Chief Operating Officer
|
grant | 20,000 | — | — |
| Jun 4, 2025 |
Reed Kimberly A.
Director
|
grant | 5,166 | — | — |
| Jun 4, 2025 |
Eckel Jeffrey
Director
|
grant | 5,166 | — | — |
| Jun 4, 2025 |
O'Neil Charles
Director
|
grant | 5,166 | — | — |
| May 15, 2025 |
Whicher Michelle
Chief Accounting Officer
|
other | 629 | KWD 28.350 | KWD 17,832 |
| Mar 24, 2025 |
Brenner Teresa
Director
|
other | 2,000 | — | — |
النقاط الرئيسية
Revenue grew 4.21% annually over 5 years — modest growth
Net margin of 46.08% shows strong profitability
Generating 226.73M in free cash flow
Revenue growth is decelerating — 1Y growth trails 5Y average by 40.79%
Cash machine — converts 122.86% of earnings into free cash flow
Capital efficient — spends only 0.00% of revenue on capex
النمو
Revenue Growth (5Y)
4.21%
Revenue (1Y)-36.58%
Earnings (1Y)-7.74%
FCF Growth (3Y)50.81%
الجودة
Return on Equity
7.51%
ROIC2.60%
Net Margin46.08%
Op. Margin66.22%
الأمان
Debt / Equity
1.97
Current Ratio255.93
Interest Coverage0.91
التقييم
P/E Ratio
25.15
P/B Ratio1.80
EV/EBITDA36.09
Dividend Yield0.05%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -36.58% | Revenue Growth (3Y) | -6.78% |
| Earnings Growth (1Y) | -7.74% | Earnings Growth (3Y) | 11.35% |
| Revenue Growth (5Y) | 4.21% | Earnings Growth (5Y) | 9.88% |
| Profitability | |||
| Revenue (TTM) | 400.50M | Net Income (TTM) | 184.55M |
| ROE | 7.51% | ROA | 2.25% |
| Gross Margin | 99.61% | Operating Margin | 66.22% |
| Net Margin | 46.08% | Free Cash Flow (TTM) | 226.73M |
| ROIC | 2.60% | FCF Growth (3Y) | 50.81% |
| Safety | |||
| Debt / Equity | 1.97 | Current Ratio | 255.93 |
| Interest Coverage | 0.91 | Dividend Yield | 0.05% |
| Valuation | |||
| P/E Ratio | 25.15 | P/B Ratio | 1.80 |
| P/S Ratio | 11.59 | PEG Ratio | -1.57 |
| EV/EBITDA | 36.09 | Dividend Yield | 0.05% |
| Market Cap | 4.64B | Enterprise Value | 9.57B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 400.50M | 631.47M | 460.85M | 271.03M | 339.59M |
| Net Income | 184.55M | 200.04M | 148.84M | 41.50M | 126.58M |
| EPS (Diluted) | 1.41 | 1.62 | 1.42 | 0.45 | 1.51 |
| Gross Profit | 398.94M | 389.11M | 289.84M | 155.47M | 217.88M |
| Operating Income | 265.22M | 273.83M | 182.38M | 49.29M | 144.50M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 8.19B | 7.08B | 6.55B | 4.76B | 4.15B |
| Total Liabilities | 5.53B | 4.68B | 4.41B | 3.10B | 2.58B |
| Shareholders' Equity | 2.57B | 2.34B | 2.09B | 1.63B | 1.54B |
| Total Debt | 5.08B | 4.40B | 4.25B | 2.98B | 2.49B |
| Cash & Equivalents | 145.22M | 129.76M | 62.63M | 155.71M | 226.20M |
| Current Assets | 3.84B | 3.10B | 3.17B | 2.23B | 1.67B |
| Current Liabilities | 15.00M | 275.64M | 163.31M | 120.11M | 88.87M |