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Enact Holdings, Inc.

Data quality: 100%
ACT
NASDAQ Financial Services Insurance - Specialty
$40.35
▲ $0.14 (0.35%)
Mkt Cap: 5.83B
Day Range
$40.32 $41.32
52-Week Range
$31.28 $44.80
Volume
257,945
50D / 200D Avg
$41.01 / $38.19
Prev Close
$40.21

Price History

Financial Trends

Peer Comparison

vs Financial Services sector median (854 peers)

Metric Stock Sector Median
P/E 8.6 10.3
P/B 1.1 1.1
ROE % 13.0 11.7
Net Margin % 54.8 16.8
Rev Growth 5Y % 2.4 11.7
D/E 0.1 0.5

Key Takeaways

Revenue grew 2.37% annually over 5 years — modest growth
ROE of 13.03% — decent returns on equity
Net margin of 54.80% shows strong profitability
Debt/Equity of 0.14 — conservative balance sheet
Generating 724.52M in free cash flow
P/E of 8.64 — trading at a low valuation

Growth

Revenue Growth (5Y)
2.37%
Revenue (1Y)2.37%
Earnings (1Y)-2.01%
FCF Growth (3Y)7.07%

Quality

Return on Equity
13.03%
ROIC10.56%
Net Margin54.80%
Op. Margin69.80%

Safety

Debt / Equity
0.14
Current Ratio6.86
Interest Coverage17.19

Valuation

P/E Ratio
8.64
P/B Ratio1.09
EV/EBITDA6.97
Dividend Yield0.02%

All Fundamental Metrics

Growth
Revenue Growth (1Y) 2.37% Revenue Growth (3Y) 3.27%
Earnings Growth (1Y) -2.01% Earnings Growth (3Y) 0.65%
Revenue Growth (5Y) 2.37% Earnings Growth (5Y) 5.38%
Profitability
Revenue (TTM) 1.23B Net Income (TTM) 674.24M
ROE 13.03% ROA 9.78%
Gross Margin 91.10% Operating Margin 69.80%
Net Margin 54.80% Free Cash Flow (TTM) 724.52M
ROIC 10.56% FCF Growth (3Y) 7.07%
Safety
Debt / Equity 0.14 Current Ratio 6.86
Interest Coverage 17.19 Dividend Yield 0.02%
Valuation
P/E Ratio 8.64 P/B Ratio 1.09
P/S Ratio 4.74 PEG Ratio 2.74
EV/EBITDA 6.97 Dividend Yield 0.02%
Market Cap 5.83B Enterprise Value 5.99B

Income Statement

Annual, most recent first

Income statement data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 1.23B 1.20B 1.15B 1.09B 1.12B
Net Income 674.24M 688.07M 665.51M 704.16M 546.69M
EPS (Diluted) 4.52 4.37 4.11 4.31 3.36
Gross Profit 1.12B 940.31M 903.38M 949.75M 748.56M
Operating Income 858.84M 878.06M 851.51M 898.22M 695.22M

Balance Sheet

Annual, most recent first

Balance sheet data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 6.89B 6.55B 6.22B 5.74B 5.91B
Total Liabilities 1.54B 1.55B 1.59B 1.63B 1.81B
Shareholders' Equity 5.36B 5.00B 4.63B 4.10B 4.11B
Total Debt 744.48M 760.32M 768.68M 771.26M 775.82M
Cash & Equivalents 582.49M 599.43M 615.68M 513.78M 425.83M
Current Assets 628.62M 652.46M 660.75M 555.51M 468.09M
Current Liabilities 91.64M 118.57M 153.13M 206.16M 246.32M