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Customers Bancorp, Inc.

Data quality: 100%
CUBI
NYSE Financial Services Banks - Regional
$67.40
▲ $1.17 (1.77%)
Mkt Cap: 2.31B
Day Range
$67.29 $68.94
52-Week Range
$40.75 $82.56
Volume
317,655
50D / 200D Avg
$73.00 / $67.59
Prev Close
$66.23

Price History

Financial Trends

Peer Comparison

vs Financial Services sector median (853 peers)

Metric Stock Sector Median
P/E 10.3 10.3
P/B 1.1 1.1
ROE % 11.3 11.7
Net Margin % 15.8 16.8
Rev Growth 5Y % 13.8 11.7
D/E 0.8 0.5

Key Takeaways

Revenue grew 13.76% annually over 5 years — strong growth
Earnings grew 23.49% over the past year
ROE of 11.34% — decent returns on equity
Net margin of 15.84% shows strong profitability
Generating 481.02M in free cash flow
P/E of 10.29 — trading at a low valuation

Growth

Revenue Growth (5Y)
13.76%
Revenue (1Y)3.94%
Earnings (1Y)23.49%
FCF Growth (3Y)140.18%

Quality

Return on Equity
11.34%
ROIC6.10%
Net Margin15.84%
Op. Margin21.97%

Safety

Debt / Equity
0.81
Current Ratio0.01
Interest Coverage0.51

Valuation

P/E Ratio
10.29
P/B Ratio1.09
EV/EBITDA12.71
Dividend Yield0.00%

All Fundamental Metrics

Growth
Revenue Growth (1Y) 3.94% Revenue Growth (3Y) -0.22%
Earnings Growth (1Y) 23.49% Earnings Growth (3Y) -5.35%
Revenue Growth (5Y) 13.76% Earnings Growth (5Y) -8.14%
Profitability
Revenue (TTM) 1.41B Net Income (TTM) 224.09M
ROE 11.34% ROA 0.90%
Gross Margin 51.59% Operating Margin 21.97%
Net Margin 15.84% Free Cash Flow (TTM) 481.02M
ROIC 6.10% FCF Growth (3Y) 140.18%
Safety
Debt / Equity 0.81 Current Ratio 0.01
Interest Coverage 0.51 Dividend Yield 0.00%
Valuation
P/E Ratio 10.29 P/B Ratio 1.09
P/S Ratio 1.63 PEG Ratio 0.53
EV/EBITDA 12.71 Dividend Yield 0.00%
Market Cap 2.31B Enterprise Value 3.95B

Income Statement

Annual, most recent first

Income statement data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 1.41B 1.36B 1.42B 895.10M 844.61M
Net Income 224.09M 181.47M 250.14M 228.03M 314.65M
EPS (Diluted) 6.20 5.09 7.32 6.51 10.08
Gross Profit 729.84M 614.05M 666.33M 573.38M 721.38M
Operating Income 310.77M 224.37M 330.74M 291.30M 441.21M

Balance Sheet

Annual, most recent first

Balance sheet data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 24.90B 22.31B 21.32B 20.90B 19.58B
Total Liabilities 22.78B 20.47B 19.68B 19.49B 18.21B
Shareholders' Equity 2.12B 1.84B 1.64B 1.40B 1.37B
Total Debt 1.71B 1.41B 1.51B 1.11B 1.18B
Cash & Equivalents 62.05M 3.79B 3.85B 455.81M 518.03M
Current Assets 165.68M 6.13B 6.57B 3.57B 4.43B
Current Liabilities 15.75B 18.95B 17.92B 18.69B 17.80B