Atrás
Rango del Día
$17.04
$17.46
Rango de 52 Semanas
$13.54
$19.08
Volumen
807,402
Promedio 50D / 200D
$17.71
/
$16.90
Cierre Anterior
$16.84
Historial de Precios
Tendencias Financieras
Comparación con Pares
vs mediana del sector Financial Services (854 pares)
| Métrica | Acción | Mediana del Sector |
|---|---|---|
| P/E | 11.7 | 10.3 |
| P/B | 1.1 | 1.1 |
| ROE % | 10.3 | 11.7 |
| Net Margin % | 20.9 | 16.8 |
| Rev Growth 5Y % | 16.2 | 11.7 |
| D/E | 0.3 | 0.5 |
Puntos Clave
Revenue grew 16.16% annually over 5 years — strong growth
ROE of 10.29% — decent returns on equity
Net margin of 20.88% shows strong profitability
Debt/Equity of 0.29 — conservative balance sheet
Generating 171.36M in free cash flow
P/E of 11.66 — trading at a low valuation
Crecimiento
Revenue Growth (5Y)
16.16%
Revenue (1Y)4.25%
Earnings (1Y)6.82%
FCF Growth (3Y)15.38%
Calidad
Return on Equity
10.29%
ROIC7.41%
Net Margin20.88%
Op. Margin27.19%
Seguridad
Debt / Equity
0.29
Current Ratio0.37
Interest Coverage0.96
Valoración
P/E Ratio
11.66
P/B Ratio1.14
EV/EBITDA10.71
Dividend Yield0.03%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 4.25% | Revenue Growth (3Y) | 7.89% |
| Earnings Growth (1Y) | 6.82% | Earnings Growth (3Y) | -1.53% |
| Revenue Growth (5Y) | 16.16% | Earnings Growth (5Y) | 2.45% |
| Profitability | |||
| Revenue (TTM) | 729.44M | Net Income (TTM) | 152.30M |
| ROE | 10.29% | ROA | 1.23% |
| Gross Margin | 67.60% | Operating Margin | 27.19% |
| Net Margin | 20.88% | Free Cash Flow (TTM) | 171.36M |
| ROIC | 7.41% | FCF Growth (3Y) | 15.38% |
| Safety | |||
| Debt / Equity | 0.29 | Current Ratio | 0.37 |
| Interest Coverage | 0.96 | Dividend Yield | 0.03% |
| Valuation | |||
| P/E Ratio | 11.66 | P/B Ratio | 1.14 |
| P/S Ratio | 2.43 | PEG Ratio | 1.99 |
| EV/EBITDA | 10.71 | Dividend Yield | 0.03% |
| Market Cap | 1.78B | Enterprise Value | 2.12B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 729.44M | 699.69M | 626.61M | 428.66M | 400.60M |
| Net Income | 152.30M | 142.57M | 157.06M | 128.18M | 138.26M |
| EPS (Diluted) | 1.47 | 1.39 | 1.54 | 1.37 | 1.44 |
| Gross Profit | 493.12M | 448.95M | 467.47M | 389.82M | 386.67M |
| Operating Income | 198.36M | 178.21M | 197.56M | 160.19M | 172.82M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 12.37B | 11.58B | 11.46B | 9.81B | 9.55B |
| Total Liabilities | 10.81B | 10.18B | 10.15B | 8.75B | 8.44B |
| Shareholders' Equity | 1.55B | 1.41B | 1.31B | 1.05B | 1.11B |
| Total Debt | 452.34M | 343.12M | 784.59M | 553.92M | 320.58M |
| Cash & Equivalents | 103.28M | 133.41M | 146.99M | 154.24M | 395.37M |
| Current Assets | 103.28M | 1.28B | 1.17B | 916.91M | 1.44B |
| Current Liabilities | 281.15M | 9.76B | 9.79B | 8.38B | 8.12B |