رجوع
نطاق اليوم
KWD 18.84
KWD 19.60
نطاق 52 أسبوعًا
KWD 16.01
KWD 21.48
حجم التداول
1,991,839
متوسط 50 يوم / 200 يوم
KWD 19.78
/
KWD 19.52
الإغلاق السابق
KWD 18.60
تاريخ السعر
الاتجاهات المالية
مقارنة الأقران
مقابل وسيط قطاع Financial Services (854 نظير)
| المقياس | السهم | وسيط القطاع |
|---|---|---|
| P/E | 12.5 | 10.3 |
| P/B | 1.1 | 1.1 |
| ROE % | 9.3 | 11.7 |
| Net Margin % | 32.5 | 16.8 |
| Rev Growth 5Y % | 8.3 | 11.7 |
| D/E | 0.4 | 0.5 |
النقاط الرئيسية
Revenue grew 8.29% annually over 5 years — modest growth
Net margin of 32.53% shows strong profitability
Debt/Equity of 0.43 — conservative balance sheet
Generating 217.34M in free cash flow
P/E of 12.48 — trading at a low valuation
Revenue growth is decelerating — 1Y growth trails 5Y average by 10.62%
النمو
Revenue Growth (5Y)
8.29%
Revenue (1Y)-2.33%
Earnings (1Y)4.28%
FCF Growth (3Y)-13.59%
الجودة
Return on Equity
9.34%
ROIC6.43%
Net Margin32.53%
Op. Margin43.78%
الأمان
Debt / Equity
0.43
Current Ratio0.01
Interest Coverage2.12
التقييم
P/E Ratio
12.48
P/B Ratio1.14
EV/EBITDA12.41
Dividend Yield0.04%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -2.33% | Revenue Growth (3Y) | -1.69% |
| Earnings Growth (1Y) | 4.28% | Earnings Growth (3Y) | -2.78% |
| Revenue Growth (5Y) | 8.29% | Earnings Growth (5Y) | -0.38% |
| Profitability | |||
| Revenue (TTM) | 643.36M | Net Income (TTM) | 209.30M |
| ROE | 9.34% | ROA | 1.34% |
| Gross Margin | 79.87% | Operating Margin | 43.78% |
| Net Margin | 32.53% | Free Cash Flow (TTM) | 217.34M |
| ROIC | 6.43% | FCF Growth (3Y) | -13.59% |
| Safety | |||
| Debt / Equity | 0.43 | Current Ratio | 0.01 |
| Interest Coverage | 2.12 | Dividend Yield | 0.04% |
| Valuation | |||
| P/E Ratio | 12.48 | P/B Ratio | 1.14 |
| P/S Ratio | 4.06 | PEG Ratio | 1.96 |
| EV/EBITDA | 12.41 | Dividend Yield | 0.04% |
| Market Cap | 2.61B | Enterprise Value | 3.49B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 643.36M | 658.69M | 665.66M | 561.94M | 467.83M |
| Net Income | 209.30M | 200.72M | 221.44M | 235.43M | 212.52M |
| EPS (Diluted) | 1.52 | 1.44 | 1.59 | 1.67 | 1.56 |
| Gross Profit | 513.85M | 480.17M | 545.82M | 542.19M | 488.25M |
| Operating Income | 281.69M | 271.24M | 315.43M | 328.35M | 297.65M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 15.63B | 15.15B | 16.02B | 16.48B | 15.88B |
| Total Liabilities | 13.34B | 12.97B | 13.94B | 14.53B | 13.80B |
| Shareholders' Equity | 2.30B | 2.19B | 2.08B | 1.95B | 2.08B |
| Total Debt | 990.60M | 761.89M | 2.34B | 1.56B | 644.67M |
| Cash & Equivalents | 107.51M | 205.18M | 289.50M | 213.01M | 1.76B |
| Current Assets | 154.23M | 564.82M | 3.56B | 3.79B | 5.06B |
| Current Liabilities | 11.99B | 12.72B | 13.77B | 14.40B | 13.62B |