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Capital One Financial Corporation

Data quality: 100%
COF
NYSE Financial Services Financial - Credit Services
$185.23
▲ $0.59 (0.32%)
Mkt Cap: 115.20B
Day Range
$183.80 $189.78
52-Week Range
$143.22 $259.64
Volume
3,275,139
50D / 200D Avg
$209.55 / $216.78
Prev Close
$184.64

Quick Summary

Price History

Financial Trends

Peer Comparison

vs Financial Services sector median (854 peers)

Metric Stock Sector Median
P/E 47.0 10.3
P/B 1.0 1.1
ROE % 2.8 11.7
Net Margin % 3.5 16.9
Rev Growth 5Y % 21.3 11.6
D/E 0.5 0.5

Analyst Price Target

Hold
$275.50 +48.7%
Low: $218.00 High: $300.00
Forward P/E
9.15
Forward EPS
$20.23
EPS Growth (est.)
+0.0%
Est. Revenue
63.58B

Earnings Estimates

Period EPS Est. Revenue Est. Analysts
FY2028 $27.92
$22.31 – $30.87
 70.76B 4
FY2027 $24.64
$18.06 – $29.75
 66.87B 13
FY2026 $20.23
$16.35 – $26.99
 63.58B 13

Earnings Surprises

Last 8 quarters
Quarter Est. EPS Actual EPS Surprise
2026-01-22 $4.14 $3.86 -6.8%
2025-10-21 $4.49 $5.95 +32.5%
2025-07-22 $4.05 $5.48 +35.3%
2025-04-22 $3.64 $4.06 +11.5%
2025-01-21 $2.78 $3.09 +11.2%
2024-10-24 $3.76 $4.51 +19.9%
2024-07-23 $3.39 $3.14 -7.4%
2024-04-25 $3.31 $3.21 -3.0%

Insider Trading Activity

10 transactions
Date Insider Type Shares Price Value
Sep 19, 2025
Fletcher Aaron G.L.
Director, 10% Owner
 other 15,458 $0.84 —
Jun 27, 2025
Kreis Leslie W.
Director, 10% Owner
 buy 142,856 $7.00 —
Jun 27, 2025
Fletcher Aaron G.L.
Director, 10% Owner
 buy 142,856 $7.00 —
Jun 27, 2025
Bios Equity COF, LP
Director, 10% Owner
 buy 142,856 $7.00 —
Jun 18, 2025
Fletcher Aaron G.L.
Director, 10% Owner
 grant 34,000 — —
Jun 18, 2025
Kreis Leslie W.
Director, 10% Owner
 grant 34,000 — —
May 2, 2025
Kreis Leslie W.
10% Owner
 buy 1,148,482 — —
May 2, 2025
Kreis Leslie W.
10% Owner
 other 1,148,482 — —
May 2, 2025
Fletcher Aaron G.L.
10% Owner
 buy 1,148,482 — —
May 2, 2025
Fletcher Aaron G.L.
10% Owner
 other 1,148,482 — —

Dividend History

7 yr streak

Yield

0.01%

Payout Ratio

0.72%

Growth (3Y)

2.70%

Growth (5Y)

21.06%

Ex-Date Payment Date Amount Yield
Feb 19, 2026 Mar 02, 2026 $0.80 1.37%
Nov 17, 2025 Dec 01, 2025 $0.80 1.29%
Aug 15, 2025 Sep 02, 2025 $0.60 1.11%
May 23, 2025 Jun 05, 2025 $0.60 1.30%
Feb 18, 2025 Mar 03, 2025 $0.60 1.18%
Nov 14, 2024 Nov 22, 2024 $0.60 1.31%
Aug 12, 2024 Aug 23, 2024 $0.60 1.82%
May 10, 2024 May 24, 2024 $0.60 1.68%
Feb 09, 2024 Feb 23, 2024 $0.60 1.78%
Nov 10, 2023 Nov 24, 2023 $0.60 2.29%
Aug 04, 2023 Aug 18, 2023 $0.60 2.12%
May 12, 2023 May 26, 2023 $0.60 2.78%
Feb 03, 2023 Feb 17, 2023 $0.60 1.98%
Nov 10, 2022 Nov 25, 2022 $0.60 2.12%
Aug 05, 2022 Aug 19, 2022 $0.60 2.26%
May 13, 2022 May 27, 2022 $0.60 2.58%
Feb 11, 2022 Feb 25, 2022 $0.60 1.79%
Nov 12, 2021 Nov 26, 2021 $0.60 1.66%
Aug 06, 2021 Aug 20, 2021 $1.20 1.27%
May 14, 2021 May 28, 2021 $0.40 0.63%

