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German American Bancorp, Inc.

جودة البيانات: 100%
GABC
NASDAQ Financial Services Banks - Regional
KWD 41.53
▲ KWD 0.98 (2.42%)
القيمة السوقية: 1.56B
نطاق اليوم
KWD 41.01 KWD 42.18
نطاق 52 أسبوعًا
KWD 32.75 KWD 45.00
حجم التداول
264,111
متوسط 50 يوم / 200 يوم
KWD 41.53 / KWD 40.10
الإغلاق السابق
KWD 40.55

تاريخ السعر

الاتجاهات المالية

مقارنة الأقران

مقابل وسيط قطاع Financial Services (854 نظير)

المقياس السهم وسيط القطاع
P/E 13.8 10.3
P/B 1.3 1.1
ROE % 12.0 11.7
Net Margin % 23.1 16.8
Rev Growth 5Y % 20.7 11.7
D/E 0.2 0.5

السعر المستهدف للمحللين

Hold
KWD 47.000 +13.2%
مكرر الربحية المستقبلي
11.0
ربحية السهم المستقبلية
KWD 3.765
نمو ربحية السهم (تقدير)
+0.0%
الإيرادات المقدّرة
400 M

تقديرات الأرباح

الفترة تقدير ربحية السهم تقدير الإيرادات المحللون
FY2027 KWD 3.972
KWD 3.872 – KWD 4.102
410 M 5
FY2026 KWD 3.765
KWD 3.695 – KWD 3.855
400 M 5

النقاط الرئيسية

Revenue grew 20.67% annually over 5 years — strong growth
Earnings grew 34.39% over the past year
ROE of 12.00% — decent returns on equity
Net margin of 23.11% shows strong profitability
Debt/Equity of 0.16 — conservative balance sheet
Generating 154.00M in free cash flow

النمو

Revenue Growth (5Y)
20.67%
Revenue (1Y)54.54%
Earnings (1Y)34.39%
FCF Growth (3Y)23.18%

الجودة

Return on Equity
12.00%
ROIC7.81%
Net Margin23.11%
Op. Margin28.74%

الأمان

Debt / Equity
0.16
Current Ratio0.18
Interest Coverage1.11

التقييم

P/E Ratio
13.83
P/B Ratio1.34
EV/EBITDA11.91
Dividend Yield0.03%

All Fundamental Metrics

Growth
Revenue Growth (1Y) 54.54% Revenue Growth (3Y) 24.01%
Earnings Growth (1Y) 34.39% Earnings Growth (3Y) 14.52%
Revenue Growth (5Y) 20.67% Earnings Growth (5Y) 7.57%
Profitability
Revenue (TTM) 487.40M Net Income (TTM) 112.64M
ROE 12.00% ROA 1.34%
Gross Margin 70.17% Operating Margin 28.74%
Net Margin 23.11% Free Cash Flow (TTM) 154.00M
ROIC 7.81% FCF Growth (3Y) 23.18%
Safety
Debt / Equity 0.16 Current Ratio 0.18
Interest Coverage 1.11 Dividend Yield 0.03%
Valuation
P/E Ratio 13.83 P/B Ratio 1.34
P/S Ratio 3.19 PEG Ratio 1.57
EV/EBITDA 11.91 Dividend Yield 0.03%
Market Cap 1.56B Enterprise Value 1.67B

Income Statement

Annual, most recent first

Income statement data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 487.40M 315.38M 316.92M 278.06M 229.84M
Net Income 112.64M 83.81M 85.89M 81.83M 84.14M
EPS (Diluted) 3.06 2.83 2.91 2.78 3.17
Gross Profit 342.02M 212.15M 248.14M 253.37M 226.79M
Operating Income 140.07M 104.10M 103.65M 99.18M 102.79M

Balance Sheet

Annual, most recent first

Balance sheet data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 8.39B 6.30B 6.15B 6.16B 5.61B
Total Liabilities 7.23B 5.58B 5.49B 5.60B 4.94B
Shareholders' Equity 1.16B 715.07M 663.56M 558.39M 668.46M
Total Debt 182.68M 210.13M 193.94M 203.81M 152.18M
Cash & Equivalents 71.93M 69.75M 79.31M 75.98M 47.92M
Current Assets 1.23B 1.12B 1.68B 1.96B 1.98B
Current Liabilities 7.03B 5.39B 5.32B 5.49B 4.86B

درجات الاستراتيجيات

This stock passed the criteria for 1 strategy

Score = fit strength (0–100)
Rank = position among all matches
#402 of 1024
50

النشاط الأخير

دخل Cash Flow Compounder
Mar 24, 2026