Terug
Dagbereik
€ 9,08
€ 9,38
52-Weeksbereik
€ 8,55
€ 21,88
Volume
25.155.974
50D / 200D Gem.
€ 12,23
/
€ 16,17
Vorige Slotkoers
€ 9,12
Koershistorie
Financiële Trends
Sectorvergelijking
vs Financial Services sector mediaan (854 peers)
| Metriek | Aandeel | Sector Mediaan |
|---|---|---|
| P/E | 180,3 | 10,3 |
| P/B | 6,4 | 1,1 |
| ROE % | 3,6 | 11,7 |
| Net Margin % | 2,8 | 16,8 |
| Rev Growth 5Y % | 36,6 | 11,7 |
| D/E | 1,8 | 0,5 |
Belangrijkste Punten
Revenue grew 36,62% annually over 5 years — strong growth
Earnings declined -28,06% over the past year
ROE of 3,64% is below average
Generating 1,20B in free cash flow
P/E of 180,25 — premium valuation
Revenue growth is decelerating — 1Y growth trails 5Y average by 11,58%
Groei
Revenue Growth (5Y)
36,62%
Revenue (1Y)25,04%
Earnings (1Y)-28,06%
FCF Growth (3Y)16,61%
Kwaliteit
Return on Equity
3,64%
ROIC7,75%
Net Margin2,75%
Op. Margin21,85%
Veiligheid
Debt / Equity
1,75
Current Ratio0,28
Interest Coverage3,83
Waardering
P/E Ratio
180,25
P/B Ratio6,44
EV/EBITDA28,51
Dividend Yield0,05%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 25,04% | Revenue Growth (3Y) | 28,74% |
| Earnings Growth (1Y) | -28,06% | Earnings Growth (3Y) | 20,44% |
| Revenue Growth (5Y) | 36,62% | Earnings Growth (5Y) | N/A |
| Profitability | |||
| Revenue (TTM) | 2,87B | Net Income (TTM) | 78,83M |
| ROE | 3,64% | ROA | 0,63% |
| Gross Margin | 55,38% | Operating Margin | 21,85% |
| Net Margin | 2,75% | Free Cash Flow (TTM) | 1,20B |
| ROIC | 7,75% | FCF Growth (3Y) | 16,61% |
| Safety | |||
| Debt / Equity | 1,75 | Current Ratio | 0,28 |
| Interest Coverage | 3,83 | Dividend Yield | 0,05% |
| Valuation | |||
| P/E Ratio | 180,25 | P/B Ratio | 6,44 |
| P/S Ratio | 4,95 | PEG Ratio | -3,20 |
| EV/EBITDA | 28,51 | Dividend Yield | 0,05% |
| Market Cap | 14,21B | Enterprise Value | 17,88B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 2,87B | 2,30B | 1,73B | 1,37B | 823,88M |
| Net Income | 78,83M | 109,58M | 54,34M | -9,29M | -376,17M |
| EPS (Diluted) | 0,12 | 0,20 | 0,11 | -0,02 | -0,93 |
| Gross Profit | 1,59B | 1,28B | 860,97M | 475,04M | -673,11M |
| Operating Income | 627,15M | 606,76M | 317,82M | -2,48M | -927,27M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 12,47B | 10,99B | 8,82B | 8,89B | 8,27B |
| Total Liabilities | 6,41B | 5,19B | 3,54B | 3,34B | 2,42B |
| Shareholders' Equity | 2,21B | 2,13B | 1,53B | 1,60B | 1,66B |
| Total Debt | 3,86B | 2,98B | 2,00B | 1,86B | 1,26B |
| Cash & Equivalents | 194,51M | 152,09M | 104,16M | 68,08M | 42,57M |
| Current Assets | 194,51M | 745,22M | 494,36M | 444,03M | 280,56M |
| Current Liabilities | 688,55M | 295,95M | 343,75M | 336,56M | 221,34M |