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CIM
NYSE
Dagbereik
€ 24,37
€ 24,70
52-Weeksbereik
€ 23,62
€ 25,55
Volume
44.662
50D / 200D Gem.
€ 25,25
/
€ 25,23
Vorige Slotkoers
€ 24,61
Koershistorie
Financiële Trends
Sectorvergelijking
vs Financial Services sector mediaan (854 peers)
| Metriek | Aandeel | Sector Mediaan |
|---|---|---|
| P/E | 8,9 | 10,3 |
| P/B | 0,8 | 1,1 |
| ROE % | 9,0 | 11,7 |
| Net Margin % | 28,1 | 16,8 |
| Rev Growth 5Y % | -4,4 | 11,7 |
| D/E | 5,1 | 0,5 |
Koersdoel Analisten
Geen analistendekking beschikbaar
Winstschattingen
| Periode | WPA Sch. | Omzet Sch. | Analisten |
|---|---|---|---|
| FY2028 |
€ 2,38
€ 2,38 – € 2,38
|
410 M | 1 |
| FY2027 |
€ 2,26
€ 2,26 – € 2,26
|
420 M | 1 |
| FY2026 |
€ 2,13
€ 2,13 – € 2,13
|
410 M | 1 |
Belangrijkste Punten
Revenue declined -4,41% annually over 5 years
Earnings grew 30,92% over the past year
Net margin of 28,08% shows strong profitability
Debt/Equity of 5,08 — high leverage
Negative free cash flow of -248,88M
P/E of 8,90 — trading at a low valuation
Groei
Revenue Growth (5Y)
-4,41%
Revenue (1Y)6,56%
Earnings (1Y)30,92%
FCF Growth (3Y)N/A
Kwaliteit
Return on Equity
9,04%
ROIC3,67%
Net Margin28,08%
Op. Margin93,16%
Veiligheid
Debt / Equity
5,08
Current Ratio0,07
Interest Coverage1,38
Waardering
P/E Ratio
8,90
P/B Ratio0,80
EV/EBITDA19,41
Dividend Yield0,10%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 6,56% | Revenue Growth (3Y) | 6,85% |
| Earnings Growth (1Y) | 30,92% | Earnings Growth (3Y) | 35,20% |
| Revenue Growth (5Y) | -4,41% | Earnings Growth (5Y) | -23,42% |
| Profitability | |||
| Revenue (TTM) | 820,77M | Net Income (TTM) | 230,50M |
| ROE | 9,04% | ROA | 1,46% |
| Gross Margin | 94,87% | Operating Margin | 93,16% |
| Net Margin | 28,08% | Free Cash Flow (TTM) | -248,88M |
| ROIC | 3,67% | FCF Growth (3Y) | N/A |
| Safety | |||
| Debt / Equity | 5,08 | Current Ratio | 0,07 |
| Interest Coverage | 1,38 | Dividend Yield | 0,10% |
| Valuation | |||
| P/E Ratio | 8,90 | P/B Ratio | 0,80 |
| P/S Ratio | 2,50 | PEG Ratio | 0,16 |
| EV/EBITDA | 19,41 | Dividend Yield | 0,10% |
| Market Cap | 2,05B | Enterprise Value | 14,84B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 820,77M | 770,22M | 718,97M | 692,47M | 982,86M |
| Net Income | 230,50M | 176,07M | 126,10M | -513,07M | 670,11M |
| EPS (Diluted) | 1,72 | 1,10 | 0,68 | -7,53 | 7,29 |
| Gross Profit | 778,67M | 733,02M | 670,97M | 640,32M | 916,45M |
| Operating Income | 764,65M | 672,39M | 631,87M | -177,13M | 1,28B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 15,81B | 13,12B | 12,93B | 13,40B | 15,41B |
| Total Liabilities | 13,24B | 10,59B | 10,37B | 10,74B | 11,67B |
| Shareholders' Equity | 2,57B | 2,53B | 2,56B | 2,67B | 3,74B |
| Total Debt | 13,07B | 10,01B | 10,11B | 10,61B | 11,08B |
| Cash & Equivalents | 278,58M | 84,00M | 221,68M | 264,60M | 385,74M |
| Current Assets | 394,57M | 0,0 | 0,0 | 0,0 | 0,0 |
| Current Liabilities | 6,03B | 4,37B | 2,94B | 4,09B | 5,49B |