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Fourchette du Jour
40,34 €
41,79 €
Fourchette 52 Semaines
30,84 €
44,91 €
Volume
366 061
Moyenne 50J / 200J
42,01 €
/
39,27 €
Clôture Précédente
39,92 €
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (854 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 11,7 | 10,3 |
| P/B | 1,1 | 1,1 |
| ROE % | 9,4 | 11,7 |
| Net Margin % | 23,6 | 16,8 |
| Rev Growth 5Y % | 12,6 | 11,7 |
| D/E | 0,2 | 0,5 |
Points Clés
Revenue grew 12,58% annually over 5 years — strong growth
Net margin of 23,61% shows strong profitability
Debt/Equity of 0,21 — conservative balance sheet
Generating 128,85M in free cash flow
P/E of 11,66 — trading at a low valuation
Revenue growth is decelerating — 1Y growth trails 5Y average by 11,95%
Croissance
Revenue Growth (5Y)
12,58%
Revenue (1Y)0,63%
Earnings (1Y)2,26%
FCF Growth (3Y)-11,77%
Qualité
Return on Equity
9,44%
ROIC7,10%
Net Margin23,61%
Op. Margin29,54%
Sécurité
Debt / Equity
0,21
Current Ratio6,98
Interest Coverage1,01
Valorisation
P/E Ratio
11,66
P/B Ratio1,07
EV/EBITDA10,20
Dividend Yield0,03%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 0,63% | Revenue Growth (3Y) | 3,03% |
| Earnings Growth (1Y) | 2,26% | Earnings Growth (3Y) | -3,71% |
| Revenue Growth (5Y) | 12,58% | Earnings Growth (5Y) | 5,02% |
| Profitability | |||
| Revenue (TTM) | 568,51M | Net Income (TTM) | 134,23M |
| ROE | 9,44% | ROA | 1,36% |
| Gross Margin | 69,43% | Operating Margin | 29,54% |
| Net Margin | 23,61% | Free Cash Flow (TTM) | 128,85M |
| ROIC | 7,10% | FCF Growth (3Y) | -11,77% |
| Safety | |||
| Debt / Equity | 0,21 | Current Ratio | 6,98 |
| Interest Coverage | 1,01 | Dividend Yield | 0,03% |
| Valuation | |||
| P/E Ratio | 11,66 | P/B Ratio | 1,07 |
| P/S Ratio | 2,75 | PEG Ratio | 7,76 |
| EV/EBITDA | 10,20 | Dividend Yield | 0,03% |
| Market Cap | 1,57B | Enterprise Value | 1,71B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 568,51M | 564,96M | 535,52M | 399,01M | 353,96M |
| Net Income | 134,23M | 131,27M | 144,78M | 135,52M | 110,34M |
| EPS (Diluted) | 3,49 | 3,40 | 3,74 | 3,46 | 2,81 |
| Gross Profit | 394,70M | 383,76M | 389,14M | 365,68M | 324,59M |
| Operating Income | 167,94M | 164,82M | 178,80M | 168,93M | 135,67M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 9,87B | 9,66B | 9,55B | 9,11B | 9,49B |
| Total Liabilities | 8,41B | 8,28B | 8,27B | 7,93B | 8,28B |
| Shareholders' Equity | 1,46B | 1,38B | 1,28B | 1,18B | 1,21B |
| Total Debt | 310,95M | 250,31M | 503,64M | 439,19M | 161,31M |
| Cash & Equivalents | 163,44M | 244,82M | 233,61M | 210,01M | 922,22M |
| Current Assets | 1,15B | 1,23B | 1,20B | 1,21B | 1,83B |
| Current Liabilities | 165,00M | 7,93B | 7,94B | 7,59B | 8,08B |