رجوع
نطاق اليوم
KWD 37.73
KWD 38.78
نطاق 52 أسبوعًا
KWD 32.83
KWD 42.99
حجم التداول
605,307
متوسط 50 يوم / 200 يوم
KWD 40.41
/
KWD 38.65
الإغلاق السابق
KWD 37.48
تاريخ السعر
الاتجاهات المالية
مقارنة الأقران
مقابل وسيط قطاع Financial Services (854 نظير)
| المقياس | السهم | وسيط القطاع |
|---|---|---|
| P/E | 13.2 | 10.3 |
| P/B | 1.0 | 1.1 |
| ROE % | 8.2 | 11.7 |
| Net Margin % | 18.8 | 16.8 |
| Rev Growth 5Y % | 17.5 | 11.7 |
| D/E | 0.1 | 0.5 |
السعر المستهدف للمحللين
Hold
KWD 42.000
+10.4%
مكرر الربحية المستقبلي
11.2
ربحية السهم المستقبلية
KWD 3.409
نمو ربحية السهم (تقدير)
+0.0%
الإيرادات المقدّرة
540 M
تقديرات الأرباح
| الفترة | تقدير ربحية السهم | تقدير الإيرادات | المحللون |
|---|---|---|---|
| FY2027 |
KWD 3.948
KWD 3.908 – KWD 4.004
|
580 M | 3 |
| FY2026 |
KWD 3.409
KWD 3.374 – KWD 3.457
|
540 M | 3 |
النقاط الرئيسية
Revenue grew 17.52% annually over 5 years — strong growth
Net margin of 18.76% shows strong profitability
Debt/Equity of 0.05 — conservative balance sheet
Generating 132.50M in free cash flow
P/E of 13.18 — trading at a low valuation
Revenue growth is decelerating — 1Y growth trails 5Y average by 19.27%
النمو
Revenue Growth (5Y)
17.52%
Revenue (1Y)-1.75%
Earnings (1Y)-7.78%
FCF Growth (3Y)0.92%
الجودة
Return on Equity
8.15%
ROIC7.35%
Net Margin18.76%
Op. Margin24.44%
الأمان
Debt / Equity
0.05
Current Ratio0.27
Interest Coverage0.83
التقييم
P/E Ratio
13.18
P/B Ratio1.04
EV/EBITDA7.70
Dividend Yield0.03%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -1.75% | Revenue Growth (3Y) | 2.71% |
| Earnings Growth (1Y) | -7.78% | Earnings Growth (3Y) | -12.17% |
| Revenue Growth (5Y) | 17.52% | Earnings Growth (5Y) | 4.02% |
| Profitability | |||
| Revenue (TTM) | 583.94M | Net Income (TTM) | 109.57M |
| ROE | 8.15% | ROA | 1.11% |
| Gross Margin | 69.18% | Operating Margin | 24.44% |
| Net Margin | 18.76% | Free Cash Flow (TTM) | 132.50M |
| ROIC | 7.35% | FCF Growth (3Y) | 0.92% |
| Safety | |||
| Debt / Equity | 0.05 | Current Ratio | 0.27 |
| Interest Coverage | 0.83 | Dividend Yield | 0.03% |
| Valuation | |||
| P/E Ratio | 13.18 | P/B Ratio | 1.04 |
| P/S Ratio | 2.47 | PEG Ratio | -1.71 |
| EV/EBITDA | 7.70 | Dividend Yield | 0.03% |
| Market Cap | 1.44B | Enterprise Value | 1.10B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 583.94M | 594.31M | 553.56M | 346.52M | 306.15M |
| Net Income | 109.57M | 118.82M | 142.05M | 71.27M | 93.61M |
| EPS (Diluted) | 2.85 | 3.08 | 3.72 | 2.18 | 3.01 |
| Gross Profit | 403.97M | 394.68M | 411.80M | 291.94M | 301.62M |
| Operating Income | 142.73M | 145.25M | 175.60M | 86.18M | 114.97M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 9.88B | 9.81B | 9.95B | 9.57B | 7.21B |
| Total Liabilities | 8.50B | 8.50B | 8.74B | 8.48B | 6.37B |
| Shareholders' Equity | 1.39B | 1.31B | 1.21B | 1.09B | 840.11M |
| Total Debt | 71.89M | 123.41M | 413.83M | 459.10M | 62.25M |
| Cash & Equivalents | 417.06M | 127.85M | 190.83M | 195.51M | 845.70M |
| Current Assets | 945.70M | 655.40M | 819.66M | 901.79M | 1.54B |
| Current Liabilities | 3.46B | 8.26B | 8.21B | 7.89B | 6.25B |