Retour
Fourchette du Jour
62,84 €
64,90 €
Fourchette 52 Semaines
58,39 €
83,99 €
Volume
216 265
Moyenne 50J / 200J
65,66 €
/
68,83 €
Clôture Précédente
62,18 €
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (854 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 21,3 | 10,3 |
| P/B | 5,8 | 1,1 |
| ROE % | 28,5 | 11,7 |
| Net Margin % | 27,0 | 16,8 |
| Rev Growth 5Y % | -0,7 | 11,7 |
| D/E | 0,3 | 0,5 |
Points Clés
Revenue declined -0,69% annually over 5 years
ROE of 28,54% indicates high profitability
Net margin of 26,98% shows strong profitability
Debt/Equity of 0,25 — conservative balance sheet
Negative free cash flow of -126,42M
Revenue growth is accelerating — 1Y growth exceeds 5Y average by 10,43%
Croissance
Revenue Growth (5Y)
-0,69%
Revenue (1Y)9,74%
Earnings (1Y)1,29%
FCF Growth (3Y)N/A
Qualité
Return on Equity
28,54%
ROIC19,04%
Net Margin26,98%
Op. Margin31,30%
Sécurité
Debt / Equity
0,25
Current Ratio14,76
Interest Coverage0,00
Valorisation
P/E Ratio
21,30
P/B Ratio5,81
EV/EBITDA18,32
Dividend Yield0,04%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 9,74% | Revenue Growth (3Y) | 7,69% |
| Earnings Growth (1Y) | 1,29% | Earnings Growth (3Y) | 8,96% |
| Revenue Growth (5Y) | -0,69% | Earnings Growth (5Y) | -7,73% |
| Profitability | |||
| Revenue (TTM) | 567,80M | Net Income (TTM) | 153,22M |
| ROE | 28,54% | ROA | 16,83% |
| Gross Margin | 57,51% | Operating Margin | 31,30% |
| Net Margin | 26,98% | Free Cash Flow (TTM) | -126,42M |
| ROIC | 19,04% | FCF Growth (3Y) | N/A |
| Safety | |||
| Debt / Equity | 0,25 | Current Ratio | 14,76 |
| Interest Coverage | 0,00 | Dividend Yield | 0,04% |
| Valuation | |||
| P/E Ratio | 21,30 | P/B Ratio | 5,81 |
| P/S Ratio | 5,75 | PEG Ratio | -62,99 |
| EV/EBITDA | 18,32 | Dividend Yield | 0,04% |
| Market Cap | 3,26B | Enterprise Value | 3,26B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 567,80M | 517,42M | 489,64M | 573,72M | 583,83M |
| Net Income | 153,22M | 151,27M | 129,05M | 171,04M | 211,40M |
| EPS (Diluted) | 2,98 | 2,97 | 2,60 | 3,47 | 4,31 |
| Gross Profit | 326,52M | 242,30M | 235,29M | 281,97M | 312,50M |
| Operating Income | 177,74M | 172,88M | 164,48M | 215,94M | 260,37M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 910,45M | 812,37M | 736,55M | 673,38M | 492,69M |
| Total Liabilities | 276,60M | 237,46M | 243,91M | 246,44M | 148,36M |
| Shareholders' Equity | 561,95M | 511,71M | 381,23M | 337,55M | 255,18M |
| Total Debt | 138,33M | 141,12M | 140,41M | 138,81M | 24,53M |
| Cash & Equivalents | 145,45M | 182,97M | 187,44M | 247,42M | 184,37M |
| Current Assets | 227,09M | 385,79M | 339,00M | 331,46M | 295,74M |
| Current Liabilities | 15,39M | 15,20M | 15,46M | 17,01M | 33,72M |