Terug
Dagbereik
€ 23,55
€ 24,40
52-Weeksbereik
€ 22,32
€ 36,57
Volume
2.624.453
50D / 200D Gem.
€ 28,40
/
€ 31,48
Vorige Slotkoers
€ 23,18
Koershistorie
Financiële Trends
Sectorvergelijking
vs Financial Services sector mediaan (854 peers)
| Metriek | Aandeel | Sector Mediaan |
|---|---|---|
| P/E | -32,7 | 10,3 |
| P/B | 0,9 | 1,1 |
| ROE % | -3,0 | 11,7 |
| Net Margin % | -12,7 | 16,8 |
| Rev Growth 5Y % | -39,9 | 11,7 |
| D/E | 0,8 | 0,5 |
Koersdoel Analisten
Hold
€ 36,43
+53.6%
Low: € 33,00
High: € 40,00
Forward K/W
4,6
Forward WPA
€ 5,11
WPA Groei (sch.)
+0,0%
Omzet Sch.
21 B
Winstschattingen
| Periode | WPA Sch. | Omzet Sch. | Analisten |
|---|---|---|---|
| FY2029 |
€ 7,25
€ 6,91 – € 7,86
|
25 B | 2 |
| FY2028 |
€ 6,63
€ 6,34 – € 7,11
|
23 B | 4 |
| FY2027 |
€ 5,89
€ 5,75 – € 6,25
|
22 B | 9 |
Belangrijkste Punten
Revenue declined -39,87% annually over 5 years
Earnings declined -116,41% over the past year
Generating 2,02B in free cash flow
PEG of 0,38 suggests growth is underpriced
Revenue growth is accelerating — 1Y growth exceeds 5Y average by 47,75%
Capital efficient — spends only 0,00% of revenue on capex
Groei
Revenue Growth (5Y)
-39,87%
Revenue (1Y)7,88%
Earnings (1Y)-116,41%
FCF Growth (3Y)-22,41%
Kwaliteit
Return on Equity
-2,97%
ROIC-1,68%
Net Margin-12,67%
Op. Margin-18,73%
Veiligheid
Debt / Equity
0,83
Current Ratio2,84
Interest Coverage-0,98
Waardering
P/E Ratio
-32,67
P/B Ratio0,91
EV/EBITDAN/A
Dividend Yield0,03%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 7,88% | Revenue Growth (3Y) | 10,66% |
| Earnings Growth (1Y) | -116,41% | Earnings Growth (3Y) | N/A |
| Revenue Growth (5Y) | -39,87% | Earnings Growth (5Y) | N/A |
| Profitability | |||
| Revenue (TTM) | 2,89B | Net Income (TTM) | -366,00M |
| ROE | -2,97% | ROA | -0,09% |
| Gross Margin | 80,89% | Operating Margin | -18,73% |
| Net Margin | -12,67% | Free Cash Flow (TTM) | 2,02B |
| ROIC | -1,68% | FCF Growth (3Y) | -22,41% |
| Safety | |||
| Debt / Equity | 0,83 | Current Ratio | 2,84 |
| Interest Coverage | -0,98 | Dividend Yield | 0,03% |
| Valuation | |||
| P/E Ratio | -32,67 | P/B Ratio | 0,91 |
| P/S Ratio | 4,14 | PEG Ratio | 0,38 |
| EV/EBITDA | N/A | Dividend Yield | 0,03% |
| Market Cap | 11,96B | Enterprise Value | 22,42B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 2,89B | 2,68B | 2,36B | 1,88B | 22,10B |
| Net Income | -366,00M | 2,23B | 1,10B | 8,16B | 7,36B |
| EPS (Diluted) | -0,68 | 3,72 | 1,71 | 12,60 | 11,40 |
| Gross Profit | 2,34B | 2,12B | 1,78B | 1,35B | 14,05B |
| Operating Income | -541,00M | 2,80B | 940,00M | 10,49B | 10,13B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 413,55B | 389,40B | 379,27B | 360,32B | 416,21B |
| Total Liabilities | 399,59B | 377,07B | 366,64B | 350,00B | 387,28B |
| Shareholders' Equity | 13,20B | 11,46B | 11,77B | 9,38B | 27,09B |
| Total Debt | 10,91B | 12,39B | 11,87B | 15,33B | 15,68B |
| Cash & Equivalents | 447,00M | 806,00M | 612,00M | 552,00M | 537,00M |
| Current Assets | 67,19B | 64,63B | 172,07B | 162,66B | 48,04B |
| Current Liabilities | 23,65B | 1,10B | 250,00M | 1,50B | 43,46B |