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34
Day Range
$20.70
$21.01
52-Week Range
$20.02
$23.17
Volume
7,228
50D / 200D Avg
$21.65
/
$21.72
Prev Close
$20.90
Quick Summary
Price History
Financial Trends
Peer Comparison
vs Financial Services sector median (857 peers)
| Metric | Stock | Sector Median |
|---|---|---|
| P/E | 11.1 | 10.2 |
| P/B | 0.5 | 1.1 |
| ROE % | 5.7 | 11.7 |
| Net Margin % | 32.7 | 16.8 |
| Rev Growth 5Y % | -17.9 | 11.7 |
| D/E | 0.0 | 0.5 |
Analyst Price Target
No analyst coverage available
Earnings Estimates
| Period | EPS Est. | Revenue Est. | Analysts |
|---|---|---|---|
| FY2030 |
$1.91
$1.91 – $1.91
|
984.00M | 1 |
| FY2029 |
$3.17
$3.17 – $3.17
|
1.09B | 1 |
| FY2028 |
$3.62
$3.62 – $3.62
|
1.54B | 1 |
No quarterly estimates available
Earnings Surprises
Last 8 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2025-11-10 | N/A | $0.50 | — |
| 2025-08-18 | N/A | $0.18 | — |
| 2025-05-14 | N/A | -$0.04 | — |
| 2025-03-19 | N/A | $1.07 | — |
| 2024-11-12 | N/A | $0.27 | — |
| 2024-08-14 | N/A | $0.28 | — |
| 2024-05-10 | N/A | $0.77 | — |
| 2024-03-21 | N/A | $1.33 | — |
Dividend History
7 yr streakYield
0.00%
Payout Ratio
0.03%
Growth (3Y)
0.00%
Growth (5Y)
0.00%
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Feb 27, 2026 | Mar 16, 2026 | $0.41 | 7.74% |
| Dec 01, 2025 | Dec 15, 2025 | $0.41 | 7.70% |
| Aug 29, 2025 | Sep 15, 2025 | $0.41 | 7.75% |
| May 30, 2025 | Jun 16, 2025 | $0.41 | 7.98% |
| Feb 28, 2025 | Mar 17, 2025 | $0.41 | 7.44% |
| Nov 29, 2024 | Dec 16, 2024 | $0.41 | 7.31% |
| Aug 30, 2024 | Sep 16, 2024 | $0.41 | 7.16% |
| May 31, 2024 | Jun 17, 2024 | $0.41 | 7.70% |
| Feb 29, 2024 | Mar 15, 2024 | $0.41 | 7.38% |
| Nov 30, 2023 | Dec 15, 2023 | $0.41 | 7.92% |
| Aug 31, 2023 | Sep 15, 2023 | $0.41 | 7.64% |
| May 31, 2023 | Jun 15, 2023 | $0.41 | 7.58% |
| Feb 28, 2023 | Mar 15, 2023 | $0.41 | 6.93% |
| Nov 30, 2022 | Dec 15, 2022 | $0.41 | 6.67% |
| Aug 31, 2022 | Sep 15, 2022 | $0.41 | 6.84% |
| May 31, 2022 | Jun 15, 2022 | $0.41 | 6.61% |
| Feb 28, 2022 | Mar 15, 2022 | $0.41 | 6.41% |
| Nov 30, 2021 | Dec 15, 2021 | $0.41 | 6.34% |
| Aug 31, 2021 | Sep 15, 2021 | $0.41 | 6.05% |
| May 28, 2021 | Jun 15, 2021 | $0.41 | 6.13% |
Key Takeaways
Revenue declined -17.87% annually over 5 years
Earnings declined -27.84% over the past year
Net margin of 32.66% shows strong profitability
Debt/Equity of 0.00 — conservative balance sheet
Generating 470.99M in free cash flow
P/E of 11.08 — trading at a low valuation
Growth
Revenue Growth (5Y)
-17.87%
Revenue (1Y)-19.24%
Earnings (1Y)-27.84%
FCF Growth (3Y)-1.66%
Quality
Return on Equity
5.74%
ROIC9.49%
Net Margin32.66%
Op. Margin99.38%
Safety
Debt / Equity
0.00
Current RatioN/A
Interest Coverage7.62
Valuation
P/E Ratio
11.08
Forward P/E5.53
P/B Ratio0.46
EV/EBITDA3.63
Dividend Yield0.00%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -19.24% | Revenue Growth (3Y) | -5.56% |
| Earnings Growth (1Y) | -27.84% | Earnings Growth (3Y) | 0.17% |
| Revenue Growth (5Y) | -17.87% | Earnings Growth (5Y) | -23.01% |
| Profitability | |||
| Revenue (TTM) | 679.55M | Net Income (TTM) | 221.92M |
| ROE | 5.74% | ROA | 3.26% |
| Gross Margin | 99.84% | Operating Margin | 99.38% |
| Net Margin | 32.66% | Free Cash Flow (TTM) | 470.99M |
| ROIC | 9.49% | FCF Growth (3Y) | -1.66% |
| Safety | |||
| Debt / Equity | 0.00 | Current Ratio | N/A |
| Interest Coverage | 7.62 | ||
| Dividends | |||
| Dividend Yield | 0.00% | Payout Ratio | 0.03% |
| Dividend Growth (3Y) | 0.00% | Dividend Growth (5Y) | 0.00% |
| Consecutive Div Years | 7 yrs | ||
| Valuation | |||
| P/E Ratio | 11.08 | Forward P/E | 5.53 |
| P/B Ratio | 0.46 | P/S Ratio | 3.62 |
| PEG Ratio | -0.11 | Forward PEG | N/A |
| EV/EBITDA | 3.63 | Fwd EV/EBITDA | 1.64 |
| Forward P/S | 1.47 | Fwd Earnings Yield | 18.08% |
| FCF Yield | 19.15% | ||
| Market Cap | 2.46B | Enterprise Value | 2.45B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 679.55M | 841.44M | 761.97M | 491.37M | 1.49B |
| Net Income | 221.92M | 307.52M | 221.18M | 203.65M | 631.66M |
| EPS (Diluted) | 0.00 | 2.45 | 1.80 | 1.73 | 6.10 |
| Gross Profit | 678.47M | 738.20M | 561.37M | 315.80M | 819.52M |
| Operating Income | 675.30M | 886.84M | 590.44M | 124.54M | 723.53M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 6.80B | 7.07B | 7.56B | 5.65B | 14.40B |
| Total Liabilities | 1.46B | 1.60B | 1.63B | 1.57B | 10.40B |
| Shareholders' Equity | 5.34B | 2.39B | 2.25B | 1.55B | 1.66B |
| Total Debt | 0.0 | 1.47B | 1.17B | 1.21B | 8.98B |
| Cash & Equivalents | 6.77M | 449.85M | 336.68M | 176.13M | 1.16B |
| Current Assets | 34.80M | 56.43M | 66.35M | 1.23M | 1.24M |
| Current Liabilities | 0.0 | 1.47B | 0.0 | 4,483.0 | 7.85M |
Strategy Scores
This stock passed the criteria for 1 strategy
Score = fit strength (0–100)
Rank = position among all matches
#601 of 834
Recent Activity
Entered
Deep Value Investing (Seth Klarman)
Mar 25, 2026