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American Express Company

Data quality: 100%
AXP
NYSE Financial Services Financial - Credit Services
$301.91
▲ $6.41 (2.17%)
Mkt Cap: 207.97B
Day Range
$297.96 $304.98
52-Week Range
$220.43 $387.49
Volume
4,290,072
50D / 200D Avg
$336.85 / $335.21
Prev Close
$295.50

Price History

Financial Trends

Peer Comparison

vs Financial Services sector median (854 peers)

Metric Stock Sector Median
P/E 19.2 10.3
P/B 6.2 1.1
ROE % 34.0 11.7
Net Margin % 13.5 16.8
Rev Growth 5Y % 16.0 11.7
D/E 1.7 0.5

Analyst Price Target

Hold
$374.58 +24.1%
Low: $295.00 High: $425.00
Forward P/E
17.2
Forward EPS
$17.59
EPS Growth (est.)
+0.0%
Est. Revenue
79 B

Earnings Estimates

Period EPS Est. Revenue Est. Analysts
FY2030 $26.95
$25.93 – $27.38
76 B 5
FY2029 $24.87
$23.93 – $25.27
76 B 2
FY2028 $23.07
$21.34 – $24.02
93 B 7

Insider Trading Activity

Buy ratio (90d) 0.0%
20 transactions
Date Insider Type Shares Price Value
Feb 12, 2026
Grosfield Howard
Group Pres., U.S. Cons. Serv.
sell 8,134 $346.73 $2,820,302
Feb 5, 2026
Marrs Anna
Group Pres., GMNS
other 29,984 $173.61
Feb 5, 2026
Marrs Anna
Group Pres., GMNS
sell 27,425 $350.01 $9,599,024
Feb 1, 2026
Le Caillec Christophe
Chief Financial Officer
other 9,146 $352.17 $3,220,947
Feb 1, 2026
Le Caillec Christophe
Chief Financial Officer
grant 17,280
Feb 1, 2026
McNeal Glenda G
Chief Partner Officer
other 6,090 $352.17 $2,144,715
Feb 1, 2026
McNeal Glenda G
Chief Partner Officer
grant 11,750
Feb 1, 2026
Tabish Douglas
Chief Risk Officer
other 4,425 $352.17 $1,558,352
Feb 1, 2026
Tabish Douglas
Chief Risk Officer
grant 9,504
Dec 31, 2025
WARDELL LISA W
Director
grant 99 $378.66 $37,487
Dec 31, 2025
Brennan John Joseph
Director
grant 175 $378.66 $66,266
Dec 31, 2025
Young Christopher David
Director
grant 106 $378.66 $40,138
Dec 4, 2025
Buckminster Douglas E.
Vice Chairman
other 13,800
Oct 31, 2025
Joabar Raymond
Grp. Pres., Global Comm. Serv.
grant 67,365
Oct 31, 2025
Marrs Anna
Group Pres., GMNS
grant 67,365
Oct 31, 2025
Seeger Laureen
Chief Legal Officer
grant 52,395
Oct 22, 2025
Pickett Denise
Pres., Enterprise Shared Serv.
sell 5,000 $350.73 $1,753,650
Sep 30, 2025
VASELLA DANIEL
Director
grant 104 $335.36 $34,877
Sep 30, 2025
Majoras Deborah P
Director
grant 54 $335.36 $18,109
Jun 30, 2025
Baltimore Thomas J Jr
Director
grant 103 $302.15 $31,121

Key Takeaways

Revenue grew 16.01% annually over 5 years — strong growth
ROE of 33.99% indicates high profitability
Generating 16.00B in free cash flow
Revenue growth is decelerating — 1Y growth trails 5Y average by 7.57%
Cash machine — converts 147.72% of earnings into free cash flow
Capital efficient — spends only 3.01% of revenue on capex

Growth

Revenue Growth (5Y)
16.01%
Revenue (1Y)8.44%
Earnings (1Y)6.95%
FCF Growth (3Y)-2.97%

Quality

Return on Equity
33.99%
ROIC11.34%
Net Margin13.46%
Op. Margin17.14%

Safety

Debt / Equity
1.73
Current Ratio0.28
Interest Coverage1.68

Valuation

P/E Ratio
19.20
P/B Ratio6.21
EV/EBITDA15.80
Dividend Yield0.01%

All Fundamental Metrics

Growth
Revenue Growth (1Y) 8.44% Revenue Growth (3Y) 9.29%
Earnings Growth (1Y) 6.95% Earnings Growth (3Y) 13.74%
Revenue Growth (5Y) 16.01% Earnings Growth (5Y) 7.67%
Profitability
Revenue (TTM) 80.46B Net Income (TTM) 10.83B
ROE 33.99% ROA 3.61%
Gross Margin 83.23% Operating Margin 17.14%
Net Margin 13.46% Free Cash Flow (TTM) 16.00B
ROIC 11.34% FCF Growth (3Y) -2.97%
Safety
Debt / Equity 1.73 Current Ratio 0.28
Interest Coverage 1.68 Dividend Yield 0.01%
Valuation
P/E Ratio 19.20 P/B Ratio 6.21
P/S Ratio 2.58 PEG Ratio 2.43
EV/EBITDA 15.80 Dividend Yield 0.01%
Market Cap 207.97B Enterprise Value 218.02B

Income Statement

Annual, most recent first

Income statement data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 80.46B 74.20B 67.36B 55.63B 44.43B
Net Income 10.83B 10.13B 8.37B 7.51B 8.06B
EPS (Diluted) 15.38 14.02 11.21 9.84 10.02
Gross Profit 66.97B 60.76B 55.59B 50.68B 44.57B
Operating Income 13.80B 12.90B 10.51B 9.59B 10.69B

Balance Sheet

Annual, most recent first

Balance sheet data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 300.05B 271.46B 261.11B 228.35B 188.55B
Total Liabilities 266.58B 241.20B 233.05B 203.64B 166.37B
Shareholders' Equity 33.47B 30.26B 28.06B 24.71B 22.18B
Total Debt 57.76B 51.09B 49.16B 43.92B 40.92B
Cash & Equivalents 47.71B 40.55B 46.53B 33.54B 21.52B
Current Assets 48.53B 41.74B 48.65B 38.39B 27.20B
Current Liabilities 170.81B 156.79B 145.61B 125.85B 99.01B