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Grupo Aval Acciones y Valores S.A.

Data quality: 100%
AVAL
NYSE Financial Services Banks - Regional
$4.32
▲ $0.12 (2.86%)
Mkt Cap: 5.16B
Day Range
$4.23 $4.39
52-Week Range
$2.25 $5.28
Volume
114,826
50D / 200D Avg
$4.37 / $3.71
Prev Close
$4.20

Quick Summary

Price History

Financial Trends

Peer Comparison

vs Financial Services sector median (854 peers)

Metric Stock Sector Median
P/E 0.0 10.3
P/B 0.0 1.1
ROE % 8.9 11.6
Net Margin % 3.8 16.8
Rev Growth 5Y % 19.6 11.6
D/E 3.7 0.5

Analyst Price Target

No analyst coverage available

Earnings Estimates

Period EPS Est. Revenue Est. Analysts
FY2028 $2,639.10
$2,590.24 – $2,701.06
24.34T 1
FY2027 $2,071.38
$2,033.03 – $2,120.01
21.20T 1
FY2026 $1,698.99
$1,667.54 – $1,738.88
19.35T 1

Earnings Surprises

Last 8 quarters
Quarter Est. EPS Actual EPS Surprise
2026-02-26 $401.51 $0.12 -100.0%
2025-11-13 $0.10 $0.11 +10.0%
2025-08-12 $0.10 $0.10 0.0%
2025-05-12 $0.10 $0.07 -30.0%
2025-03-26 $0.00 $0.00 -50.0%
2024-11-13 $0.07 $0.09 +28.6%
2024-08-14 $0.05 $0.04 -20.0%
2024-05-15 $0.05 $0.02 -60.0%

Dividend History

7 yr streak

Yield

0.03%

Payout Ratio

0.35%

Growth (3Y)

-58.76%

Growth (5Y)

-17.28%

Ex-Date Payment Date Amount Yield
Feb 27, 2026 Mar 09, 2026 $0.01 3.10%
Jan 30, 2026 Feb 09, 2026 $0.01 2.63%
Dec 31, 2025 Jan 09, 2026 $0.01 3.11%
Nov 28, 2025 Dec 08, 2025 $0.01 3.01%
Nov 03, 2025 Nov 12, 2025 $0.01 2.95%
Sep 30, 2025 Oct 08, 2025 $0.01 3.77%
Aug 29, 2025 Sep 08, 2025 $0.01 3.66%
Jul 31, 2025 Aug 08, 2025 $0.01 4.28%
Jun 30, 2025 Jul 09, 2025 $0.01 4.22%
Jun 02, 2025 Jun 10, 2025 $0.01 3.94%
May 01, 2025 May 09, 2025 $0.01 4.37%
Apr 11, 2025 Apr 17, 2025 $0.01 4.74%
Feb 28, 2025 Mar 10, 2025 $0.01 4.05%
Jan 31, 2025 Feb 10, 2025 $0.01 4.44%
Dec 31, 2024 Jan 09, 2025 $0.01 6.56%
Nov 29, 2024 Dec 09, 2024 $0.01 6.75%
Oct 31, 2024 Nov 08, 2024 $0.01 7.68%
Sep 30, 2024 Oct 09, 2024 $0.01 7.88%
Aug 30, 2024 Sep 09, 2024 $0.01 8.10%
Jul 31, 2024 Aug 09, 2024 $0.01 8.29%

Key Takeaways

Revenue grew 19.63% annually over 5 years — strong growth
Earnings grew 57.98% over the past year
Debt/Equity of 3.72 — high leverage
Negative free cash flow of -14.70T
PEG of 0.20 suggests growth is underpriced
Revenue growth is decelerating — 1Y growth trails 5Y average by 5.14%

Growth

Revenue Growth (5Y)
19.63%
Revenue (1Y)14.49%
Earnings (1Y)57.98%
FCF Growth (3Y)N/A

Quality

Return on Equity
8.94%
ROIC3.33%
Net Margin3.79%
Op. Margin9.12%

Safety

Debt / Equity
3.72
Current RatioN/A
Interest Coverage0.23

Valuation

P/E Ratio
0.00
Forward P/E0.00
P/B Ratio0.00
EV/EBITDA12.77
Dividend Yield0.03%

All Fundamental Metrics

Growth
Revenue Growth (1Y) 14.49% Revenue Growth (3Y) 4.94%
Earnings Growth (1Y) 57.98% Earnings Growth (3Y) 47.31%
Revenue Growth (5Y) 19.63% Earnings Growth (5Y) -16.49%
Profitability
Revenue (TTM) 42.33T Net Income (TTM) 1.60T
ROE 8.94% ROA 0.46%
Gross Margin 50.90% Operating Margin 9.12%
Net Margin 3.79% Free Cash Flow (TTM) -14.70T
ROIC 3.33% FCF Growth (3Y) N/A
Safety
Debt / Equity 3.72 Current Ratio N/A
Interest Coverage 0.23
Dividends
Dividend Yield 0.03% Payout Ratio 0.35%
Dividend Growth (3Y) -58.76% Dividend Growth (5Y) -17.28%
Consecutive Div Years 7 yrs
Valuation
P/E Ratio 0.00 Forward P/E 0.00
P/B Ratio 0.00 P/S Ratio 0.00
PEG Ratio 0.20 Forward PEG N/A
EV/EBITDA 12.77 Fwd EV/EBITDA 14.44
Forward P/S 0.00 Fwd Earnings Yield N/A
FCF Yield -285141.22%
Market Cap 5.16B Enterprise Value 49.27T

Income Statement

Annual, most recent first

Income statement data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 42.33T 36.97T 38.44T 27.94T 20.67T
Net Income 1.60T 1.02T 739.00B 2.48T 3.30T
EPS (Diluted) 1350.80 856.00 622.40 1632.40 1956.00
Gross Profit 21.54T 11.30T 11.05T 13.16T 12.82T
Operating Income 3.86T 3.14T 3.49T 6.27T 6.36T

Balance Sheet

Annual, most recent first

Balance sheet data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 348.56T 327.86T 301.18T 295.59T 366.90T
Total Liabilities 313.86T 294.70T 269.66T 264.77T 327.43T
Shareholders' Equity 18.43T 17.45T 16.78T 16.47T 23.01T
Total Debt 68.60T 71.36T 62.82T 72.12T 74.09T
Cash & Equivalents 19.33T 15.53T 17.38T 15.90T 35.62T
Current Assets 48.40T 75.11T 70.04T 74.09B 56.26T
Current Liabilities 0.0 205.69T 186.49T 4.09T 238.50T