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Fourchette du Jour
22,18 €
22,68 €
Fourchette 52 Semaines
15,19 €
26,56 €
Volume
5 236 419
Moyenne 50J / 200J
24,07 €
/
22,56 €
Clôture Précédente
21,85 €
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (854 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 11,0 | 10,3 |
| P/B | 1,2 | 1,1 |
| ROE % | 11,1 | 11,7 |
| Net Margin % | 19,7 | 16,8 |
| Rev Growth 5Y % | 12,1 | 11,7 |
| D/E | 0,5 | 0,5 |
Points Clés
Revenue grew 12,12% annually over 5 years — strong growth
Earnings grew 26,84% over the past year
ROE of 11,13% — decent returns on equity
Net margin of 19,72% shows strong profitability
Generating 955,00M in free cash flow
P/E of 11,02 — trading at a low valuation
Croissance
Revenue Growth (5Y)
12,12%
Revenue (1Y)0,97%
Earnings (1Y)26,84%
FCF Growth (3Y)-13,01%
Qualité
Return on Equity
11,13%
ROIC7,16%
Net Margin19,72%
Op. Margin25,70%
Sécurité
Debt / Equity
0,52
Current Ratio0,96
Interest Coverage0,82
Valorisation
P/E Ratio
11,02
P/B Ratio1,22
EV/EBITDA11,27
Dividend Yield0,03%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 0,97% | Revenue Growth (3Y) | 2,82% |
| Earnings Growth (1Y) | 26,84% | Earnings Growth (3Y) | 4,68% |
| Revenue Growth (5Y) | 12,12% | Earnings Growth (5Y) | -0,40% |
| Profitability | |||
| Revenue (TTM) | 4,99B | Net Income (TTM) | 983,00M |
| ROE | 11,13% | ROA | 1,17% |
| Gross Margin | 67,32% | Operating Margin | 25,70% |
| Net Margin | 19,72% | Free Cash Flow (TTM) | 955,00M |
| ROIC | 7,16% | FCF Growth (3Y) | -13,01% |
| Safety | |||
| Debt / Equity | 0,52 | Current Ratio | 0,96 |
| Interest Coverage | 0,82 | Dividend Yield | 0,03% |
| Valuation | |||
| P/E Ratio | 11,02 | P/B Ratio | 1,22 |
| P/S Ratio | 2,17 | PEG Ratio | 0,31 |
| EV/EBITDA | 11,27 | Dividend Yield | 0,03% |
| Market Cap | 10,83B | Enterprise Value | 14,44B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 4,99B | 4,94B | 4,72B | 3,41B | 3,15B |
| Net Income | 983,00M | 775,00M | 897,00M | 900,00M | 999,00M |
| EPS (Diluted) | 1,88 | 1,36 | 1,54 | 1,53 | 1,74 |
| Gross Profit | 3,36B | 2,95B | 2,90B | 3,03B | 3,30B |
| Operating Income | 1,28B | 1,01B | 1,13B | 1,16B | 1,28B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 83,88B | 82,15B | 81,66B | 78,95B | 89,09B |
| Total Liabilities | 74,73B | 73,04B | 72,37B | 70,41B | 80,60B |
| Shareholders' Equity | 8,85B | 8,82B | 9,00B | 8,25B | 8,20B |
| Total Debt | 4,57B | 4,60B | 3,70B | 4,10B | 3,71B |
| Cash & Equivalents | 961,00M | 2,44B | 2,34B | 2,45B | 16,05B |
| Current Assets | 68,45B | 8,94B | 10,73B | 11,28B | 24,76B |
| Current Liabilities | 71,34B | 69,53B | 68,84B | 66,33B | 77,45B |