Back
42
Day Range
$18.95
$19.34
52-Week Range
$17.00
$22.18
Volume
1,224,365
50D / 200D Avg
$20.14
/
$19.42
Prev Close
$19.40
Quick Summary
Price History
Financial Trends
Peer Comparison
vs Financial Services sector median (857 peers)
| Metric | Stock | Sector Median |
|---|---|---|
| P/E | -6.9 | 10.2 |
| P/B | 0.8 | 1.1 |
| ROE % | -11.4 | 11.7 |
| Net Margin % | -63.4 | 16.8 |
| Rev Growth 5Y % | -7.3 | 11.7 |
| D/E | 0.2 | 0.5 |
Analyst Price Target
Hold
$22.67
+19.6%
Low: $22.00
High: $23.00
Forward P/E
9.66
Forward EPS
$2.00
EPS Growth (est.)
+0.0%
Est. Revenue
992.92M
Earnings Estimates
| Period | EPS Est. | Revenue Est. | Analysts |
|---|---|---|---|
| FY2028 |
$2.24
$2.21 – $2.28
|
1.07B | 2 |
| FY2027 |
$2.12
$2.09 – $2.18
|
1.03B | 5 |
| FY2026 |
$2.00
$1.94 – $2.06
|
992.92M | 5 |
No quarterly estimates available
Earnings Surprises
Last 8 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2026-02-25 | N/A | $0.54 | — |
| 2025-10-16 | $0.47 | $0.46 | -2.1% |
| 2025-07-17 | $0.40 | $0.44 | +10.0% |
| 2025-04-16 | $0.36 | $0.26 | -27.8% |
| 2025-01-22 | $0.35 | $0.38 | +8.8% |
| 2024-10-18 | $0.33 | $0.37 | +11.0% |
| 2024-07-24 | $0.31 | $0.33 | +6.5% |
| 2024-04-24 | $0.32 | $0.32 | 0.0% |
Dividend History
7 yr streakYield
0.04%
Payout Ratio
-0.29%
Growth (3Y)
3.80%
Growth (5Y)
4.56%
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Mar 13, 2026 | Apr 01, 2026 | $0.22 | 4.58% |
| Dec 15, 2025 | Jan 02, 2026 | $0.21 | 4.39% |
| Sep 15, 2025 | Oct 01, 2025 | $0.21 | 4.24% |
| Jun 13, 2025 | Jul 01, 2025 | $0.21 | 4.61% |
| Mar 14, 2025 | Apr 01, 2025 | $0.21 | 4.13% |
| Dec 13, 2024 | Jan 02, 2025 | $0.21 | 3.53% |
| Sep 13, 2024 | Oct 01, 2024 | $0.21 | 3.97% |
| Jun 14, 2024 | Jul 01, 2024 | $0.21 | 5.04% |
| Mar 14, 2024 | Apr 01, 2024 | $0.21 | 4.48% |
| Dec 14, 2023 | Jan 02, 2024 | $0.20 | 4.17% |
| Sep 14, 2023 | Oct 02, 2023 | $0.20 | 4.47% |
| Jun 14, 2023 | Jul 03, 2023 | $0.20 | 4.33% |
| Mar 14, 2023 | Apr 03, 2023 | $0.20 | 4.07% |
| Dec 14, 2022 | Jan 03, 2023 | $0.19 | 3.75% |
| Sep 14, 2022 | Oct 03, 2022 | $0.19 | 3.24% |
| Jun 14, 2022 | Jul 05, 2022 | $0.19 | 3.35% |
| Mar 14, 2022 | Apr 04, 2022 | $0.19 | 2.58% |
| Dec 14, 2021 | Jan 04, 2022 | $0.18 | 2.42% |
| Sep 14, 2021 | Oct 04, 2021 | $0.18 | 2.57% |
| Jun 14, 2021 | Jul 06, 2021 | $0.18 | 2.34% |
Key Takeaways
Revenue declined -7.28% annually over 5 years
Earnings declined -360.36% over the past year
Debt/Equity of 0.19 — conservative balance sheet
Generating 423.05M in free cash flow
PEG of 0.02 suggests growth is underpriced
Revenue growth is decelerating — 1Y growth trails 5Y average by 49.38%
Growth
Revenue Growth (5Y)
-7.28%
Revenue (1Y)-56.66%
Earnings (1Y)-360.36%
FCF Growth (3Y)-8.73%
Quality
Return on Equity
-11.44%
ROIC-9.75%
Net Margin-63.43%
Op. Margin-84.18%
Safety
Debt / Equity
0.19
Current Ratio0.86
Interest Coverage-1.01
Valuation
P/E Ratio
-6.91
Forward P/E9.66
P/B Ratio0.80
EV/EBITDAN/A
Dividend Yield0.04%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -56.66% | Revenue Growth (3Y) | -31.65% |
| Earnings Growth (1Y) | -360.36% | Earnings Growth (3Y) | N/A |
| Revenue Growth (5Y) | -7.28% | Earnings Growth (5Y) | N/A |
| Profitability | |||
| Revenue (TTM) | 626.80M | Net Income (TTM) | -397.55M |
| ROE | -11.44% | ROA | -1.62% |
| Gross Margin | 5.80% | Operating Margin | -84.18% |
| Net Margin | -63.43% | Free Cash Flow (TTM) | 423.05M |
| ROIC | -9.75% | FCF Growth (3Y) | -8.73% |
| Safety | |||
| Debt / Equity | 0.19 | Current Ratio | 0.86 |
| Interest Coverage | -1.01 | ||
| Dividends | |||
| Dividend Yield | 0.04% | Payout Ratio | -0.29% |
| Dividend Growth (3Y) | 3.80% | Dividend Growth (5Y) | 4.56% |
| Consecutive Div Years | 7 yrs | ||
| Valuation | |||
| P/E Ratio | -6.91 | Forward P/E | 9.66 |
| P/B Ratio | 0.80 | P/S Ratio | 4.38 |
| PEG Ratio | 0.02 | Forward PEG | N/A |
| EV/EBITDA | N/A | Fwd EV/EBITDA | 40.47 |
| Forward P/S | 2.77 | Fwd Earnings Yield | 10.35% |
| FCF Yield | 15.40% | ||
| Market Cap | 2.75B | Enterprise Value | 3.01B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 626.80M | 1.45B | 1.34B | 1.02B | 847.94M |
| Net Income | -397.55M | 152.69M | 175.06M | 256.41M | 271.16M |
| EPS (Diluted) | -2.95 | 1.21 | 1.38 | 2.06 | 2.47 |
| Gross Profit | 36.36M | 715.97M | 750.42M | 861.07M | 799.62M |
| Operating Income | -527.65M | 171.31M | 200.60M | 306.56M | 332.46M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 24.54B | 26.88B | 27.35B | 27.46B | 24.72B |
| Total Liabilities | 21.12B | 23.35B | 23.92B | 24.19B | 21.48B |
| Shareholders' Equity | 3.42B | 3.53B | 3.43B | 3.27B | 3.25B |
| Total Debt | 641.35M | 1.15B | 1.41B | 1.39B | 1.91B |
| Cash & Equivalents | 380.44M | 687.48M | 614.19M | 682.92M | 1.65B |
| Current Assets | 3.75B | 2.21B | 3.89B | 4.64B | 8.84B |
| Current Liabilities | 4.35B | 21.92B | 22.31B | 22.97B | 19.75B |
Strategy Scores
This stock passed the criteria for 1 strategy
Score = fit strength (0–100)
Rank = position among all matches
#420 of 834
Recent Activity
Entered
Deep Value Investing (Seth Klarman)
Mar 24, 2026