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Fourchette du Jour
85,65 €
87,49 €
Fourchette 52 Semaines
68,39 €
97,88 €
Volume
1 438 294
Moyenne 50J / 200J
91,92 €
/
84,31 €
Clôture Précédente
85,07 €
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (854 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 16,0 | 10,3 |
| P/B | 1,6 | 1,1 |
| ROE % | 10,3 | 11,7 |
| Net Margin % | 7,6 | 16,8 |
| Rev Growth 5Y % | 2,0 | 11,7 |
| D/E | 0,4 | 0,5 |
Points Clés
Revenue grew 2,01% annually over 5 years — modest growth
Earnings declined -24,56% over the past year
ROE of 10,32% — decent returns on equity
Debt/Equity of 0,35 — conservative balance sheet
Generating 4,44B in free cash flow
Revenue growth is decelerating — 1Y growth trails 5Y average by 5,12%
Croissance
Revenue Growth (5Y)
2,01%
Revenue (1Y)-3,11%
Earnings (1Y)-24,56%
FCF Growth (3Y)9,67%
Qualité
Return on Equity
10,32%
ROIC6,60%
Net Margin7,58%
Op. Margin9,06%
Sécurité
Debt / Equity
0,35
Current RatioN/A
Interest Coverage643,64
Valorisation
P/E Ratio
16,04
P/B Ratio1,60
EV/EBITDA13,27
Dividend Yield0,03%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -3,11% | Revenue Growth (3Y) | 6,93% |
| Earnings Growth (1Y) | -24,56% | Earnings Growth (3Y) | 37,90% |
| Revenue Growth (5Y) | 2,01% | Earnings Growth (5Y) | -6,94% |
| Profitability | |||
| Revenue (TTM) | 15,63B | Net Income (TTM) | 1,19B |
| ROE | 10,32% | ROA | 0,35% |
| Gross Margin | 45,19% | Operating Margin | 9,06% |
| Net Margin | 7,58% | Free Cash Flow (TTM) | 4,44B |
| ROIC | 6,60% | FCF Growth (3Y) | 9,67% |
| Safety | |||
| Debt / Equity | 0,35 | Current Ratio | N/A |
| Interest Coverage | 643,64 | Dividend Yield | 0,03% |
| Valuation | |||
| P/E Ratio | 16,04 | P/B Ratio | 1,60 |
| P/S Ratio | 1,22 | PEG Ratio | -0,78 |
| EV/EBITDA | 13,27 | Dividend Yield | 0,03% |
| Market Cap | 19,01B | Enterprise Value | 18,79B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 15,63B | 16,13B | 13,67B | 17,54B | 14,43B |
| Net Income | 1,19B | 1,57B | 623,20M | 4,76B | 1,58B |
| EPS (Diluted) | 5,25 | 6,68 | 2,55 | 18,63 | 5,79 |
| Gross Profit | 7,06B | 7,35B | 5,90B | 11,04B | 7,08B |
| Operating Income | 1,42B | 1,89B | 738,80M | 5,99B | 1,91B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 341,38B | 313,66B | 305,05B | 303,00B | 304,66B |
| Total Liabilities | 328,99B | 302,19B | 293,84B | 292,70B | 288,20B |
| Shareholders' Equity | 11,88B | 11,09B | 10,92B | 10,00B | 16,07B |
| Total Debt | 4,20B | 4,11B | 3,99B | 4,08B | 4,36B |
| Cash & Equivalents | 4,43B | 4,21B | 4,71B | 4,85B | 2,33B |
| Current Assets | 4,43B | 0,0 | 0,0 | 10,92B | 0,0 |
| Current Liabilities | 0,0 | 0,0 | 0,0 | 20,54B | 0,0 |