Terug
Dagbereik
€ 3,93
€ 3,93
52-Weeksbereik
€ 3,30
€ 4,05
Volume
3.021
50D / 200D Gem.
€ 3,81
/
€ 3,71
Vorige Slotkoers
€ 3,90
Koershistorie
Financiële Trends
Sectorvergelijking
vs Financial Services sector mediaan (854 peers)
| Metriek | Aandeel | Sector Mediaan |
|---|---|---|
| P/E | 0,1 | 10,3 |
| P/B | 0,0 | 1,1 |
| ROE % | 4,9 | 11,7 |
| Net Margin % | 9,3 | 16,8 |
| Rev Growth 5Y % | 13,4 | 11,7 |
| D/E | 1,9 | 0,5 |
Belangrijkste Punten
Revenue grew 13,36% annually over 5 years — strong growth
ROE of 4,91% is below average
Negative free cash flow of -62,98B
P/E of 0,11 — trading at a low valuation
Revenue growth is decelerating — 1Y growth trails 5Y average by 17,41%
Capital efficient — spends only 2,75% of revenue on capex
Groei
Revenue Growth (5Y)
13,36%
Revenue (1Y)-4,05%
Earnings (1Y)N/A
FCF Growth (3Y)N/A
Kwaliteit
Return on Equity
4,91%
ROIC1,11%
Net Margin9,29%
Op. Margin8,78%
Veiligheid
Debt / Equity
1,90
Current Ratio0,24
Interest Coverage0,17
Waardering
P/E Ratio
0,11
P/B Ratio0,00
EV/EBITDA-28,44
Dividend Yield0,02%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -4,05% | Revenue Growth (3Y) | 14,96% |
| Earnings Growth (1Y) | N/A | Earnings Growth (3Y) | 53,40% |
| Revenue Growth (5Y) | 13,36% | Earnings Growth (5Y) | -8,26% |
| Profitability | |||
| Revenue (TTM) | 220,81B | Net Income (TTM) | 20,52B |
| ROE | 4,91% | ROA | 0,26% |
| Gross Margin | 49,10% | Operating Margin | 8,78% |
| Net Margin | 9,29% | Free Cash Flow (TTM) | -62,98B |
| ROIC | 1,11% | FCF Growth (3Y) | N/A |
| Safety | |||
| Debt / Equity | 1,90 | Current Ratio | 0,24 |
| Interest Coverage | 0,17 | Dividend Yield | 0,02% |
| Valuation | |||
| P/E Ratio | 0,11 | P/B Ratio | 0,00 |
| P/S Ratio | 0,01 | PEG Ratio | -0,11 |
| EV/EBITDA | -28,44 | Dividend Yield | 0,02% |
| Market Cap | 2,17B | Enterprise Value | -551,26B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 220,81B | 230,12B | 167,07B | 130,65B | 133,73B |
| Net Income | 20,52B | -49,90B | 8,72B | 35,00B | 28,97B |
| EPS (Diluted) | 38,51 | -106,80 | 18,64 | 74,85 | 61,98 |
| Gross Profit | 108,41B | 105,76B | 104,58B | 116,12B | 116,02B |
| Operating Income | 19,39B | -53,17B | 7,35B | 45,98B | 38,98B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 7,76T | 7,60T | 7,18T | 6,73T | 5,92T |
| Total Liabilities | 7,30T | 7,21T | 6,75T | 6,24T | 5,43T |
| Shareholders' Equity | 451,42B | 384,40B | 438,66B | 493,49B | 494,55B |
| Total Debt | 855,94B | 744,70B | 683,39B | 617,42B | 563,67B |
| Cash & Equivalents | 1,41T | 1,58T | 1,28T | 1,14T | 950,11B |
| Current Assets | 1,41T | 1,58T | 1,28T | 1,14T | 950,11B |
| Current Liabilities | 5,88T | 5,94T | 5,62T | 5,00T | 4,15T |