Back
Day Range
$20.93
$21.23
52-Week Range
$19.29
$22.84
Volume
9,897
50D / 200D Avg
$21.43
/
$21.48
Prev Close
$20.95
Price History
Financial Trends
Peer Comparison
vs Financial Services sector median (854 peers)
| Metric | Stock | Sector Median |
|---|---|---|
| P/E | 8.1 | 10.3 |
| P/B | 1.0 | 1.1 |
| ROE % | 13.2 | 11.7 |
| Net Margin % | 36.6 | 16.8 |
| Rev Growth 5Y % | 27.1 | 11.7 |
| D/E | 0.6 | 0.5 |
Key Takeaways
Revenue grew 27.07% annually over 5 years — strong growth
Earnings grew 39.04% over the past year
ROE of 13.24% — decent returns on equity
Net margin of 36.55% shows strong profitability
Negative free cash flow of -538.64M
P/E of 8.11 — trading at a low valuation
Growth
Revenue Growth (5Y)
27.07%
Revenue (1Y)10.43%
Earnings (1Y)39.04%
FCF Growth (3Y)N/A
Quality
Return on Equity
13.24%
ROIC17.20%
Net Margin36.55%
Op. Margin105.40%
Safety
Debt / Equity
0.62
Current RatioN/A
Interest Coverage8.89
Valuation
P/E Ratio
8.11
P/B Ratio1.04
EV/EBITDA4.45
Dividend Yield0.14%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 10.43% | Revenue Growth (3Y) | 30.86% |
| Earnings Growth (1Y) | 39.04% | Earnings Growth (3Y) | 22.89% |
| Revenue Growth (5Y) | 27.07% | Earnings Growth (5Y) | 16.72% |
| Profitability | |||
| Revenue (TTM) | 841.44M | Net Income (TTM) | 307.52M |
| ROE | 13.24% | ROA | 4.35% |
| Gross Margin | 87.73% | Operating Margin | 105.40% |
| Net Margin | 36.55% | Free Cash Flow (TTM) | -538.64M |
| ROIC | 17.20% | FCF Growth (3Y) | N/A |
| Safety | |||
| Debt / Equity | 0.62 | Current Ratio | N/A |
| Interest Coverage | 8.89 | Dividend Yield | 0.14% |
| Valuation | |||
| P/E Ratio | 8.11 | P/B Ratio | 1.04 |
| P/S Ratio | 2.97 | PEG Ratio | 0.41 |
| EV/EBITDA | 4.45 | Dividend Yield | 0.14% |
| Market Cap | 2.50B | Enterprise Value | 3.95B |
Income Statement
Annual, most recent first
| Metric | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Revenue | 841.44M | 761.97M | 491.37M | 1.49B | 322.74M |
| Net Income | 307.52M | 221.18M | 203.65M | 631.66M | 165.72M |
| EPS (Diluted) | 2.45 | 2.06 | 2.00 | 6.38 | 1.68 |
| Gross Profit | 738.20M | 561.37M | 315.80M | 819.52M | 181.01M |
| Operating Income | 886.84M | 590.44M | 124.54M | 723.53M | -187.45M |
Balance Sheet
Annual, most recent first
| Metric | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Total Assets | 7.07B | 7.56B | 5.65B | 14.40B | 10.39B |
| Total Liabilities | 1.60B | 1.63B | 1.57B | 10.40B | 7.80B |
| Shareholders' Equity | 2.39B | 2.25B | 1.55B | 1.66B | 1.34B |
| Total Debt | 1.47B | 1.17B | 1.21B | 8.98B | 6.95B |
| Cash & Equivalents | 22.30M | 336.68M | 176.13M | 1.16B | 1.20B |
| Current Assets | 56.43M | 66.35M | 1.23M | 1.24M | 358.42M |
| Current Liabilities | 0.0 | 0.0 | 4,483.0 | 7.85M | 14.71B |