Terug
Dagbereik
€ 31,82
€ 32,58
52-Weeksbereik
€ 26,21
€ 34,33
Volume
310.722
50D / 200D Gem.
€ 32,35
/
€ 30,58
Vorige Slotkoers
€ 31,45
Koershistorie
Financiële Trends
Sectorvergelijking
vs Financial Services sector mediaan (854 peers)
| Metriek | Aandeel | Sector Mediaan |
|---|---|---|
| P/E | 10,8 | 10,3 |
| P/B | 1,0 | 1,1 |
| ROE % | 9,2 | 11,7 |
| Net Margin % | 17,3 | 16,8 |
| Rev Growth 5Y % | 26,1 | 11,7 |
| D/E | 0,6 | 0,5 |
Belangrijkste Punten
Revenue grew 26,13% annually over 5 years — strong growth
Net margin of 17,27% shows strong profitability
Generating 128,70M in free cash flow
P/E of 10,76 — trading at a low valuation
Revenue growth is decelerating — 1Y growth trails 5Y average by 25,73%
Cash machine — converts 120,53% of earnings into free cash flow
Groei
Revenue Growth (5Y)
26,13%
Revenue (1Y)0,40%
Earnings (1Y)-8,90%
FCF Growth (3Y)-0,57%
Kwaliteit
Return on Equity
9,21%
ROIC5,21%
Net Margin17,27%
Op. Margin21,80%
Veiligheid
Debt / Equity
0,61
Current Ratio0,84
Interest Coverage0,85
Waardering
P/E Ratio
10,76
P/B Ratio0,95
EV/EBITDA12,57
Dividend Yield0,06%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 0,40% | Revenue Growth (3Y) | 8,79% |
| Earnings Growth (1Y) | -8,90% | Earnings Growth (3Y) | -2,95% |
| Revenue Growth (5Y) | 26,13% | Earnings Growth (5Y) | 22,41% |
| Profitability | |||
| Revenue (TTM) | 618,38M | Net Income (TTM) | 106,78M |
| ROE | 9,21% | ROA | 1,11% |
| Gross Margin | 67,46% | Operating Margin | 21,80% |
| Net Margin | 17,27% | Free Cash Flow (TTM) | 128,70M |
| ROIC | 5,21% | FCF Growth (3Y) | -0,57% |
| Safety | |||
| Debt / Equity | 0,61 | Current Ratio | 0,84 |
| Interest Coverage | 0,85 | Dividend Yield | 0,06% |
| Valuation | |||
| P/E Ratio | 10,76 | P/B Ratio | 0,95 |
| P/S Ratio | 1,86 | PEG Ratio | -1,06 |
| EV/EBITDA | 12,57 | Dividend Yield | 0,06% |
| Market Cap | 1,15B | Enterprise Value | 1,69B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 618,38M | 615,90M | 522,50M | 339,78M | 244,30M |
| Net Income | 106,78M | 117,21M | 113,36M | 101,29M | 47,56M |
| EPS (Diluted) | 2,99 | 3,31 | 3,44 | 3,60 | 2,15 |
| Gross Profit | 417,15M | 419,04M | 407,30M | 327,17M | 231,33M |
| Operating Income | 134,81M | 149,63M | 145,13M | 128,64M | 56,97M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 9,65B | 9,25B | 9,16B | 7,21B | 7,06B |
| Total Liabilities | 8,44B | 8,14B | 8,10B | 6,42B | 6,22B |
| Shareholders' Equity | 1,21B | 1,11B | 1,05B | 785,33M | 845,03M |
| Total Debt | 734,42M | 431,55M | 733,74M | 601,23M | 265,96M |
| Cash & Equivalents | 188,95M | 217,66M | 426,72M | 154,02M | 415,73M |
| Current Assets | 6,87B | 1,69B | 1,88B | 1,62B | 1,81B |
| Current Liabilities | 8,14B | 7,78B | 7,62B | 6,32B | 6,12B |