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Day Range
$31.82
$32.58
52-Week Range
$26.21
$34.33
Volume
310,722
50D / 200D Avg
$32.35
/
$30.58
Prev Close
$31.45
Price History
Financial Trends
Peer Comparison
vs Financial Services sector median (853 peers)
| Metric | Stock | Sector Median |
|---|---|---|
| P/E | 10.8 | 10.3 |
| P/B | 1.0 | 1.1 |
| ROE % | 9.2 | 11.7 |
| Net Margin % | 17.3 | 16.8 |
| Rev Growth 5Y % | 26.1 | 11.7 |
| D/E | 0.6 | 0.5 |
Key Takeaways
Revenue grew 26.13% annually over 5 years — strong growth
Net margin of 17.27% shows strong profitability
Generating 128.70M in free cash flow
P/E of 10.76 — trading at a low valuation
Revenue growth is decelerating — 1Y growth trails 5Y average by 25.73%
Cash machine — converts 120.53% of earnings into free cash flow
Growth
Revenue Growth (5Y)
26.13%
Revenue (1Y)0.40%
Earnings (1Y)-8.90%
FCF Growth (3Y)-0.57%
Quality
Return on Equity
9.21%
ROIC5.21%
Net Margin17.27%
Op. Margin21.80%
Safety
Debt / Equity
0.61
Current Ratio0.84
Interest Coverage0.85
Valuation
P/E Ratio
10.76
P/B Ratio0.95
EV/EBITDA12.57
Dividend Yield0.06%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 0.40% | Revenue Growth (3Y) | 8.79% |
| Earnings Growth (1Y) | -8.90% | Earnings Growth (3Y) | -2.95% |
| Revenue Growth (5Y) | 26.13% | Earnings Growth (5Y) | 22.41% |
| Profitability | |||
| Revenue (TTM) | 618.38M | Net Income (TTM) | 106.78M |
| ROE | 9.21% | ROA | 1.11% |
| Gross Margin | 67.46% | Operating Margin | 21.80% |
| Net Margin | 17.27% | Free Cash Flow (TTM) | 128.70M |
| ROIC | 5.21% | FCF Growth (3Y) | -0.57% |
| Safety | |||
| Debt / Equity | 0.61 | Current Ratio | 0.84 |
| Interest Coverage | 0.85 | Dividend Yield | 0.06% |
| Valuation | |||
| P/E Ratio | 10.76 | P/B Ratio | 0.95 |
| P/S Ratio | 1.86 | PEG Ratio | -1.06 |
| EV/EBITDA | 12.57 | Dividend Yield | 0.06% |
| Market Cap | 1.15B | Enterprise Value | 1.69B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 618.38M | 615.90M | 522.50M | 339.78M | 244.30M |
| Net Income | 106.78M | 117.21M | 113.36M | 101.29M | 47.56M |
| EPS (Diluted) | 2.99 | 3.31 | 3.44 | 3.60 | 2.15 |
| Gross Profit | 417.15M | 419.04M | 407.30M | 327.17M | 231.33M |
| Operating Income | 134.81M | 149.63M | 145.13M | 128.64M | 56.97M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 9.65B | 9.25B | 9.16B | 7.21B | 7.06B |
| Total Liabilities | 8.44B | 8.14B | 8.10B | 6.42B | 6.22B |
| Shareholders' Equity | 1.21B | 1.11B | 1.05B | 785.33M | 845.03M |
| Total Debt | 734.42M | 431.55M | 733.74M | 601.23M | 265.96M |
| Cash & Equivalents | 188.95M | 217.66M | 426.72M | 154.02M | 415.73M |
| Current Assets | 6.87B | 1.69B | 1.88B | 1.62B | 1.81B |
| Current Liabilities | 8.14B | 7.78B | 7.62B | 6.32B | 6.12B |