Terug
Dagbereik
€ 67,29
€ 68,94
52-Weeksbereik
€ 40,75
€ 82,56
Volume
317.655
50D / 200D Gem.
€ 73,00
/
€ 67,59
Vorige Slotkoers
€ 66,23
Koershistorie
Financiële Trends
Sectorvergelijking
vs Financial Services sector mediaan (854 peers)
| Metriek | Aandeel | Sector Mediaan |
|---|---|---|
| P/E | 10,3 | 10,3 |
| P/B | 1,1 | 1,1 |
| ROE % | 11,3 | 11,7 |
| Net Margin % | 15,8 | 16,8 |
| Rev Growth 5Y % | 13,8 | 11,7 |
| D/E | 0,8 | 0,5 |
Koersdoel Analisten
Hold
€ 90,20
+33.8%
Low: € 71,00
High: € 100,00
Forward K/W
8,2
Forward WPA
€ 8,26
WPA Groei (sch.)
+0,0%
Omzet Sch.
940 M
Winstschattingen
| Periode | WPA Sch. | Omzet Sch. | Analisten |
|---|---|---|---|
| FY2028 |
€ 0,00
€ 0,00 – € 0,00
|
950 M | 7 |
| FY2027 |
€ 9,36
€ 8,69 – € 9,89
|
1 B | 8 |
| FY2026 |
€ 8,26
€ 8,11 – € 8,34
|
940 M | 9 |
Belangrijkste Punten
Revenue grew 13,76% annually over 5 years — strong growth
Earnings grew 23,49% over the past year
ROE of 11,34% — decent returns on equity
Net margin of 15,84% shows strong profitability
Generating 481,02M in free cash flow
P/E of 10,29 — trading at a low valuation
Groei
Revenue Growth (5Y)
13,76%
Revenue (1Y)3,94%
Earnings (1Y)23,49%
FCF Growth (3Y)140,18%
Kwaliteit
Return on Equity
11,34%
ROIC6,10%
Net Margin15,84%
Op. Margin21,97%
Veiligheid
Debt / Equity
0,81
Current Ratio0,01
Interest Coverage0,51
Waardering
P/E Ratio
10,29
P/B Ratio1,09
EV/EBITDA12,71
Dividend Yield0,00%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 3,94% | Revenue Growth (3Y) | -0,22% |
| Earnings Growth (1Y) | 23,49% | Earnings Growth (3Y) | -5,35% |
| Revenue Growth (5Y) | 13,76% | Earnings Growth (5Y) | -8,14% |
| Profitability | |||
| Revenue (TTM) | 1,41B | Net Income (TTM) | 224,09M |
| ROE | 11,34% | ROA | 0,90% |
| Gross Margin | 51,59% | Operating Margin | 21,97% |
| Net Margin | 15,84% | Free Cash Flow (TTM) | 481,02M |
| ROIC | 6,10% | FCF Growth (3Y) | 140,18% |
| Safety | |||
| Debt / Equity | 0,81 | Current Ratio | 0,01 |
| Interest Coverage | 0,51 | Dividend Yield | 0,00% |
| Valuation | |||
| P/E Ratio | 10,29 | P/B Ratio | 1,09 |
| P/S Ratio | 1,63 | PEG Ratio | 0,53 |
| EV/EBITDA | 12,71 | Dividend Yield | 0,00% |
| Market Cap | 2,31B | Enterprise Value | 3,95B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 1,41B | 1,36B | 1,42B | 895,10M | 844,61M |
| Net Income | 224,09M | 181,47M | 250,14M | 228,03M | 314,65M |
| EPS (Diluted) | 6,20 | 5,09 | 7,32 | 6,51 | 10,08 |
| Gross Profit | 729,84M | 614,05M | 666,33M | 573,38M | 721,38M |
| Operating Income | 310,77M | 224,37M | 330,74M | 291,30M | 441,21M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 24,90B | 22,31B | 21,32B | 20,90B | 19,58B |
| Total Liabilities | 22,78B | 20,47B | 19,68B | 19,49B | 18,21B |
| Shareholders' Equity | 2,12B | 1,84B | 1,64B | 1,40B | 1,37B |
| Total Debt | 1,71B | 1,41B | 1,51B | 1,11B | 1,18B |
| Cash & Equivalents | 62,05M | 3,79B | 3,85B | 455,81M | 518,03M |
| Current Assets | 165,68M | 6,13B | 6,57B | 3,57B | 4,43B |
| Current Liabilities | 15,75B | 18,95B | 17,92B | 18,69B | 17,80B |