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Enova International, Inc.

Qualité des données : 100%
ENVA
NYSE Financial Services Financial - Credit Services
137,34 €
▲ 2,36 € (1,74%)
Cap. Boursière : 3,43B
Fourchette du Jour
136,96 € 141,09 €
Fourchette 52 Semaines
79,41 € 176,68 €
Volume
174 749
Moyenne 50J / 200J
149,86 € / 127,86 €
Clôture Précédente
134,99 €

Historique des Prix

Tendances Financières

Comparaison Sectorielle

vs médiane du secteur Financial Services (854 pairs)

Métrique Action Médiane du Secteur
P/E 11,1 10,3
P/B 2,6 1,1
ROE % 24,3 11,7
Net Margin % 9,8 16,8
Rev Growth 5Y % 27,1 11,7
D/E 3,4 0,5

Objectif de Cours des Analystes

Hold
193,00 € +40.5%
Low: 189,00 € High: 199,00 €
P/E Prévisionnel
8,7
BPA Prévisionnel
15,82 €
Croissance BPA (est.)
+0,0%
CA Est.
3,7 B

Estimations de Bénéfices

Période BPA Est. CA Est. Analystes
FY2028 24,63 €
24,19 € – 25,56 €
5,4 B 1
FY2027 18,77 €
18,43 € – 19,48 €
4,2 B 2
FY2026 15,82 €
15,79 € – 15,84 €
3,7 B 4

Points Clés

Revenue grew 27,09% annually over 5 years — strong growth
Earnings grew 47,24% over the past year
ROE of 24,34% indicates high profitability
Debt/Equity of 3,41 — high leverage
Generating 1,77B in free cash flow
P/E of 11,14 — trading at a low valuation

Croissance

Revenue Growth (5Y)
27,09%
Revenue (1Y)18,58%
Earnings (1Y)47,24%
FCF Growth (3Y)25,69%

Qualité

Return on Equity
24,34%
ROIC9,40%
Net Margin9,78%
Op. Margin23,46%

Sécurité

Debt / Equity
3,41
Current Ratio0,23
Interest Coverage4,36

Valorisation

P/E Ratio
11,14
P/B Ratio2,57
EV/EBITDA10,72
Dividend Yield0,00%

All Fundamental Metrics

Growth
Revenue Growth (1Y) 18,58% Revenue Growth (3Y) 22,00%
Earnings Growth (1Y) 47,24% Earnings Growth (3Y) 32,70%
Revenue Growth (5Y) 27,09% Earnings Growth (5Y) 4,73%
Profitability
Revenue (TTM) 3,15B Net Income (TTM) 308,39M
ROE 24,34% ROA 4,77%
Gross Margin 50,13% Operating Margin 23,46%
Net Margin 9,78% Free Cash Flow (TTM) 1,77B
ROIC 9,40% FCF Growth (3Y) 25,69%
Safety
Debt / Equity 3,41 Current Ratio 0,23
Interest Coverage 4,36 Dividend Yield 0,00%
Valuation
P/E Ratio 11,14 P/B Ratio 2,57
P/S Ratio 1,09 PEG Ratio 0,22
EV/EBITDA 10,72 Dividend Yield 0,00%
Market Cap 3,43B Enterprise Value 7,93B

Income Statement

Annual, most recent first

Income statement data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 3,15B 2,66B 2,12B 1,74B 1,21B
Net Income 308,39M 209,45M 175,12M 207,42M 256,30M
EPS (Diluted) 11,58 7,43 5,49 6,19 6,79
Gross Profit 1,58B 1,24B 1,04B 1,00B 947,75M
Operating Income 739,43M 584,76M 422,14M 383,99M 413,06M

Balance Sheet

Annual, most recent first

Balance sheet data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 6,47B 5,27B 4,59B 3,78B 2,76B
Total Liabilities 5,13B 4,07B 3,35B 2,59B 1,67B
Shareholders' Equity 1,34B 1,20B 1,24B 1,19B 1,09B
Total Debt 4,56B 3,60B 2,99B 2,29B 1,43B
Cash & Equivalents 71,71M 73,91M 377,44M 100,17M 165,48M
Current Assets 71,71M 4,81B 4,12B 3,31B 2,29B
Current Liabilities 305,85M 483,30M 261,16M 198,32M 156,10M

Scores de Stratégies

This stock passed the criteria for 3 strategies

Score = fit strength (0–100)
Rank = position among all matches
#429 of 658
19
#179 of 326
49
#101 of 154
46

Activité Récente

Entré Contrarian Investing (David Dreman)
Mar 24, 2026
Entré Growth Investing (Philip Fisher)
Mar 24, 2026
Entré Growth at a Reasonable Price (Peter Lynch)
Mar 24, 2026