Retour
21
28
Fourchette du Jour
57,53 €
58,67 €
Fourchette 52 Semaines
51,61 €
67,09 €
Volume
780 239
Moyenne 50J / 200J
61,19 €
/
61,22 €
Clôture Précédente
57,16 €
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (854 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 8,1 | 10,3 |
| P/B | 1,0 | 1,1 |
| ROE % | 12,2 | 11,7 |
| Net Margin % | 54,7 | 16,8 |
| Rev Growth 5Y % | 5,2 | 11,7 |
| D/E | 0,1 | 0,5 |
Objectif de Cours des Analystes
Aucune couverture d'analyste disponible
Estimations de Bénéfices
| Période | BPA Est. | CA Est. | Analystes |
|---|---|---|---|
| FY2028 |
8,95 €
8,70 € – 9,29 €
|
1,3 B | 1 |
| FY2027 |
7,63 €
7,31 € – 7,97 €
|
1,3 B | 5 |
| FY2026 |
7,14 €
7,08 € – 7,21 €
|
1,2 B | 5 |
Points Clés
Revenue grew 5,23% annually over 5 years — modest growth
ROE of 12,15% — decent returns on equity
Net margin of 54,72% shows strong profitability
Debt/Equity of 0,10 — conservative balance sheet
Generating 848,69M in free cash flow
P/E of 8,08 — trading at a low valuation
Croissance
Revenue Growth (5Y)
5,23%
Revenue (1Y)-0,49%
Earnings (1Y)-5,41%
FCF Growth (3Y)5,74%
Qualité
Return on Equity
12,15%
ROIC9,75%
Net Margin54,72%
Op. Margin65,18%
Sécurité
Debt / Equity
0,10
Current Ratio0,34
Interest Coverage25,14
Valorisation
P/E Ratio
8,08
P/B Ratio0,97
EV/EBITDA7,32
Dividend Yield0,02%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -0,49% | Revenue Growth (3Y) | 5,58% |
| Earnings Growth (1Y) | -5,41% | Earnings Growth (3Y) | -0,46% |
| Revenue Growth (5Y) | 5,23% | Earnings Growth (5Y) | 0,30% |
| Profitability | |||
| Revenue (TTM) | 1,26B | Net Income (TTM) | 689,97M |
| ROE | 12,15% | ROA | 9,27% |
| Gross Margin | 88,16% | Operating Margin | 65,18% |
| Net Margin | 54,72% | Free Cash Flow (TTM) | 848,69M |
| ROIC | 9,75% | FCF Growth (3Y) | 5,74% |
| Safety | |||
| Debt / Equity | 0,10 | Current Ratio | 0,34 |
| Interest Coverage | 25,14 | Dividend Yield | 0,02% |
| Valuation | |||
| P/E Ratio | 8,08 | P/B Ratio | 0,97 |
| P/S Ratio | 4,42 | PEG Ratio | 12,91 |
| EV/EBITDA | 7,32 | Dividend Yield | 0,02% |
| Market Cap | 5,57B | Enterprise Value | 6,01B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 1,26B | 1,27B | 1,13B | 1,02B | 1,03B |
| Net Income | 689,97M | 729,40M | 696,39M | 831,35M | 681,78M |
| EPS (Diluted) | 6,90 | 6,85 | 6,50 | 7,72 | 6,11 |
| Gross Profit | 1,11B | 1,19B | 1,10B | 1,19B | 997,45M |
| Operating Income | 821,86M | 855,49M | 823,00M | 988,19M | 822,31M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 7,44B | 7,11B | 6,43B | 5,72B | 5,72B |
| Total Liabilities | 1,68B | 1,51B | 1,32B | 1,26B | 1,49B |
| Shareholders' Equity | 5,76B | 5,60B | 5,10B | 4,46B | 4,24B |
| Total Debt | 562,61M | 493,96M | 421,92M | 420,86M | 419,82M |
| Cash & Equivalents | 123,05M | 131,48M | 141,79M | 81,24M | 81,49M |
| Current Assets | 174,32M | 0,0 | 205,05M | 390,67M | 5,09B |
| Current Liabilities | 513,43M | 0,0 | 500,25M | 418,46M | 419,82M |
Scores de Stratégies
This stock passed the criteria for 2 strategies
Score = fit strength (0–100)
Rank = position among all matches
#715 of 820
#356 of 708
Activité Récente
Entré
Deep Value Investing (Seth Klarman)
Mar 24, 2026
Entré
Defensive Investing (Benjamin Graham)
Mar 24, 2026