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Fourchette du Jour
25,44 €
26,28 €
Fourchette 52 Semaines
17,74 €
31,53 €
Volume
14 163 889
Moyenne 50J / 200J
28,23 €
/
26,11 €
Clôture Précédente
25,36 €
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (854 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 10,4 | 10,3 |
| P/B | 1,2 | 1,1 |
| ROE % | 11,7 | 11,7 |
| Net Margin % | 22,4 | 16,8 |
| Rev Growth 5Y % | 9,8 | 11,7 |
| D/E | 0,3 | 0,5 |
Points Clés
Revenue grew 9,83% annually over 5 years — modest growth
ROE of 11,68% — decent returns on equity
Net margin of 22,44% shows strong profitability
Debt/Equity of 0,26 — conservative balance sheet
Generating 2,18B in free cash flow
P/E of 10,35 — trading at a low valuation
Croissance
Revenue Growth (5Y)
9,83%
Revenue (1Y)2,51%
Earnings (1Y)13,89%
FCF Growth (3Y)0,69%
Qualité
Return on Equity
11,68%
ROIC8,60%
Net Margin22,44%
Op. Margin28,55%
Sécurité
Debt / Equity
0,26
Current Ratio0,30
Interest Coverage1,32
Valorisation
P/E Ratio
10,35
P/B Ratio1,17
EV/EBITDA5,94
Dividend Yield0,04%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 2,51% | Revenue Growth (3Y) | 2,46% |
| Earnings Growth (1Y) | 13,89% | Earnings Growth (3Y) | 1,96% |
| Revenue Growth (5Y) | 9,83% | Earnings Growth (5Y) | -3,83% |
| Profitability | |||
| Revenue (TTM) | 9,61B | Net Income (TTM) | 2,16B |
| ROE | 11,68% | ROA | 1,35% |
| Gross Margin | 74,64% | Operating Margin | 28,55% |
| Net Margin | 22,44% | Free Cash Flow (TTM) | 2,18B |
| ROIC | 8,60% | FCF Growth (3Y) | 0,69% |
| Safety | |||
| Debt / Equity | 0,26 | Current Ratio | 0,30 |
| Interest Coverage | 1,32 | Dividend Yield | 0,04% |
| Valuation | |||
| P/E Ratio | 10,35 | P/B Ratio | 1,17 |
| P/S Ratio | 2,32 | PEG Ratio | 0,58 |
| EV/EBITDA | 5,94 | Dividend Yield | 0,04% |
| Market Cap | 22,33B | Enterprise Value | 16,30B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 9,61B | 9,37B | 9,15B | 7,48B | 6,60B |
| Net Income | 2,16B | 1,89B | 2,07B | 2,25B | 2,52B |
| EPS (Diluted) | 2,29 | 1,93 | 2,11 | 2,28 | 2,49 |
| Gross Profit | 7,17B | 6,60B | 7,02B | 6,89B | 6,96B |
| Operating Income | 2,74B | 2,35B | 2,61B | 2,88B | 3,22B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 159,55B | 157,30B | 152,19B | 155,22B | 162,94B |
| Total Liabilities | 140,45B | 139,39B | 134,70B | 139,27B | 144,61B |
| Shareholders' Equity | 19,04B | 17,88B | 17,43B | 15,95B | 18,33B |
| Total Debt | 4,88B | 6,49B | 2,33B | 2,28B | 2,41B |
| Cash & Equivalents | 10,91B | 10,71B | 6,80B | 11,23B | 29,41B |
| Current Assets | 39,55B | 34,73B | 35,52B | 39,67B | 58,21B |
| Current Liabilities | 131,88B | 128,10B | 127,79B | 131,74B | 139,07B |