Key Takeaways

Revenue grew 21.26% annually over 5 years — strong growth
Earnings declined -48.36% over the past year
ROE of 2.81% is below average
Debt/Equity of 0.45 — conservative balance sheet
Generating 26.14B in free cash flow
P/E of 46.96 — premium valuation

Growth

Revenue Growth (5Y)
21.26%
Revenue (1Y)28.39%
Earnings (1Y)-48.36%
FCF Growth (3Y)15.44%

Quality

Return on Equity
2.81%
ROIC1.04%
Net Margin3.54%
Op. Margin3.29%

Safety

Debt / Equity
0.45
Current Ratio0.15
Interest Coverage0.07

Valuation

P/E Ratio
46.96
Forward P/E9.09
P/B Ratio1.01
EV/EBITDA47.68
Dividend Yield0.01%

All Fundamental Metrics

Growth
Revenue Growth (1Y) 28.39% Revenue Growth (3Y) 18.30%
Earnings Growth (1Y) -48.36% Earnings Growth (3Y) -29.15%
Revenue Growth (5Y) 21.26% Earnings Growth (5Y) -33.30%
Profitability
Revenue (TTM) 69.25B Net Income (TTM) 2.45B
ROE 2.81% ROA 0.37%
Gross Margin 47.33% Operating Margin 3.29%
Net Margin 3.54% Free Cash Flow (TTM) 26.14B
ROIC 1.04% FCF Growth (3Y) 15.44%
Safety
Debt / Equity 0.45 Current Ratio 0.15
Interest Coverage 0.07
Dividends
Dividend Yield 0.01% Payout Ratio 0.72%
Dividend Growth (3Y) 2.70% Dividend Growth (5Y) 21.06%
Consecutive Div Years 7 yrs
Valuation
P/E Ratio 46.96 Forward P/E 9.09
P/B Ratio 1.01 P/S Ratio 1.66
PEG Ratio -0.75 Forward PEG N/A
EV/EBITDA 47.68 Fwd EV/EBITDA 6.14
Forward P/S 1.81 Fwd Earnings Yield 11.00%
FCF Yield 22.69%
Market Cap 115.20B Enterprise Value 108.77B

Income Statement

Annual, most recent first

Income statement data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 69.25B 53.94B 49.48B 38.37B 32.03B
Net Income 2.45B 4.75B 4.89B 7.36B 12.39B
EPS (Diluted) 3.36 11.59 11.95 17.91 26.94
Gross Profit 32.78B 27.40B 26.36B 28.40B 32.38B
Operating Income 2.28B 5.91B 6.05B 9.24B 15.81B

Balance Sheet

Annual, most recent first

Balance sheet data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 669.01B 490.14B 478.46B 455.25B 432.38B
Total Liabilities 555.39B 429.36B 420.38B 402.67B 371.35B
Shareholders' Equity 113.62B 60.78B 58.09B 52.58B 61.03B
Total Debt 51.00B 45.55B 49.86B 48.75B 43.09B
Cash & Equivalents 57.43B 43.23B 43.30B 30.86B 21.75B
Current Assets 69.86B 49.62B 124.89B 109.88B 118.47B
Current Liabilities 477.70B 363.94B 349.60B 334.40B 312.08B

Strategy Scores

This stock passed the criteria for 1 strategy

Score = fit strength (0–100)
Rank = position among all matches
Custom Cash Flow Compounder
#28 of 1052
81

Recent Activity

Entered Cash Flow Compounder
Mar 24, 2026