Terug
Dagbereik
€ 54,19
€ 56,31
52-Weeksbereik
€ 39,32
€ 66,18
Volume
2.451.965
50D / 200D Gem.
€ 59,19
/
€ 55,66
Vorige Slotkoers
€ 54,05
Koershistorie
Financiële Trends
Sectorvergelijking
vs Financial Services sector mediaan (854 peers)
| Metriek | Aandeel | Sector Mediaan |
|---|---|---|
| P/E | 9,1 | 10,3 |
| P/B | 1,1 | 1,1 |
| ROE % | 13,5 | 11,7 |
| Net Margin % | 18,2 | 16,8 |
| Rev Growth 5Y % | 13,6 | 11,7 |
| D/E | 0,6 | 0,5 |
Koersdoel Analisten
Hold
€ 67,00
+21.7%
Low: € 60,00
High: € 75,00
Forward K/W
8,8
Forward WPA
€ 6,23
WPA Groei (sch.)
+0,0%
Omzet Sch.
3,5 B
Winstschattingen
| Periode | WPA Sch. | Omzet Sch. | Analisten |
|---|---|---|---|
| FY2028 |
€ 6,79
€ 6,08 – € 7,40
|
3,8 B | 5 |
| FY2027 |
€ 6,57
€ 6,34 – € 6,88
|
3,7 B | 19 |
| FY2026 |
€ 6,23
€ 6,02 – € 6,36
|
3,5 B | 20 |
Belangrijkste Punten
Revenue grew 13,59% annually over 5 years — strong growth
ROE of 13,51% — decent returns on equity
Net margin of 18,18% shows strong profitability
Generating 981,00M in free cash flow
P/E of 9,06 — trading at a low valuation
PEG of 0,42 suggests growth is underpriced
Groei
Revenue Growth (5Y)
13,59%
Revenue (1Y)-0,98%
Earnings (1Y)14,67%
FCF Growth (3Y)12,73%
Kwaliteit
Return on Equity
13,51%
ROIC7,65%
Net Margin18,18%
Op. Margin23,77%
Veiligheid
Debt / Equity
0,61
Current Ratio0,16
Interest Coverage0,75
Waardering
P/E Ratio
9,06
P/B Ratio1,13
EV/EBITDA8,17
Dividend Yield0,03%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -0,98% | Revenue Growth (3Y) | 3,40% |
| Earnings Growth (1Y) | 14,67% | Earnings Growth (3Y) | 14,98% |
| Revenue Growth (5Y) | 13,59% | Earnings Growth (5Y) | -5,54% |
| Profitability | |||
| Revenue (TTM) | 4,94B | Net Income (TTM) | 899,00M |
| ROE | 13,51% | ROA | 1,01% |
| Gross Margin | 67,05% | Operating Margin | 23,77% |
| Net Margin | 18,18% | Free Cash Flow (TTM) | 981,00M |
| ROIC | 7,65% | FCF Growth (3Y) | 12,73% |
| Safety | |||
| Debt / Equity | 0,61 | Current Ratio | 0,16 |
| Interest Coverage | 0,75 | Dividend Yield | 0,03% |
| Valuation | |||
| P/E Ratio | 9,06 | P/B Ratio | 1,13 |
| P/S Ratio | 1,65 | PEG Ratio | 0,42 |
| EV/EBITDA | 8,17 | Dividend Yield | 0,03% |
| Market Cap | 8,14B | Enterprise Value | 9,60B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 4,94B | 4,99B | 4,62B | 3,34B | 2,97B |
| Net Income | 899,00M | 784,00M | 680,00M | 907,00M | 1,13B |
| EPS (Diluted) | 6,01 | 4,95 | 4,35 | 5,79 | 6,79 |
| Gross Profit | 3,32B | 3,06B | 2,98B | 3,03B | 3,19B |
| Operating Income | 1,18B | 1,01B | 886,00M | 1,15B | 1,45B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 88,99B | 88,78B | 87,20B | 89,55B | 93,20B |
| Total Liabilities | 81,81B | 82,65B | 81,51B | 84,65B | 85,74B |
| Shareholders' Equity | 7,18B | 6,12B | 5,69B | 4,89B | 7,46B |
| Total Debt | 4,34B | 4,37B | 4,54B | 11,07B | 1,92B |
| Cash & Equivalents | 2,89B | 3,50B | 2,20B | 2,00B | 10,88B |
| Current Assets | 12,18B | 13,01B | 12,89B | 14,30B | 35,25B |
| Current Liabilities | 78,52B | 79,64B | 78,96B | 82,07B | 83,69B |