Back
56
72
Day Range
$23.05
$23.25
52-Week Range
$22.70
$25.33
Volume
6,265
50D / 200D Avg
$23.50
/
$23.69
Prev Close
$23.05
Price History
Financial Trends
Peer Comparison
vs Financial Services sector median (854 peers)
| Metric | Stock | Sector Median |
|---|---|---|
| P/E | 7.1 | 10.3 |
| P/B | 0.5 | 1.1 |
| ROE % | 6.7 | 11.7 |
| Net Margin % | 5.7 | 16.8 |
| Rev Growth 5Y % | 2.1 | 11.7 |
| D/E | 0.3 | 0.5 |
Key Takeaways
Revenue grew 2.14% annually over 5 years — modest growth
Earnings declined -58.49% over the past year
Debt/Equity of 0.34 — conservative balance sheet
Generating 555.40M in free cash flow
P/E of 7.09 — trading at a low valuation
Capital efficient — spends only 1.01% of revenue on capex
Growth
Revenue Growth (5Y)
2.14%
Revenue (1Y)1.46%
Earnings (1Y)-58.49%
FCF Growth (3Y)-27.89%
Quality
Return on Equity
6.69%
ROIC4.70%
Net Margin5.65%
Op. Margin7.14%
Safety
Debt / Equity
0.34
Current Ratio3.65
Interest Coverage4.47
Valuation
P/E Ratio
7.09
P/B Ratio0.47
EV/EBITDA9.48
Dividend Yield0.08%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 1.46% | Revenue Growth (3Y) | 2.75% |
| Earnings Growth (1Y) | -58.49% | Earnings Growth (3Y) | -24.16% |
| Revenue Growth (5Y) | 2.14% | Earnings Growth (5Y) | -2.71% |
| Profitability | |||
| Revenue (TTM) | 13.08B | Net Income (TTM) | 738.50M |
| ROE | 6.69% | ROA | 1.15% |
| Gross Margin | 38.16% | Operating Margin | 7.14% |
| Net Margin | 5.65% | Free Cash Flow (TTM) | 555.40M |
| ROIC | 4.70% | FCF Growth (3Y) | -27.89% |
| Safety | |||
| Debt / Equity | 0.34 | Current Ratio | 3.65 |
| Interest Coverage | 4.47 | Dividend Yield | 0.08% |
| Valuation | |||
| P/E Ratio | 7.09 | P/B Ratio | 0.47 |
| P/S Ratio | 0.40 | PEG Ratio | -0.10 |
| EV/EBITDA | 9.48 | Dividend Yield | 0.08% |
| Market Cap | 5.24B | Enterprise Value | 8.85B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 13.08B | 12.89B | 12.39B | 11.97B | 12.01B |
| Net Income | 738.50M | 1.78B | 1.28B | 1.41B | 824.20M |
| EPS (Diluted) | 4.28 | 9.49 | 6.50 | 6.96 | 4.79 |
| Gross Profit | 4.99B | 12.89B | 12.39B | 4.97B | 4.42B |
| Operating Income | 933.50M | 11.71B | 11.21B | 10.88B | 11.00B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 64.09B | 15.65B | 53.95B | 51.32B | 59.53B |
| Total Liabilities | 52.98B | 4.69B | 53.96B | 42.59B | 48.11B |
| Shareholders' Equity | 11.12B | 10.96B | 9.65B | 8.74B | 11.42B |
| Total Debt | 3.77B | 3.74B | 3.43B | 3.43B | 3.52B |
| Cash & Equivalents | 158.20M | 162.80M | 146.00M | 119.20M | 75.00M |
| Current Assets | 1.59B | 1.40B | 970.90M | 4.74B | 4.37B |
| Current Liabilities | 435.20M | 274.60M | -9.45B | -10.01B | -11.51B |
Strategy Scores
This stock passed the criteria for 2 strategies
Score = fit strength (0–100)
Rank = position among all matches
#196 of 820
#25 of 708
Recent Activity
Entered
Deep Value Investing (Seth Klarman)
Mar 24, 2026
Entered
Defensive Investing (Benjamin Graham)
Mar 24, 2026