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First Financial Bancorp.

Data quality: 100%
FFBC
NASDAQ Financial Services Banks - Regional
$27.07
▲ $0.37 (1.39%)
Mkt Cap: 2.83B
Day Range
$27.00 $27.78
52-Week Range
$21.10 $31.38
Volume
863,520
50D / 200D Avg
$28.12 / $25.78
Prev Close
$26.70

Price History

Financial Trends

Peer Comparison

vs Financial Services sector median (854 peers)

Metric Stock Sector Median
P/E 11.1 10.3
P/B 1.0 1.1
ROE % 9.8 11.7
Net Margin % 20.3 16.8
Rev Growth 5Y % 17.8 11.7
D/E 0.4 0.5

Key Takeaways

Revenue grew 17.77% annually over 5 years — strong growth
Net margin of 20.30% shows strong profitability
Debt/Equity of 0.43 — conservative balance sheet
Generating 317.10M in free cash flow
P/E of 11.08 — trading at a low valuation
PEG of 0.83 suggests growth is underpriced

Growth

Revenue Growth (5Y)
17.77%
Revenue (1Y)2.75%
Earnings (1Y)11.70%
FCF Growth (3Y)-17.23%

Quality

Return on Equity
9.82%
ROIC6.09%
Net Margin20.30%
Op. Margin25.51%

Safety

Debt / Equity
0.43
Current Ratio0.28
Interest Coverage0.89

Valuation

P/E Ratio
11.08
P/B Ratio1.02
EV/EBITDA11.96
Dividend Yield0.04%

All Fundamental Metrics

Growth
Revenue Growth (1Y) 2.75% Revenue Growth (3Y) 6.26%
Earnings Growth (1Y) 11.70% Earnings Growth (3Y) -0.05%
Revenue Growth (5Y) 17.77% Earnings Growth (5Y) 5.65%
Profitability
Revenue (TTM) 1.26B Net Income (TTM) 255.61M
ROE 9.82% ROA 1.21%
Gross Margin 68.43% Operating Margin 25.51%
Net Margin 20.30% Free Cash Flow (TTM) 317.10M
ROIC 6.09% FCF Growth (3Y) -17.23%
Safety
Debt / Equity 0.43 Current Ratio 0.28
Interest Coverage 0.89 Dividend Yield 0.04%
Valuation
P/E Ratio 11.08 P/B Ratio 1.02
P/S Ratio 2.25 PEG Ratio 0.83
EV/EBITDA 11.96 Dividend Yield 0.04%
Market Cap 2.83B Enterprise Value 3.84B

Income Statement

Annual, most recent first

Income statement data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 1.26B 1.23B 1.12B 774.65M 654.72M
Net Income 255.61M 228.83M 255.86M 217.61M 205.16M
EPS (Diluted) 2.66 2.40 2.69 2.30 2.14
Gross Profit 861.82M 787.92M 797.09M 697.07M 641.75M
Operating Income 321.27M 268.32M 318.60M 241.72M 240.93M

Balance Sheet

Annual, most recent first

Balance sheet data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 21.13B 18.57B 17.53B 17.00B 16.33B
Total Liabilities 18.36B 16.13B 15.26B 14.96B 14.07B
Shareholders' Equity 2.77B 2.44B 2.27B 2.04B 2.26B
Total Debt 1.19B 1.10B 1.28B 1.63B 706.04M
Cash & Equivalents 178.55M 904.49M 1.01B 595.68M 434.84M
Current Assets 4.75B 3.95B 4.49B 4.24B 4.75B
Current Liabilities 17.10B 15.08B 14.30B 14.62B 13.68B

Strategy Scores

This stock passed the criteria for 1 strategy

Score = fit strength (0–100)
Rank = position among all matches
#326 of 326
12

Recent Activity

Entered Growth at a Reasonable Price (Peter Lynch)
Mar 24, 2026