Terug
Dagbereik
€ 95,72
€ 97,26
52-Weeksbereik
€ 53,62
€ 105,00
Volume
1.512.388
50D / 200D Gem.
€ 96,01
/
€ 83,59
Vorige Slotkoers
€ 94,28
Koershistorie
Financiële Trends
Sectorvergelijking
vs Financial Services sector mediaan (854 peers)
| Metriek | Aandeel | Sector Mediaan |
|---|---|---|
| P/E | 10,6 | 10,3 |
| P/B | 1,4 | 1,1 |
| ROE % | 13,7 | 11,7 |
| Net Margin % | 13,6 | 16,8 |
| Rev Growth 5Y % | 27,8 | 11,7 |
| D/E | 5,6 | 0,5 |
Koersdoel Analisten
Hold
€ 106,62
+10.3%
Low: € 70,00
High: € 127,32
Forward K/W
9,5
Forward WPA
€ 10,17
WPA Groei (sch.)
+0,0%
Omzet Sch.
32 B
Winstschattingen
| Periode | WPA Sch. | Omzet Sch. | Analisten |
|---|---|---|---|
| FY2029 |
€ 11,21
€ 11,04 – € 11,42
|
30 B | 1 |
| FY2028 |
€ 12,24
€ 12,05 – € 12,46
|
34 B | 1 |
| FY2027 |
€ 11,05
€ 10,55 – € 11,36
|
33 B | 7 |
Belangrijkste Punten
Revenue grew 27,80% annually over 5 years — strong growth
Earnings grew 18,47% over the past year
ROE of 13,72% — decent returns on equity
Debt/Equity of 5,55 — high leverage
Negative free cash flow of -24,45B
P/E of 10,62 — trading at a low valuation
Groei
Revenue Growth (5Y)
27,80%
Revenue (1Y)-3,14%
Earnings (1Y)18,47%
FCF Growth (3Y)N/A
Kwaliteit
Return on Equity
13,72%
ROIC1,95%
Net Margin13,59%
Op. Margin17,64%
Veiligheid
Debt / Equity
5,55
Current Ratio0,13
Interest Coverage0,33
Waardering
P/E Ratio
10,62
P/B Ratio1,40
EV/EBITDA35,62
Dividend Yield0,04%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -3,14% | Revenue Growth (3Y) | 5,71% |
| Earnings Growth (1Y) | 18,47% | Earnings Growth (3Y) | 29,83% |
| Revenue Growth (5Y) | 27,80% | Earnings Growth (5Y) | 7,01% |
| Profitability | |||
| Revenue (TTM) | 62,01B | Net Income (TTM) | 8,43B |
| ROE | 13,72% | ROA | 0,75% |
| Gross Margin | 43,02% | Operating Margin | 17,64% |
| Net Margin | 13,59% | Free Cash Flow (TTM) | -24,45B |
| ROIC | 1,95% | FCF Growth (3Y) | N/A |
| Safety | |||
| Debt / Equity | 5,55 | Current Ratio | 0,13 |
| Interest Coverage | 0,33 | Dividend Yield | 0,04% |
| Valuation | |||
| P/E Ratio | 10,62 | P/B Ratio | 1,40 |
| P/S Ratio | 1,44 | PEG Ratio | 0,71 |
| EV/EBITDA | 35,62 | Dividend Yield | 0,04% |
| Market Cap | 89,55B | Enterprise Value | 389,62B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 62,01B | 64,02B | 55,49B | 31,30B | 23,24B |
| Net Income | 8,43B | 7,12B | 5,00B | 6,22B | 6,43B |
| EPS (Diluted) | 8,57 | 7,28 | 5,17 | 6,68 | 6,96 |
| Gross Profit | 26,67B | 23,53B | 21,29B | 20,80B | 19,80B |
| Operating Income | 10,94B | 9,17B | 6,97B | 7,97B | 8,32B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 1,12T | 1,04T | 975,69B | 943,60B | 837,68B |
| Total Liabilities | 1,05T | 982,98B | 922,53B | 893,22B | 791,85B |
| Shareholders' Equity | 64,13B | 58,74B | 52,93B | 50,18B | 45,65B |
| Total Debt | 355,82B | 318,65B | 281,62B | 264,63B | 236,05B |
| Cash & Equivalents | 55,75B | 56,03B | 63,17B | 73,33B | 69,27B |
| Current Assets | 110,32B | 108,97B | 139,04B | 149,84B | 134,25B |
| Current Liabilities | 848,45B | 797,06B | 734,62B | 703,05B | 651,90B |