Back
57
Day Range
$45.49
$46.08
52-Week Range
$43.29
$51.34
Volume
233,477
50D / 200D Avg
$47.64
/
$46.58
Prev Close
$45.76
Quick Summary
Price History
Financial Trends
Peer Comparison
vs Financial Services sector median (854 peers)
| Metric | Stock | Sector Median |
|---|---|---|
| P/E | 9.6 | 10.3 |
| P/B | 1.1 | 1.1 |
| ROE % | 11.6 | 11.7 |
| Net Margin % | 8.7 | 16.9 |
| Rev Growth 5Y % | 6.3 | 11.6 |
| D/E | 0.3 | 0.5 |
Analyst Price Target
Hold
$45.00
-1.2%
Forward P/E
9.49
Forward EPS
$4.80
EPS Growth (est.)
+0.0%
Est. Revenue
11.97B
Earnings Estimates
| Period | EPS Est. | Revenue Est. | Analysts |
|---|---|---|---|
| FY2027 |
$5.25
$5.25 – $5.25
|
14.43B | 3 |
| FY2026 |
$4.80
$4.80 – $4.80
|
11.97B | 1 |
No quarterly estimates available
Earnings Surprises
Last 8 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2026-02-09 | $1.29 | $1.16 | -10.1% |
| 2025-11-03 | $1.25 | $1.50 | +20.0% |
| 2025-08-04 | $0.94 | $1.23 | +30.9% |
| 2025-05-05 | $1.14 | $1.03 | -9.6% |
| 2025-02-10 | $1.11 | $1.25 | +12.6% |
| 2024-11-04 | $1.07 | $1.08 | +0.9% |
| 2024-07-29 | $1.19 | $1.19 | 0.0% |
| 2024-05-06 | $1.40 | $1.30 | -7.1% |
Dividend History
7 yr streakYield
0.08%
Payout Ratio
0.82%
Growth (3Y)
6.27%
Growth (5Y)
1.99%
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Feb 23, 2026 | Mar 12, 2026 | $2.48 | 8.24% |
| Nov 17, 2025 | Dec 04, 2025 | $0.46 | 8.39% |
| Aug 18, 2025 | Sep 04, 2025 | $0.46 | 8.09% |
| May 19, 2025 | Jun 05, 2025 | $0.46 | 7.81% |
| Feb 24, 2025 | Mar 13, 2025 | $2.46 | 7.93% |
| Nov 18, 2024 | Dec 05, 2024 | $0.44 | 7.68% |
| Aug 12, 2024 | Aug 29, 2024 | $0.44 | 7.79% |
| May 17, 2024 | Jun 06, 2024 | $0.44 | 8.22% |
| Feb 16, 2024 | Mar 07, 2024 | $2.44 | 8.32% |
| Nov 10, 2023 | Nov 30, 2023 | $0.42 | 7.39% |
| Aug 11, 2023 | Aug 31, 2023 | $0.42 | 6.97% |
| May 12, 2023 | Jun 01, 2023 | $0.42 | 7.13% |
| Feb 17, 2023 | Mar 09, 2023 | $1.62 | 6.50% |
| Nov 14, 2022 | Dec 01, 2022 | $0.40 | 8.73% |
| Aug 12, 2022 | Sep 01, 2022 | $0.40 | 8.59% |
| May 13, 2022 | Jun 02, 2022 | $0.40 | 8.07% |
| Feb 18, 2022 | Mar 10, 2022 | $2.00 | 7.67% |
| Nov 12, 2021 | Dec 02, 2021 | $0.38 | 5.02% |
| Aug 13, 2021 | Sep 02, 2021 | $0.38 | 5.18% |
| May 14, 2021 | Jun 03, 2021 | $0.38 | 4.71% |
Key Takeaways
Revenue grew 6.25% annually over 5 years — modest growth
Earnings grew 33.26% over the past year
ROE of 11.55% — decent returns on equity
Debt/Equity of 0.26 — conservative balance sheet
Generating 2.40B in free cash flow
P/E of 9.64 — trading at a low valuation
Growth
Revenue Growth (5Y)
6.25%
Revenue (1Y)5.10%
Earnings (1Y)33.26%
FCF Growth (3Y)4.65%
Quality
Return on Equity
11.55%
ROIC8.33%
Net Margin8.69%
Op. Margin11.01%
Safety
Debt / Equity
0.26
Current RatioN/A
Interest Coverage12.00
Valuation
P/E Ratio
9.64
Forward P/E9.47
P/B Ratio1.06
EV/EBITDA9.18
Dividend Yield0.08%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 5.10% | Revenue Growth (3Y) | 5.88% |
| Earnings Growth (1Y) | 33.26% | Earnings Growth (3Y) | 2.98% |
| Revenue Growth (5Y) | 6.25% | Earnings Growth (5Y) | 1.93% |
| Profitability | |||
| Revenue (TTM) | 14.71B | Net Income (TTM) | 1.28B |
| ROE | 11.55% | ROA | 1.84% |
| Gross Margin | 30.73% | Operating Margin | 11.01% |
| Net Margin | 8.69% | Free Cash Flow (TTM) | 2.40B |
| ROIC | 8.33% | FCF Growth (3Y) | 4.65% |
| Safety | |||
| Debt / Equity | 0.26 | Current Ratio | N/A |
| Interest Coverage | 12.00 | ||
| Dividends | |||
| Dividend Yield | 0.08% | Payout Ratio | 0.82% |
| Dividend Growth (3Y) | 6.27% | Dividend Growth (5Y) | 1.99% |
| Consecutive Div Years | 7 yrs | ||
| Valuation | |||
| P/E Ratio | 9.64 | Forward P/E | 9.47 |
| P/B Ratio | 1.06 | P/S Ratio | 0.84 |
| PEG Ratio | 0.30 | Forward PEG | N/A |
| EV/EBITDA | 9.18 | Fwd EV/EBITDA | 10.73 |
| Forward P/S | 1.03 | Fwd Earnings Yield | 10.56% |
| FCF Yield | 19.51% | ||
| Market Cap | 12.32B | Enterprise Value | 14.87B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 14.71B | 14.00B | 13.13B | 11.89B | 11.55B |
| Net Income | 1.28B | 959.00M | 1.21B | 682.00M | 1.18B |
| EPS (Diluted) | 4.69 | 3.52 | 4.43 | 2.50 | 4.41 |
| Gross Profit | 4.52B | 4.46B | 4.41B | 3.75B | 3.73B |
| Operating Income | 1.62B | 1.21B | 1.52B | 814.00M | 1.46B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 69.44B | 66.49B | 64.71B | 60.93B | 48.55B |
| Total Liabilities | 57.82B | 55.98B | 54.82B | 52.45B | 52.10B |
| Shareholders' Equity | 11.62B | 10.51B | 9.89B | 8.83B | 12.81B |
| Total Debt | 2.97B | 2.97B | 3.03B | 2.78B | 2.78B |
| Cash & Equivalents | 425.00M | 472.00M | 345.00M | 475.00M | 475.00M |
| Current Assets | 2.75B | 0.0 | 51.79B | 2.31B | 10.88B |
| Current Liabilities | 0.0 | 0.0 | 18.47B | 0.0 | 243.00M |
Strategy Scores
This stock passed the criteria for 1 strategy
Score = fit strength (0–100)
Rank = position among all matches
Custom
Cash Flow Compounder
#276 of 1052
Recent Activity
Entered
Cash Flow Compounder
Mar 24, 2026