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12
Day Range
$27.33
$27.70
52-Week Range
$21.10
$31.38
Volume
563,802
50D / 200D Avg
$28.12
/
$25.78
Prev Close
$27.32
Quick Summary
Price History
Financial Trends
Peer Comparison
vs Financial Services sector median (854 peers)
| Metric | Stock | Sector Median |
|---|---|---|
| P/E | 11.3 | 10.3 |
| P/B | 1.0 | 1.1 |
| ROE % | 9.8 | 11.7 |
| Net Margin % | 20.3 | 16.9 |
| Rev Growth 5Y % | 17.8 | 11.6 |
| D/E | 0.4 | 0.5 |
Analyst Price Target
Hold
$29.33
+6.1%
Low: $28.00
High: $30.00
Forward P/E
9.14
Forward EPS
$3.02
EPS Growth (est.)
+0.0%
Est. Revenue
1.07B
Earnings Estimates
| Period | EPS Est. | Revenue Est. | Analysts |
|---|---|---|---|
| FY2027 |
$3.39
$3.35 – $3.44
|
1.12B | 5 |
| FY2026 |
$3.02
$2.91 – $3.08
|
1.07B | 5 |
No quarterly estimates available
Earnings Surprises
Last 8 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2026-01-28 | $0.60 | $0.80 | +33.8% |
| 2025-10-23 | $0.73 | $0.76 | +3.5% |
| 2025-07-24 | $0.69 | $0.74 | +7.2% |
| 2025-04-24 | $0.63 | $0.63 | 0.0% |
| 2025-01-23 | $0.65 | $0.71 | +9.2% |
| 2024-10-24 | $0.66 | $0.55 | -16.7% |
| 2024-07-25 | $0.59 | $0.64 | +8.5% |
| 2024-04-25 | $0.59 | $0.53 | -10.2% |
Dividend History
7 yr streakYield
0.04%
Payout Ratio
0.37%
Growth (3Y)
2.13%
Growth (5Y)
1.27%
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Mar 02, 2026 | Mar 16, 2026 | $0.25 | 3.51% |
| Dec 01, 2025 | Dec 15, 2025 | $0.25 | 3.92% |
| Sep 02, 2025 | Sep 15, 2025 | $0.25 | 3.69% |
| Jun 02, 2025 | Jun 16, 2025 | $0.24 | 4.06% |
| Mar 03, 2025 | Mar 17, 2025 | $0.24 | 3.50% |
| Dec 02, 2024 | Dec 16, 2024 | $0.24 | 3.21% |
| Aug 30, 2024 | Sep 16, 2024 | $0.24 | 3.51% |
| Jun 03, 2024 | Jun 17, 2024 | $0.23 | 4.24% |
| Feb 29, 2024 | Mar 15, 2024 | $0.23 | 4.24% |
| Nov 30, 2023 | Dec 15, 2023 | $0.23 | 4.55% |
| Aug 31, 2023 | Sep 15, 2023 | $0.23 | 4.43% |
| May 31, 2023 | Jun 15, 2023 | $0.23 | 4.85% |
| Feb 28, 2023 | Mar 15, 2023 | $0.23 | 3.73% |
| Nov 30, 2022 | Dec 15, 2022 | $0.23 | 3.48% |
| Aug 31, 2022 | Sep 15, 2022 | $0.23 | 4.26% |
| May 31, 2022 | Jun 15, 2022 | $0.23 | 4.39% |
| Feb 28, 2022 | Mar 15, 2022 | $0.23 | 3.74% |
| Nov 30, 2021 | Dec 15, 2021 | $0.23 | 4.00% |
| Aug 31, 2021 | Sep 15, 2021 | $0.23 | 3.91% |
| May 28, 2021 | Jun 15, 2021 | $0.23 | 3.61% |
Key Takeaways
Revenue grew 17.77% annually over 5 years — strong growth
Net margin of 20.30% shows strong profitability
Debt/Equity of 0.43 — conservative balance sheet
Generating 317.10M in free cash flow
P/E of 11.31 — trading at a low valuation
PEG of 0.83 suggests growth is underpriced
Growth
Revenue Growth (5Y)
17.77%
Revenue (1Y)2.75%
Earnings (1Y)11.70%
FCF Growth (3Y)-17.23%
Quality
Return on Equity
9.82%
ROIC6.09%
Net Margin20.30%
Op. Margin25.51%
Safety
Debt / Equity
0.43
Current Ratio0.28
Interest Coverage0.89
Valuation
P/E Ratio
11.31
Forward P/E8.95
P/B Ratio1.04
EV/EBITDA12.14
Dividend Yield0.04%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 2.75% | Revenue Growth (3Y) | 6.26% |
| Earnings Growth (1Y) | 11.70% | Earnings Growth (3Y) | -0.05% |
| Revenue Growth (5Y) | 17.77% | Earnings Growth (5Y) | 5.65% |
| Profitability | |||
| Revenue (TTM) | 1.26B | Net Income (TTM) | 255.61M |
| ROE | 9.82% | ROA | 1.21% |
| Gross Margin | 68.43% | Operating Margin | 25.51% |
| Net Margin | 20.30% | Free Cash Flow (TTM) | 317.10M |
| ROIC | 6.09% | FCF Growth (3Y) | -17.23% |
| Safety | |||
| Debt / Equity | 0.43 | Current Ratio | 0.28 |
| Interest Coverage | 0.89 | ||
| Dividends | |||
| Dividend Yield | 0.04% | Payout Ratio | 0.37% |
| Dividend Growth (3Y) | 2.13% | Dividend Growth (5Y) | 1.27% |
| Consecutive Div Years | 7 yrs | ||
| Valuation | |||
| P/E Ratio | 11.31 | Forward P/E | 8.95 |
| P/B Ratio | 1.04 | P/S Ratio | 2.30 |
| PEG Ratio | 0.83 | Forward PEG | N/A |
| EV/EBITDA | 12.14 | Fwd EV/EBITDA | 11.16 |
| Forward P/S | 2.70 | Fwd Earnings Yield | 11.17% |
| FCF Yield | 10.97% | ||
| Market Cap | 2.89B | Enterprise Value | 3.90B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 1.26B | 1.23B | 1.12B | 774.65M | 654.72M |
| Net Income | 255.61M | 228.83M | 255.86M | 217.61M | 205.16M |
| EPS (Diluted) | 2.66 | 2.40 | 2.69 | 2.30 | 2.14 |
| Gross Profit | 861.82M | 787.92M | 797.09M | 697.07M | 641.75M |
| Operating Income | 321.27M | 268.32M | 318.60M | 241.72M | 240.93M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 21.13B | 18.57B | 17.53B | 17.00B | 16.33B |
| Total Liabilities | 18.36B | 16.13B | 15.26B | 14.96B | 14.07B |
| Shareholders' Equity | 2.77B | 2.44B | 2.27B | 2.04B | 2.26B |
| Total Debt | 1.19B | 1.10B | 1.28B | 1.63B | 706.04M |
| Cash & Equivalents | 178.55M | 904.49M | 1.01B | 595.68M | 434.84M |
| Current Assets | 4.75B | 3.95B | 4.49B | 4.24B | 4.75B |
| Current Liabilities | 17.10B | 15.08B | 14.30B | 14.62B | 13.68B |
Strategy Scores
This stock passed the criteria for 1 strategy
Score = fit strength (0–100)
Rank = position among all matches
Growth + Value
Growth at a Reasonable Price (Peter Lynch)
#332 of 332
Recent Activity
Entered
Growth at a Reasonable Price (Peter Lynch)
Mar 24, 2026