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Fourchette du Jour
10,72 €
11,12 €
Fourchette 52 Semaines
9,48 €
13,51 €
Volume
1 599 605
Moyenne 50J / 200J
10,99 €
/
11,98 €
Clôture Précédente
10,68 €
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (854 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 16,4 | 10,3 |
| P/B | 0,8 | 1,1 |
| ROE % | 4,7 | 11,7 |
| Net Margin % | 23,0 | 16,8 |
| Rev Growth 5Y % | 16,0 | 11,7 |
| D/E | 1,5 | 0,5 |
Points Clés
Revenue grew 15,96% annually over 5 years — strong growth
Earnings declined -36,08% over the past year
ROE of 4,66% is below average
Net margin of 23,02% shows strong profitability
Generating 101,37M in free cash flow
Revenue growth is accelerating — 1Y growth exceeds 5Y average by 5,29%
Croissance
Revenue Growth (5Y)
15,96%
Revenue (1Y)21,25%
Earnings (1Y)-36,08%
FCF Growth (3Y)-28,15%
Qualité
Return on Equity
4,66%
ROIC4,46%
Net Margin23,02%
Op. Margin71,64%
Sécurité
Debt / Equity
1,53
Current Ratio1,04
Interest Coverage1547,78
Valorisation
P/E Ratio
16,35
P/B Ratio0,79
EV/EBITDA14,90
Dividend Yield0,13%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 21,25% | Revenue Growth (3Y) | 7,52% |
| Earnings Growth (1Y) | -36,08% | Earnings Growth (3Y) | -27,07% |
| Revenue Growth (5Y) | 15,96% | Earnings Growth (5Y) | -6,42% |
| Profitability | |||
| Revenue (TTM) | 274,39M | Net Income (TTM) | 63,17M |
| ROE | 4,66% | ROA | 1,90% |
| Gross Margin | 83,40% | Operating Margin | 71,64% |
| Net Margin | 23,02% | Free Cash Flow (TTM) | 101,37M |
| ROIC | 4,46% | FCF Growth (3Y) | -28,15% |
| Safety | |||
| Debt / Equity | 1,53 | Current Ratio | 1,04 |
| Interest Coverage | 1547,78 | Dividend Yield | 0,13% |
| Valuation | |||
| P/E Ratio | 16,35 | P/B Ratio | 0,79 |
| P/S Ratio | 3,76 | PEG Ratio | -0,36 |
| EV/EBITDA | 14,90 | Dividend Yield | 0,13% |
| Market Cap | 1,03B | Enterprise Value | 2,93B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 274,39M | 226,31M | 237,35M | 141,46M | 151,74M |
| Net Income | 63,17M | 98,82M | 118,76M | 30,59M | 82,36M |
| EPS (Diluted) | 0,68 | 1,27 | 1,82 | 0,47 | 1,28 |
| Gross Profit | 228,85M | 110,35M | 133,15M | 94,06M | 96,72M |
| Operating Income | 196,57M | 98,82M | 118,76M | 103,47M | 82,36M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 3,32B | 3,19B | 2,50B | 2,53B | 2,60B |
| Total Liabilities | 2,02B | 1,79B | 1,50B | 1,54B | 1,60B |
| Shareholders' Equity | 1,31B | 1,40B | 1,01B | 988,11M | 1,00B |
| Total Debt | 2,00B | 1,75B | 1,46B | 1,48B | 1,55B |
| Cash & Equivalents | 99,45M | 75,79M | 122,13M | 87,09M | 30,60M |
| Current Assets | 130,01M | 152,98M | 147,70M | 113,99M | 59,94M |
| Current Liabilities | 125,00M | 17,00M | 14,49M | 47,57M | 26,25M |