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Amalgamated Financial Corp.

Data quality: 100%
AMAL
NASDAQ Financial Services Banks - Regional
$38.17
▲ $0.74 (1.98%)
Mkt Cap: 1.14B
Day Range
$38.10 $39.15
52-Week Range
$25.03 $42.66
Volume
167,053
50D / 200D Avg
$38.24 / $31.79
Prev Close
$37.43

Price History

Financial Trends

Peer Comparison

vs Financial Services sector median (854 peers)

Metric Stock Sector Median
P/E 10.9 10.3
P/B 1.4 1.1
ROE % 13.9 11.7
Net Margin % 23.0 16.8
Rev Growth 5Y % 21.5 11.7
D/E 0.1 0.5

Key Takeaways

Revenue grew 21.51% annually over 5 years — strong growth
ROE of 13.91% — decent returns on equity
Net margin of 22.95% shows strong profitability
Debt/Equity of 0.12 — conservative balance sheet
Generating 134.40M in free cash flow
P/E of 10.94 — trading at a low valuation

Growth

Revenue Growth (5Y)
21.51%
Revenue (1Y)4.52%
Earnings (1Y)-1.87%
FCF Growth (3Y)7.76%

Quality

Return on Equity
13.91%
ROIC11.83%
Net Margin22.95%
Op. Margin30.79%

Safety

Debt / Equity
0.12
Current Ratio12.77
Interest Coverage1.13

Valuation

P/E Ratio
10.94
P/B Ratio1.44
EV/EBITDA8.80
Dividend Yield0.02%

All Fundamental Metrics

Growth
Revenue Growth (1Y) 4.52% Revenue Growth (3Y) 9.07%
Earnings Growth (1Y) -1.87% Earnings Growth (3Y) 8.96%
Revenue Growth (5Y) 21.51% Earnings Growth (5Y) 18.52%
Profitability
Revenue (TTM) 455.03M Net Income (TTM) 104.45M
ROE 13.91% ROA 1.18%
Gross Margin 70.28% Operating Margin 30.79%
Net Margin 22.95% Free Cash Flow (TTM) 134.40M
ROIC 11.83% FCF Growth (3Y) 7.76%
Safety
Debt / Equity 0.12 Current Ratio 12.77
Interest Coverage 1.13 Dividend Yield 0.02%
Valuation
P/E Ratio 10.94 P/B Ratio 1.44
P/S Ratio 2.51 PEG Ratio -10.65
EV/EBITDA 8.80 Dividend Yield 0.02%
Market Cap 1.14B Enterprise Value 1.23B

Income Statement

Annual, most recent first

Income statement data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 455.03M 435.34M 382.48M 285.16M 208.77M
Net Income 104.45M 106.43M 87.98M 81.48M 52.94M
EPS (Diluted) 3.41 3.44 2.86 2.61 1.68
Gross Profit 319.80M 306.19M 271.05M 251.51M 202.83M
Operating Income 140.10M 145.32M 124.73M 108.16M 70.73M

Balance Sheet

Annual, most recent first

Balance sheet data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 8.87B 8.26B 7.97B 7.84B 7.08B
Total Liabilities 8.08B 7.55B 7.39B 7.33B 6.51B
Shareholders' Equity 794.46M 707.65M 585.23M 508.82M 563.74M
Total Debt 94.06M 334.14M 335.57M 698.49M 131.99M
Cash & Equivalents 4.50M 60.75M 90.17M 63.54M 330.49M
Current Assets 118.29M 1.75B 1.63B 1.92B 2.47B
Current Liabilities 9.26M 7.18B 7.01B 6.60B 6.36B