Terug
Dagbereik
€ 19,66
€ 20,02
52-Weeksbereik
€ 19,62
€ 20,89
Volume
6.969
50D / 200D Gem.
€ 20,42
/
€ 20,42
Vorige Slotkoers
€ 19,65
Koershistorie
Financiële Trends
Sectorvergelijking
vs Financial Services sector mediaan (854 peers)
| Metriek | Aandeel | Sector Mediaan |
|---|---|---|
| P/E | 2,9 | 10,3 |
| P/B | 0,3 | 1,1 |
| ROE % | 11,7 | 11,7 |
| Net Margin % | 10,8 | 16,8 |
| Rev Growth 5Y % | 7,3 | 11,7 |
| D/E | 0,4 | 0,5 |
Belangrijkste Punten
Revenue grew 7,30% annually over 5 years — modest growth
ROE of 11,72% — decent returns on equity
Debt/Equity of 0,36 — conservative balance sheet
Generating 1,20B in free cash flow
P/E of 2,94 — trading at a low valuation
Cash machine — converts 175,73% of earnings into free cash flow
Groei
Revenue Growth (5Y)
7,30%
Revenue (1Y)6,72%
Earnings (1Y)-6,51%
FCF Growth (3Y)63,89%
Kwaliteit
Return on Equity
11,72%
ROIC9,82%
Net Margin10,77%
Op. Margin16,83%
Veiligheid
Debt / Equity
0,36
Current RatioN/A
Interest Coverage1,31
Waardering
P/E Ratio
2,94
P/B Ratio0,34
EV/EBITDA1,79
Dividend Yield0,06%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 6,72% | Revenue Growth (3Y) | 10,92% |
| Earnings Growth (1Y) | -6,51% | Earnings Growth (3Y) | 14,39% |
| Revenue Growth (5Y) | 7,30% | Earnings Growth (5Y) | -4,58% |
| Profitability | |||
| Revenue (TTM) | 6,35B | Net Income (TTM) | 683,78M |
| ROE | 11,72% | ROA | 1,64% |
| Gross Margin | 84,33% | Operating Margin | 16,83% |
| Net Margin | 10,77% | Free Cash Flow (TTM) | 1,20B |
| ROIC | 9,82% | FCF Growth (3Y) | 63,89% |
| Safety | |||
| Debt / Equity | 0,36 | Current Ratio | N/A |
| Interest Coverage | 1,31 | Dividend Yield | 0,06% |
| Valuation | |||
| P/E Ratio | 2,94 | P/B Ratio | 0,34 |
| P/S Ratio | 0,32 | PEG Ratio | -0,49 |
| EV/EBITDA | 1,79 | Dividend Yield | 0,06% |
| Market Cap | 2,01B | Enterprise Value | 1,91B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 6,35B | 5,95B | 5,16B | 4,58B | 4,79B |
| Net Income | 683,78M | 731,38M | 522,54M | 662,16M | 824,86M |
| EPS (Diluted) | 5,87 | 6,25 | 4,28 | 5,32 | 6,66 |
| Gross Profit | 5,35B | 4,91B | 4,29B | 4,31B | 4,66B |
| Operating Income | 1,07B | 1,09B | 855,38M | 1,01B | 1,17B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 41,59B | 40,20B | 38,01B | 37,20B | 34,31B |
| Total Liabilities | -5,76B | 34,51B | 32,72B | 31,87B | 29,27B |
| Shareholders' Equity | 5,98B | 5,69B | 5,29B | 5,33B | 5,03B |
| Total Debt | 2,18B | 2,12B | 2,42B | 1,17B | 2,36B |
| Cash & Equivalents | 2,28B | 2,68B | 3,52B | 2,20B | 2,15B |
| Current Assets | 3,99B | 0,0 | 0,0 | 2,20B | 1,96B |
| Current Liabilities | 0,0 | 0,0 | 0,0 | 0,0 | 932,80M |
Strategiescores
This stock passed the criteria for 4 strategies
Score = fit strength (0–100)
Rank = position among all matches
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