Retour
Fourchette du Jour
23,67 €
24,31 €
Fourchette 52 Semaines
11,60 €
29,61 €
Volume
4 357 207
Moyenne 50J / 200J
26,36 €
/
22,95 €
Clôture Précédente
23,21 €
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (854 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | -37,4 | 10,3 |
| P/B | 0,9 | 1,1 |
| ROE % | -2,1 | 11,7 |
| Net Margin % | -4,4 | 16,8 |
| Rev Growth 5Y % | -1,9 | 11,7 |
| D/E | 0,8 | 0,5 |
Objectif de Cours des Analystes
Hold
30,44 €
+28.1%
Low: 27,00 €
High: 34,50 €
P/E Prévisionnel
9,0
BPA Prévisionnel
2,66 €
Croissance BPA (est.)
+0,0%
CA Est.
5,3 B
Estimations de Bénéfices
| Période | BPA Est. | CA Est. | Analystes |
|---|---|---|---|
| FY2029 |
3,93 €
3,84 € – 4,02 €
|
6,3 B | 4 |
| FY2028 |
3,43 €
3,35 € – 3,51 €
|
5,9 B | 3 |
| FY2027 |
3,02 €
2,86 € – 3,36 €
|
5,6 B | 6 |
Points Clés
Revenue declined -1,93% annually over 5 years
Earnings declined -136,36% over the past year
Generating 1,44B in free cash flow
PEG of 0,18 suggests growth is underpriced
Revenue growth is accelerating — 1Y growth exceeds 5Y average by 7,04%
Capital efficient — spends only 1,32% of revenue on capex
Croissance
Revenue Growth (5Y)
-1,93%
Revenue (1Y)5,11%
Earnings (1Y)-136,36%
FCF Growth (3Y)12,60%
Qualité
Return on Equity
-2,10%
ROIC-2,33%
Net Margin-4,42%
Op. Margin-10,91%
Sécurité
Debt / Equity
0,83
Current Ratio43,01
Interest Coverage-8,43
Valorisation
P/E Ratio
-37,44
P/B Ratio0,86
EV/EBITDAN/A
Dividend Yield0,05%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 5,11% | Revenue Growth (3Y) | 5,62% |
| Earnings Growth (1Y) | -136,36% | Earnings Growth (3Y) | N/A |
| Revenue Growth (5Y) | -1,93% | Earnings Growth (5Y) | N/A |
| Profitability | |||
| Revenue (TTM) | 6,38B | Net Income (TTM) | -281,70M |
| ROE | -2,10% | ROA | -1,04% |
| Gross Margin | 43,18% | Operating Margin | -10,91% |
| Net Margin | -4,42% | Free Cash Flow (TTM) | 1,44B |
| ROIC | -2,33% | FCF Growth (3Y) | 12,60% |
| Safety | |||
| Debt / Equity | 0,83 | Current Ratio | 43,01 |
| Interest Coverage | -8,43 | Dividend Yield | 0,05% |
| Valuation | |||
| P/E Ratio | -37,44 | P/B Ratio | 0,86 |
| P/S Ratio | 1,65 | PEG Ratio | 0,18 |
| EV/EBITDA | N/A | Dividend Yield | 0,05% |
| Market Cap | 10,55B | Enterprise Value | 18,69B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 6,38B | 6,07B | 5,72B | 6,05B | 6,89B |
| Net Income | -281,70M | 774,80M | -96,90M | 920,70M | 1,63B |
| EPS (Diluted) | -1,60 | 1,18 | -0,73 | 1,49 | 2,99 |
| Gross Profit | 2,75B | 2,03B | 2,01B | 2,44B | 2,83B |
| Operating Income | -695,70M | 832,10M | -434,80M | 1,32B | 1,79B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 27,09B | 27,01B | 28,93B | 29,76B | 32,69B |
| Total Liabilities | 14,09B | 11,34B | 13,02B | 12,91B | 16,01B |
| Shareholders' Equity | 12,23B | 14,56B | 14,60B | 15,21B | 15,50B |
| Total Debt | 10,12B | 7,55B | 9,05B | 8,56B | 9,71B |
| Cash & Equivalents | 1,98B | 1,50B | 1,93B | 1,43B | 2,15B |
| Current Assets | 2,86B | 2,61B | 2,88B | 2,44B | 3,46B |
| Current Liabilities | 66,60M | 830,40M | 2,27B | 1,50B | 2,76B |