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Provident Financial Services, Inc.

Data quality: 100%
PFS
NYSE Financial Services Banks - Regional
$20.65
▲ $0.36 (1.77%)
Mkt Cap: 2.70B
Day Range
$20.55 $21.19
52-Week Range
$14.34 $23.98
Volume
1,285,499
50D / 200D Avg
$21.52 / $19.58
Prev Close
$20.29

Price History

Financial Trends

Peer Comparison

vs Financial Services sector median (854 peers)

Metric Stock Sector Median
P/E 9.3 10.3
P/B 1.0 1.1
ROE % 10.7 11.7
Net Margin % 21.1 16.8
Rev Growth 5Y % 29.7 11.7
D/E 0.9 0.5

Key Takeaways

Revenue grew 29.66% annually over 5 years — strong growth
Earnings grew 152.03% over the past year
ROE of 10.72% — decent returns on equity
Net margin of 21.06% shows strong profitability
Generating 430.73M in free cash flow
P/E of 9.27 — trading at a low valuation

Growth

Revenue Growth (5Y)
29.66%
Revenue (1Y)21.25%
Earnings (1Y)152.03%
FCF Growth (3Y)61.13%

Quality

Return on Equity
10.72%
ROIC5.72%
Net Margin21.06%
Op. Margin29.52%

Safety

Debt / Equity
0.89
Current RatioN/A
Interest Coverage0.80

Valuation

P/E Ratio
9.27
P/B Ratio0.95
EV/EBITDA12.26
Dividend Yield0.05%

All Fundamental Metrics

Growth
Revenue Growth (1Y) 21.25% Revenue Growth (3Y) 40.98%
Earnings Growth (1Y) 152.03% Earnings Growth (3Y) 50.59%
Revenue Growth (5Y) 29.66% Earnings Growth (5Y) 14.75%
Profitability
Revenue (TTM) 1.38B Net Income (TTM) 291.16M
ROE 10.72% ROA 1.17%
Gross Margin 62.69% Operating Margin 29.52%
Net Margin 21.06% Free Cash Flow (TTM) 430.73M
ROIC 5.72% FCF Growth (3Y) 61.13%
Safety
Debt / Equity 0.89 Current Ratio N/A
Interest Coverage 0.80 Dividend Yield 0.05%
Valuation
P/E Ratio 9.27 P/B Ratio 0.95
P/S Ratio 1.95 PEG Ratio 0.08
EV/EBITDA 12.26 Dividend Yield 0.05%
Market Cap 2.70B Enterprise Value 5.01B

Income Statement

Annual, most recent first

Income statement data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 1.38B 1.14B 695.65M 553.97M 489.15M
Net Income 291.16M 115.53M 128.40M 175.65M 167.92M
EPS (Diluted) 2.23 1.05 1.71 2.35 2.19
Gross Profit 866.82M 607.16M 451.12M 500.34M 475.66M
Operating Income 408.16M 149.62M 175.78M 240.11M 227.12M

Balance Sheet

Annual, most recent first

Balance sheet data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 24.98B 24.05B 14.21B 13.78B 13.78B
Total Liabilities 22.15B 21.45B 12.52B 12.19B 12.08B
Shareholders' Equity 2.83B 2.60B 1.69B 1.60B 1.70B
Total Debt 2.52B 2.42B 1.53B 1.35B 637.06M
Cash & Equivalents 211.48M 205.91M 180.26M 186.44M 712.46M
Current Assets 3.47B 3.07B 1.93B 2.04B 2.81B
Current Liabilities 0.0 18.78B 10.40B 10.70B 11.39B

Strategy Scores

This stock passed the criteria for 1 strategy

Score = fit strength (0–100)
Rank = position among all matches
#248 of 1024
58

Recent Activity

Entered Cash Flow Compounder
Mar 24, 2026