Terug
Dagbereik
€ 12,01
€ 12,45
52-Weeksbereik
€ 10,91
€ 21,62
Volume
2.238.373
50D / 200D Gem.
€ 12,66
/
€ 14,11
Vorige Slotkoers
€ 12,50
Koershistorie
Financiële Trends
Sectorvergelijking
vs Financial Services sector mediaan (854 peers)
| Metriek | Aandeel | Sector Mediaan |
|---|---|---|
| P/E | 8,0 | 10,3 |
| P/B | 0,7 | 1,1 |
| ROE % | 12,4 | 11,7 |
| Net Margin % | 60,0 | 16,8 |
| Rev Growth 5Y % | 22,3 | 11,7 |
| D/E | 0,8 | 0,5 |
Belangrijkste Punten
Revenue grew 22,26% annually over 5 years — strong growth
Earnings grew 125,66% over the past year
ROE of 12,35% — decent returns on equity
Net margin of 60,03% shows strong profitability
Negative free cash flow of -915,95M
P/E of 7,97 — trading at a low valuation
Groei
Revenue Growth (5Y)
22,26%
Revenue (1Y)123,49%
Earnings (1Y)125,66%
FCF Growth (3Y)N/A
Kwaliteit
Return on Equity
12,35%
ROIC5,41%
Net Margin60,03%
Op. Margin86,20%
Veiligheid
Debt / Equity
0,78
Current RatioN/A
Interest Coverage3,22
Waardering
P/E Ratio
7,97
P/B Ratio0,71
EV/EBITDA11,63
Dividend Yield0,07%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 123,49% | Revenue Growth (3Y) | 42,93% |
| Earnings Growth (1Y) | 125,66% | Earnings Growth (3Y) | 39,70% |
| Revenue Growth (5Y) | 22,26% | Earnings Growth (5Y) | 14,11% |
| Profitability | |||
| Revenue (TTM) | 1,20B | Net Income (TTM) | 720,37M |
| ROE | 12,35% | ROA | 4,90% |
| Gross Margin | 76,61% | Operating Margin | 86,20% |
| Net Margin | 60,03% | Free Cash Flow (TTM) | -915,95M |
| ROIC | 5,41% | FCF Growth (3Y) | N/A |
| Safety | |||
| Debt / Equity | 0,78 | Current Ratio | N/A |
| Interest Coverage | 3,22 | Dividend Yield | 0,07% |
| Valuation | |||
| P/E Ratio | 7,97 | P/B Ratio | 0,71 |
| P/S Ratio | 4,78 | PEG Ratio | 0,52 |
| EV/EBITDA | 11,63 | Dividend Yield | 0,07% |
| Market Cap | 5,74B | Enterprise Value | 12,03B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 1,20B | 536,94M | 587,44M | 176,15M | 537,05M |
| Net Income | 720,37M | 319,23M | 369,14M | 19,00M | 424,81M |
| EPS (Diluted) | 1,76 | 1,52 | 1,80 | 0,09 | 3,05 |
| Gross Profit | 919,34M | 353,46M | 401,24M | 49,98M | 452,55M |
| Operating Income | 1,03B | 330,69M | 378,27M | 26,87M | 429,73M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 14,72B | 6,72B | 6,65B | 6,66B | 6,29B |
| Total Liabilities | 6,67B | 3,10B | 3,12B | 3,28B | 2,76B |
| Shareholders' Equity | 8,04B | 3,63B | 3,53B | 3,39B | 3,53B |
| Total Debt | 6,29B | 2,91B | 2,95B | 3,16B | 2,64B |
| Cash & Equivalents | 667.000,0 | 257,00M | 469,02M | 203,29M | 107,03M |
| Current Assets | 83,68M | 304,77M | 519,05M | 251,08M | 150,97M |
| Current Liabilities | 0,0 | 123,79M | 101,05M | 59,12M | 43,03M |