Back
74
Day Range
$11.03
$11.42
52-Week Range
$10.63
$15.85
Volume
716,439
50D / 200D Avg
$12.02
/
$13.20
Prev Close
$11.07
Price History
Financial Trends
Peer Comparison
vs Financial Services sector median (854 peers)
| Metric | Stock | Sector Median |
|---|---|---|
| P/E | 29.5 | 10.3 |
| P/B | 0.7 | 1.1 |
| ROE % | 2.3 | 11.7 |
| Net Margin % | 11.3 | 16.8 |
| Rev Growth 5Y % | 1.8 | 11.7 |
| D/E | 1.0 | 0.5 |
Analyst Price Target
Hold
$12.00
+5.8%
Forward P/E
7.5
Forward EPS
$1.51
EPS Growth (est.)
+0.0%
Est. Revenue
300 M
Earnings Estimates
| Period | EPS Est. | Revenue Est. | Analysts |
|---|---|---|---|
| FY2028 |
$1.42
$1.38 – $1.47
|
300 M | 1 |
| FY2027 |
$1.47
$1.40 – $1.53
|
300 M | 5 |
| FY2026 |
$1.51
$1.48 – $1.55
|
300 M | 5 |
Key Takeaways
Revenue grew 1.82% annually over 5 years — modest growth
Earnings declined -41.42% over the past year
ROE of 2.30% is below average
Generating 142.40M in free cash flow
Revenue growth is accelerating — 1Y growth exceeds 5Y average by 59.11%
Cash machine — converts 419.80% of earnings into free cash flow
Growth
Revenue Growth (5Y)
1.82%
Revenue (1Y)60.93%
Earnings (1Y)-41.42%
FCF Growth (3Y)-21.10%
Quality
Return on Equity
2.30%
ROIC3.84%
Net Margin11.32%
Op. Margin50.39%
Safety
Debt / Equity
1.01
Current Ratio11.20
Interest Coverage1.30
Valuation
P/E Ratio
29.45
P/B Ratio0.68
EV/EBITDA15.93
Dividend Yield0.13%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 60.93% | Revenue Growth (3Y) | 12.49% |
| Earnings Growth (1Y) | -41.42% | Earnings Growth (3Y) | -46.23% |
| Revenue Growth (5Y) | 1.82% | Earnings Growth (5Y) | -38.51% |
| Profitability | |||
| Revenue (TTM) | 299.70M | Net Income (TTM) | 33.92M |
| ROE | 2.30% | ROA | 1.13% |
| Gross Margin | 87.21% | Operating Margin | 50.39% |
| Net Margin | 11.32% | Free Cash Flow (TTM) | 142.40M |
| ROIC | 3.84% | FCF Growth (3Y) | -21.10% |
| Safety | |||
| Debt / Equity | 1.01 | Current Ratio | 11.20 |
| Interest Coverage | 1.30 | Dividend Yield | 0.13% |
| Valuation | |||
| P/E Ratio | 29.45 | P/B Ratio | 0.68 |
| P/S Ratio | 3.33 | PEG Ratio | -0.72 |
| EV/EBITDA | 15.93 | Dividend Yield | 0.13% |
| Market Cap | 998.89M | Enterprise Value | 2.41B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 299.70M | 186.23M | 236.85M | 86.04M | 278.82M |
| Net Income | 33.92M | 57.91M | 117.33M | 29.22M | 237.26M |
| EPS (Diluted) | 0.39 | 0.72 | 1.63 | 0.48 | 4.39 |
| Gross Profit | 261.37M | 57.61M | 125.20M | 39.11M | 248.31M |
| Operating Income | 151.02M | 57.80M | 119.07M | 32.86M | 240.84M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 3.00B | 3.20B | 3.22B | 2.65B | 2.64B |
| Total Liabilities | 1.54B | 1.71B | 1.70B | 1.40B | 1.32B |
| Shareholders' Equity | 1.47B | 1.49B | 1.52B | 1.25B | 1.31B |
| Total Debt | 1.49B | 1.64B | 1.60B | 1.30B | 1.27B |
| Cash & Equivalents | 79.63M | 63.97M | 136.45M | 23.53M | 29.33M |
| Current Assets | 135.18M | 149.91M | 297.04M | 131.84M | 63.24M |
| Current Liabilities | 12.07M | 16.23M | 16.01M | 7.94M | 4.60M |
Strategy Scores
This stock passed the criteria for 1 strategy
Score = fit strength (0–100)
Rank = position among all matches
Custom
Cash Flow Compounder
#80 of 1024
Recent Activity
Entered
Cash Flow Compounder
Mar 24, 2026