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Mercury General Corporation

Data quality: 100%
MCY
NYSE Financial Services Insurance - Property & Casualty
$87.54
▲ $0.71 (0.82%)
Mkt Cap: 4.85B
Day Range
$86.74 $88.85
52-Week Range
$47.06 $100.06
Volume
127,085
50D / 200D Avg
$89.62 / $81.42
Prev Close
$86.83

Price History

Financial Trends

Peer Comparison

vs Financial Services sector median (854 peers)

Metric Stock Sector Median
P/E 9.0 10.3
P/B 2.0 1.1
ROE % 24.8 11.7
Net Margin % 9.0 16.8
Rev Growth 5Y % 10.7 11.7
D/E 0.3 0.5

Analyst Price Target

Hold
$90.00 +2.8%
Forward P/E
9.7
Forward EPS
$9.00
EPS Growth (est.)
+0.0%
Est. Revenue
6.1 B

Earnings Estimates

Period EPS Est. Revenue Est. Analysts
FY2027 $8.00
$8.00 – $8.00
 6.4 B 1
FY2026 $9.00
$9.00 – $9.00
 6.1 B 1

Key Takeaways

Revenue grew 10.68% annually over 5 years — strong growth
Earnings grew 15.63% over the past year
ROE of 24.80% indicates high profitability
Debt/Equity of 0.25 — conservative balance sheet
Generating 1.03B in free cash flow
P/E of 8.96 — trading at a low valuation

Growth

Revenue Growth (5Y)
10.68%
Revenue (1Y)9.44%
Earnings (1Y)15.63%
FCF Growth (3Y)57.22%

Quality

Return on Equity
24.80%
ROIC16.53%
Net Margin9.03%
Op. Margin11.07%

Safety

Debt / Equity
0.25
Current Ratio66.98
Interest Coverage23.19

Valuation

P/E Ratio
8.96
P/B Ratio2.01
EV/EBITDA6.22
Dividend Yield0.01%

All Fundamental Metrics

Growth
Revenue Growth (1Y) 9.44% Revenue Growth (3Y) 13.77%
Earnings Growth (1Y) 15.63% Earnings Growth (3Y) 137.00%
Revenue Growth (5Y) 10.68% Earnings Growth (5Y) 21.54%
Profitability
Revenue (TTM) 5.99B Net Income (TTM) 541.09M
ROE 24.80% ROA 5.66%
Gross Margin 33.87% Operating Margin 11.07%
Net Margin 9.03% Free Cash Flow (TTM) 1.03B
ROIC 16.53% FCF Growth (3Y) 57.22%
Safety
Debt / Equity 0.25 Current Ratio 66.98
Interest Coverage 23.19 Dividend Yield 0.01%
Valuation
P/E Ratio 8.96 P/B Ratio 2.01
P/S Ratio 0.81 PEG Ratio 0.62
EV/EBITDA 6.22 Dividend Yield 0.01%
Market Cap 4.85B Enterprise Value 4.13B

Income Statement

Annual, most recent first

Income statement data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 5.99B 5.48B 4.63B 3.64B 3.99B
Net Income 541.09M 467.95M 96.34M -512.67M 247.94M
EPS (Diluted) 9.77 8.45 1.74 -9.26 4.48
Gross Profit 2.03B 932.86M 403.25M -373.77M 599.82M
Operating Income 663.65M 574.88M 99.43M -670.72M 299.31M

Balance Sheet

Annual, most recent first

Balance sheet data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 9.56B 8.31B 7.10B 6.51B 6.77B
Total Liabilities 7.14B 6.36B 5.56B 4.99B 4.63B
Shareholders' Equity 2.42B 1.95B 1.55B 1.52B 2.14B
Total Debt 594.35M 587.71M 587.96M 420.25M 407.51M
Cash & Equivalents 1.32B 720.26M 550.90M 289.78M 335.56M
Current Assets 2.06B 1.41B 0.0 978.82M 0.0
Current Liabilities 30.77M 20.75M 0.0 206.82M 0.0

Strategy Scores

This stock passed the criteria for 4 strategies

Score = fit strength (0–100)
Rank = position among all matches
Custom Cash Flow Compounder
#348 of 1024
53
Growth Price/Sales Ratio Focus (Ken Fisher)
#397 of 616
25
Custom Contrarian Investing (David Dreman)
#249 of 658
38
Value Value Investing (Warren Buffett)
#24 of 195
55

Recent Activity

Entered Cash Flow Compounder
Mar 24, 2026
Entered Price/Sales Ratio Focus (Ken Fisher)
Mar 24, 2026
Entered Contrarian Investing (David Dreman)
Mar 24, 2026
Entered Value Investing (Warren Buffett)
Mar 24, 2026