Back
33
Day Range
$87.77
$92.20
52-Week Range
$64.45
$96.06
Volume
211,068
50D / 200D Avg
$87.87
/
$78.17
Prev Close
$90.80
Quick Summary
Price History
Financial Trends
Peer Comparison
vs Financial Services sector median (855 peers)
| Metric | Stock | Sector Median |
|---|---|---|
| P/E | 10.7 | 10.3 |
| P/B | 2.3 | 1.1 |
| ROE % | 21.9 | 11.7 |
| Net Margin % | 27.1 | 16.8 |
| Rev Growth 5Y % | 7.4 | 11.7 |
| D/E | 0.1 | 0.5 |
Analyst Price Target
Hold
$82.00
-7.5%
Forward P/E
10.26
Forward EPS
$8.64
EPS Growth (est.)
+0.0%
Est. Revenue
822.65M
Earnings Estimates
| Period | EPS Est. | Revenue Est. | Analysts |
|---|---|---|---|
| FY2027 |
$9.61
$9.59 – $9.63
|
872.20M | 1 |
| FY2026 |
$8.64
$8.62 – $8.66
|
822.65M | 1 |
No quarterly estimates available
Earnings Surprises
Last 8 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2026-01-22 | $1.38 | $1.57 | +13.8% |
| 2025-10-21 | $1.38 | $1.69 | +22.5% |
| 2025-09-16 | N/A | $1.82 | — |
| 2025-04-22 | $2.78 | $3.11 | +11.9% |
| 2025-01-21 | $1.24 | $1.29 | +4.0% |
| 2024-10-23 | $1.28 | $1.35 | +5.5% |
| 2024-07-24 | $1.55 | $1.66 | +7.1% |
| 2024-04-24 | $2.35 | $2.56 | +8.9% |
Dividend History
7 yr streakYield
0.00%
Payout Ratio
0.03%
Growth (3Y)
0.00%
Growth (5Y)
0.00%
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Mar 12, 2026 | Apr 01, 2026 | $0.05 | 0.22% |
| Dec 10, 2025 | Jan 02, 2026 | $0.05 | 0.27% |
| Sep 10, 2025 | Oct 01, 2025 | $0.05 | 0.26% |
| Jun 13, 2025 | Jul 01, 2025 | $0.05 | 0.27% |
| Mar 13, 2025 | Apr 01, 2025 | $0.05 | 0.29% |
| Dec 10, 2024 | Jan 02, 2025 | $0.05 | 0.24% |
| Sep 10, 2024 | Oct 01, 2024 | $0.05 | 0.30% |
| Jun 11, 2024 | Jul 01, 2024 | $0.05 | 0.37% |
| Mar 11, 2024 | Apr 01, 2024 | $0.05 | 0.39% |
| Dec 11, 2023 | Jan 02, 2024 | $0.05 | 0.38% |
| Sep 11, 2023 | Oct 02, 2023 | $0.05 | 0.41% |
| Jun 07, 2023 | Jul 03, 2023 | $0.05 | 0.39% |
| Mar 10, 2023 | Apr 03, 2023 | $0.05 | 0.43% |
| Dec 07, 2022 | Jan 02, 2023 | $0.05 | 0.47% |
| Sep 07, 2022 | Oct 03, 2022 | $0.05 | 0.61% |
| Jun 08, 2022 | Jul 01, 2022 | $0.05 | 0.48% |
| Mar 09, 2022 | Apr 01, 2022 | $0.05 | 0.39% |
| Dec 08, 2021 | Jan 03, 2022 | $0.05 | 0.34% |
| Sep 08, 2021 | Oct 01, 2021 | $0.05 | 0.40% |
| Jun 09, 2021 | Jul 01, 2021 | $0.05 | 0.37% |
Key Takeaways
Revenue grew 7.39% annually over 5 years — modest growth
ROE of 21.89% indicates high profitability
Net margin of 27.13% shows strong profitability
Debt/Equity of 0.05 — conservative balance sheet
Generating 236.59M in free cash flow
P/E of 10.65 — trading at a low valuation
Growth
Revenue Growth (5Y)
7.39%
Revenue (1Y)2.44%
Earnings (1Y)1.45%
FCF Growth (3Y)N/A
Quality
Return on Equity
21.89%
ROIC18.58%
Net Margin27.13%
Op. Margin32.55%
Safety
Debt / Equity
0.05
Current Ratio0.22
Interest Coverage19.23
Valuation
P/E Ratio
10.65
Forward P/E10.26
P/B Ratio2.31
EV/EBITDA8.53
Dividend Yield0.00%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 2.44% | Revenue Growth (3Y) | 5.86% |
| Earnings Growth (1Y) | 1.45% | Earnings Growth (3Y) | 13.90% |
| Revenue Growth (5Y) | 7.39% | Earnings Growth (5Y) | 7.02% |
| Profitability | |||
| Revenue (TTM) | 685.23M | Net Income (TTM) | 185.87M |
| ROE | 21.89% | ROA | 2.59% |
| Gross Margin | 90.02% | Operating Margin | 32.55% |
| Net Margin | 27.13% | Free Cash Flow (TTM) | 236.59M |
| ROIC | 18.58% | FCF Growth (3Y) | N/A |
| Safety | |||
| Debt / Equity | 0.05 | Current Ratio | 0.22 |
| Interest Coverage | 19.23 | ||
| Dividends | |||
| Dividend Yield | 0.00% | Payout Ratio | 0.03% |
| Dividend Growth (3Y) | 0.00% | Dividend Growth (5Y) | 0.00% |
| Consecutive Div Years | 7 yrs | ||
| Valuation | |||
| P/E Ratio | 10.65 | Forward P/E | 10.26 |
| P/B Ratio | 2.31 | P/S Ratio | 2.89 |
| PEG Ratio | 0.96 | Forward PEG | N/A |
| EV/EBITDA | 8.53 | Fwd EV/EBITDA | 5.60 |
| Forward P/S | 2.41 | Fwd Earnings Yield | 9.75% |
| FCF Yield | 11.95% | ||
| Market Cap | 1.98B | Enterprise Value | 1.90B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 685.23M | 668.90M | 611.47M | 523.40M | 515.13M |
| Net Income | 185.87M | 183.22M | 143.27M | 151.13M | 141.71M |
| EPS (Diluted) | 7.87 | 7.20 | 5.99 | 5.26 | 4.38 |
| Gross Profit | 616.86M | 589.57M | 491.35M | 461.73M | 458.50M |
| Operating Income | 223.05M | 218.62M | 155.05M | 180.30M | 156.45M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 7.17B | 7.55B | 7.54B | 6.75B | 6.69B |
| Total Liabilities | 6.31B | 6.71B | 6.88B | 6.10B | 5.82B |
| Shareholders' Equity | 858.05M | 839.88M | 651.63M | 645.17M | 870.73M |
| Total Debt | 42.46M | 410.35M | 46.87M | 36.03M | 98.03M |
| Cash & Equivalents | 120.57M | 158.34M | 375.58M | 388.04M | 314.02M |
| Current Assets | 1.28B | 2.08B | 2.39B | 2.50B | 2.47B |
| Current Liabilities | 5.90B | 6.25B | 6.85B | 6.07B | 5.73B |
Strategy Scores
This stock passed the criteria for 1 strategy
Score = fit strength (0–100)
Rank = position among all matches
#124 of 203
Recent Activity
Exited
Contrarian Investing (David Dreman)
Mar 26, 2026
Entered
Contrarian Investing (David Dreman)
Mar 24, 2026
Entered
Value Investing (Warren Buffett)
Mar 24, 2026