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Fourchette du Jour
122,50 €
125,45 €
Fourchette 52 Semaines
72,81 €
137,05 €
Volume
1 167 045
Moyenne 50J / 200J
127,96 €
/
117,66 €
Clôture Précédente
121,97 €
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (854 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 11,7 | 10,3 |
| P/B | 1,2 | 1,1 |
| ROE % | 11,1 | 11,7 |
| Net Margin % | 13,0 | 16,8 |
| Rev Growth 5Y % | 17,1 | 11,7 |
| D/E | 1,1 | 0,5 |
Points Clés
Revenue grew 17,11% annually over 5 years — strong growth
ROE of 11,08% — decent returns on equity
Generating 4,29B in free cash flow
P/E of 11,69 — trading at a low valuation
PEG of 0,85 suggests growth is underpriced
Revenue growth is decelerating — 1Y growth trails 5Y average by 14,13%
Croissance
Revenue Growth (5Y)
17,11%
Revenue (1Y)2,98%
Earnings (1Y)9,60%
FCF Growth (3Y)N/A
Qualité
Return on Equity
11,08%
ROIC4,85%
Net Margin13,01%
Op. Margin16,49%
Sécurité
Debt / Equity
1,07
Current Ratio0,68
Interest Coverage0,43
Valorisation
P/E Ratio
11,69
P/B Ratio1,24
EV/EBITDA-17,99
Dividend Yield0,03%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 2,98% | Revenue Growth (3Y) | 11,00% |
| Earnings Growth (1Y) | 9,60% | Earnings Growth (3Y) | 23,08% |
| Revenue Growth (5Y) | 17,11% | Earnings Growth (5Y) | 2,26% |
| Profitability | |||
| Revenue (TTM) | 22,63B | Net Income (TTM) | 2,95B |
| ROE | 11,08% | ROA | 0,80% |
| Gross Margin | 61,36% | Operating Margin | 16,49% |
| Net Margin | 13,01% | Free Cash Flow (TTM) | 4,29B |
| ROIC | 4,85% | FCF Growth (3Y) | N/A |
| Safety | |||
| Debt / Equity | 1,07 | Current Ratio | 0,68 |
| Interest Coverage | 0,43 | Dividend Yield | 0,03% |
| Valuation | |||
| P/E Ratio | 11,69 | P/B Ratio | 1,24 |
| P/S Ratio | 1,52 | PEG Ratio | 0,85 |
| EV/EBITDA | -17,99 | Dividend Yield | 0,03% |
| Market Cap | 34,42B | Enterprise Value | -67,14B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 22,63B | 21,97B | 18,37B | 13,67B | 12,03B |
| Net Income | 2,95B | 2,69B | 1,94B | 2,77B | 2,69B |
| EPS (Diluted) | 9,40 | 8,21 | 5,58 | 7,19 | 7,19 |
| Gross Profit | 13,89B | 12,84B | 11,90B | 12,11B | 12,06B |
| Operating Income | 3,73B | 3,40B | 2,32B | 3,33B | 3,17B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 366,05B | 353,24B | 297,26B | 301,45B | 314,62B |
| Total Liabilities | 338,21B | 327,91B | 273,46B | 276,26B | 287,26B |
| Shareholders' Equity | 27,84B | 25,33B | 23,80B | 25,19B | 27,36B |
| Total Debt | 29,81B | 36,79B | 24,37B | 18,27B | 15,18B |
| Cash & Equivalents | 131,36B | 116,10B | 91,71B | 105,63B | 110,05B |
| Current Assets | 190,10B | 140,03B | 142,58B | 151,22B | 188,65B |
| Current Liabilities | 279,01B | 275,44B | 227,47B | 263,42B | 276,33B |